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  • 171. How to Pay Less Tax (Legally!) Before You Start Investing in Europe — Especially if You’re a Woman
    2026/01/12

    Are you investing in Europe without knowing your local tax benefits?
    You could be handing over thousands in avoidable taxes simply because no one told you what to look for.

    In this episode, you’ll learn the four main types of tax-advantaged investing tools available in many European countries. Whether you’re just getting started or already have money in the market, understanding how to legally reduce your tax bill is a game-changer especially for women who want to grow their money safely and smartly.

    You’ll learn:

    1. The exact types of accounts and investments that may offer tax advantages in your country
    2. How pension funds and exemptions can help — or hurt — your financial goals
    3. Where to start looking for this info (even if your bank is clueless)

    Listen now and learn how to legally keep more of your profits — so you can invest smarter from day one.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing

    Send us a text

    Support the show

    🌐 Let’s Stay Connected

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    9 分
  • 170. 3 Financial Regimes Every Couple Needs to Know — And Why 50/50 Isn’t Always Fair
    2026/01/08

    Is your money system with your partner actually fair or just equal on paper?
    You plan your life together. But what about your finances? If you’ve ever felt awkward bringing up money, uncertain about your contribution, or secretly resentful of your current setup… you’re not alone.

    This episode breaks down the emotional and practical layers of money inside relationships especially for women who want more autonomy, clarity, and calm.

    You’ll learn:

    1. The 3 common financial regimes couples use — and which one creates the most emotional safety
    2. Why 50/50 splits can backfire (and what’s actually fair when incomes differ)
    3. A simple sentence to open a money conversation with confidence even if it feels scary right now

    Start protecting your freedom and your partnership with a system that works for both of you.
    Listen now and start making your financial setup feel just as intentional as your relationship.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing



    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    9 分
  • 169. How Missing Just 10 Days in the Market Can Cut Your Returns in Half
    2026/01/05

    Ever thought, “I’ll invest once the market feels safer” and then waited a little longer than you planned?

    In this episode, we unpack why trying to time the market feels responsible especially for smart, driven women but can quietly sabotage your long-term wealth.

    In this episode, you’ll learn:

    1. How missing just a few of the market’s best days can erase years of potential growth
    2. The behavioral biases that make waiting feel safe even when it isn’t
    3. How to invest with confidence and discipline, without predicting the market

    Press play and learn why time in the market matters more than timing the market, every single time.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing


    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    8 分
  • 168. How to Talk Money With Your Partner Without Killing the Vibe
    2026/01/01

    Money isn’t just numbers.
    It’s safety, power, trust and that’s why talking about it can feel so hard.

    In this episode, we unpack:
    → Why money conversations turn awkward or explosive (even in loving relationships)
    → The 3 mistakes that silently damage financial trust
    → How to start a calm, honest money conversation even if you’ve avoided it for years

    If you’ve ever:
    • swallowed your questions
    • waited until a fight
    • or felt “bad” for bringing money up

    This episode will change how you see the conversation and yourself.

    🎧 Save it. Share it. Listen together if you’re brave. 💛

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing





    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    8 分
  • 167. The 5 Taxes Every European Woman Must Understand Before Investing
    2025/12/29

    Before you invest a single euro, there’s one thing that can quietly destroy your returns: taxes.

    In this episode, we uncover the 5 types of taxes that affect investors in Europe, the ones most women only discover after they’ve already lost money.

    You’ll learn:
    → Why two women buying the same investment can end up with very different results
    → The tax traps that hit expats, movers, and cross-border lives the hardest
    → Why your country, not your strategy, is often the biggest risk
    → And what you must check before you hit “buy”

    🎧 Save this episode.
    📩 Share it with a woman who’s “about to start investing.”
    Because in Europe, investing without tax awareness isn’t brave, it’s costly.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing


    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    9 分
  • 166. “I Was Jealous. Then I Realized I Was Just Scared”: Zoe on What Finally Made Her Start Investing
    2025/12/25

    Think it’s too late to start investing?
    Zoe thought the same. She was juggling three jobs in one of Europe’s most expensive cities feeling stuck, overwhelmed, and frustrated every time someone mentioned investing.

    In this episode, she shares:

    • What pushed her to stop avoiding money and start investing
    • How she faced her fear (and even enjoyed the process)
    • The exact moment she realized: “I’m actually doing this.”

    If you’ve ever whispered “this probably isn’t for me” hit play.
    Because Zoe’s story proves: you’re more ready than you think.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing



    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    17 分
  • 165. The First Tax Question Every European Investor Must Ask
    2025/12/22

    Most women skip it.
    And it can cost thousands.

    In this episode, you’ll uncover:
    → The tax detail almost everyone gets wrong
    → Why investing first and “figuring taxes later” is a mistake
    → What to check before you hit buy on your first investment

    If you live, work, or move across countries this is not optional.

    🎧 Save this episode. Your future self will thank you.

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing

    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    7 分
  • 164. Financial Freedom as a Mother: Real, Not Rich Girl Fantasy
    2025/12/18

    Is financial freedom really possible when you’re a mother, exhausted, and carrying everyone else’s needs?

    In this final episode of the series Why I Left My Job After Maternity Leave, I share what financial freedom actually looks like inside my real life — not the Instagram version.

    You’ll hear:
    → How my money works behind the scenes, without stress or obsession
    → What freedom looks like when you’re raising kids (and not working 60 hours a week)
    → The myth about wealth that even successful women believe — and why it keeps us anxious

    If you’ve ever wondered
    “Could this really be possible for someone like me?”
    This episode is your answer. 💛

    🔥 Start Here - Centsational Essentials

    New here? Start with these.
    Everything you need to stop avoiding your finances — and start investing with clarity, calm, and confidence.

    • FREE Investing Workshop – A 60-minute no-BS investing workshop that finally makes sense — built for women tax resident everywhere in Europe who want clarity, not confusion. It's also the first intro module of our Investing School program.
    • Prefer a more personal approach? Book here a 1:1 Session with my team. It’s not financial advising — it’s a practical, pressure-free conversation to help you move forward.
    • FREE 5-Day Personal Finance Challenge → https://www.centsationalwomen.com/challenge
      One simple action per day. By the weekend? Your money will feel less chaotic — and way more under control.
    • FREE Investing Cheatsheet → https://www.centsationalwomen.com/investing-cheatsheet The 7 costly mistakes that lost me €100K. You can learn them in minutes — and avoid them forever.

    ⚠️ Disclaimer

    This podcast is for educational purposes only and is not financial advice. It does not include personalised investment recommendations. All opinions are personal and investing involves risks. Please read our T&C.

    Passive income, Financial freedom, Investing



    Send us a text

    Support the show

    🌐 Let’s Stay Connected

    Our Website

    Follow us on Instagram

    Follow us on TikTok

    Follow us on LinkedIn

    Follow us on YouTube



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    10 分