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Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women

著者: Francesca Torre (Centsational Women CEO and Founder). Inspired by voices like Oprah Winfrey Martin Lewis Ramit Sethi Mel Robbins Warren Buffett Ray Dalio Charlie Munger Bill Ackman Ray Dalio Benjamin Graham Peter Lynch Brené Brown Morgan House
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Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!


Investing is only for rich men in suits… right? LOL. Nope. Not here.


Whether you:

- Don’t know what a portfolio is
- Feel intimidated by the word “investing” and by the whole process
- Or secretly worry you’re “just not a money person”…

You’re in the right place.


I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.


I didn’t grow up knowing any of this.

Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.

But that’s when I started. Slowly, awkwardly, imperfectly.

Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.

If you’ve ever thought:

“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”

Press play — and get ready to prove yourself wrong.

We’ll prove you wrong (and you’ll thank us later).


🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.

👉 👉 Click HERE to save your spot instantly


Legal disclaimer

Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.


© 2026 Centsational Women Investing: Personal Finance, Wealth & ETF Investing for European Women
個人ファイナンス 個人的成功 出世 就職活動 経済学 自己啓発
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  • 236. Financial Independence Test: If You Could Actually Afford To Leave, Would You Still Stay? The Answer Exposes Everything
    2026/08/27

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    Not "do you want to." Just — could you. In this episode of The Centsational Aperitivo, all four of us sit with that question and what it actually reveals underneath the words "loyalty," "patience," and "love."

    Because financial fear is very good at disguising itself. It can look like devotion. It can sound like commitment. And most women have never actually run the numbers to know which one they're living. This episode pulls that apart — what it really costs to have the option to leave, why almost no woman has calculated it, and why even asking a close friend how she and her partner split money still feels more taboo than almost anything else you could bring up over dinner.

    In this episode, you'll hear us get into:

    • Why so few women have ever calculated what it would actually take to support themselves independently — and what happens the moment they finally do
    • The real difference between a relationship you're choosing and one you can't afford to leave, and why your body already knows which one you're in
    • A personal story about a "fair" 50/50 arrangement that quietly wasn't fair at all, and how easy it is to mistake normal for equitable
    • Why money is one of the last true taboos between even close friends, and what that silence quietly costs women
    • What changes — not in the relationship, but in the woman — the moment she knows her own number

    This isn't an episode telling you what to do about your relationship. It's an episode helping you know exactly where you stand, so any choice you make is actually a choice. If this stirred something, our team can help you calculate your real number Book a call — link's in the show notes.

    Support the show

    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop

    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.


    About the show

    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.

    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

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    14 分
  • 235. Portfolio Volatility: Why A "Calm" Portfolio Is The Bigger Risk (And Who's Getting Rich Off Your Fear)
    2026/08/24

    Send us Fan Mail

    Every investor says they want a portfolio that doesn't move. This episode explains why that might be the worst thing you could ask for.

    We break down what's really happening every time the market swings, and why the discomfort you're trying to avoid might be the exact thing separating investors who build wealth from investors who don't.

    You'll learn:

    • Why a portfolio that never moves could be a warning sign instead of a good one
    • What actually happens in the market during moments of fear and excitement, and who ends up ahead because of it
    • The real difference between two investors watching the same falling price, where one comes out ahead and the other doesn't
    • A simple practice to use the next time your account drops, before you touch anything

    This isn't about avoiding the ups and downs. It's about understanding what they're actually for.

    Support the show

    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop

    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.


    About the show

    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.

    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

    続きを読む 一部表示
    6 分
  • 234. Salary Negotiation For Women: You Weren't Rejected, You Never Actually Asked (Do THIS Before Your Next Review)
    2026/08/20

    Send us Fan Mail

    There's a number you already know. The raise you should have asked for two years ago. The rate you keep undercharging because saying the real one out loud feels too big for your mouth. The sentence you've rehearsed in the shower and never once said to your partner, your boss, or the client who's clearly getting more of you than they're paying for.

    In this episode of The Ask, all four of us sit down with that number and the moment right before it gets said. Because here's the part almost nobody wants to admit: it's rarely rejection that stops a woman from asking. It's that she never opens her mouth in the first place. No one said no to her. She just never gave them the chance to.

    In this episode, you'll hear us get into:

    • Why the fear sitting underneath most negotiations has almost nothing to do with the number itself, and everything to do with a much older story
    • A simple way to walk into any ask
    • The difference between masculine and feminine energy at the table
    • What it looks like from the other side of the table
    • Why finding your real number matters more than ever saying it out loud to a single other person

    If you've ever rehearsed the ask and never made it, this one's for you.

    Support the show

    🎓 Ready to take the first real step? Join our free Investing Workshop — a structured 90-min, warm introduction to investing designed specifically for women. Register here: FREE Investing Workshop

    🎙 If you're ready to go deeper, book a free 1:1 call with our team: here.


    About the show

    Centsational Women Investing is the podcast helping women across Europe master investing, build passive income, and create real financial freedom — without the jargon, the judgment, or the finance-bro energy. Each week we make personal finance, somatic work and financial literacy simple, blending practical investment strategies with the money mindset and somatic work that helps you actually follow through. Whether you're learning how to start investing for the first time, planning for retirement, building wealth alongside your career, or working toward full financial independence, this is your space to feel calm, clear, and powerful with money.

    This episode is part of Centsational Women, the investing and financial freedom podcast for European women who are done knowing and ready to start doing. We cover money mindset, financial confidence, self-sabotage, and the behavioral finance side of building real financial ind...

    続きを読む 一部表示
    18 分
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