In this episode of I'll Ask The Questions Around Here, Dr. Joseph Elisha sits down with Brandt Kuhn, Managing Director and Partner at Beacon Pointe. Brandt shares how his early career was shaped by the 2008 financial crisis and what ultimately brought him back to the Coachella Valley. They explore the realities of financial planning, addressing everything from risk and taxes to fatherhood and the role of money in our mental wellbeing. Brandt unpacks financial myths seen on social media, explains the real impact of debt, and shares how his nonprofit work and family values shape his approach to money. This wide-ranging conversation blends grounded advice with reflections on community, resilience, and what it means to live a rich life.
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[00:00:28] Introduction of Brandt Kuhn and overview of his professional and personal background.
[00:02:08] Why Brandt returned to the Coachella Valley and started his financial planning career.
[00:04:05] Early influences and how a meeting with a financial advisor shaped his path.
[00:06:12] How becoming a father changed his financial priorities and planning approach.
[00:08:22] Common misconceptions about financial planning and the complexity of the system.
[00:12:14] Joseph Elisha reflects on the lack of financial education in medical school.
[00:16:21] Brandt's perspective on the anxiety caused by money and the importance of building margin.
[00:18:57] Thoughts on economic shifts, job security, and the need for adaptable education.
[00:20:29] Distinction between knowledge and service economies and the impact of automation.
[00:23:44] Brandt's view on rising labor costs, automation, and the evolving workforce.
[00:26:30] Financial myths on social media and concerns over 'get rich quick' content.
[00:29:18] Risk management in financial planning and adapting to client life stages.
[00:30:59] Trends in how the wealthy spend—on homes, experiences, and modest living.
[00:34:31] The generational shift toward lifestyle balance over endless work.
[00:38:28] How Brandt stays grounded amid managing hundreds of millions in assets.
[00:40:34] Brandt’s nonprofit work and its impact on his personal and professional values.
[00:42:51] Teaching kids about money and the realities of household budgeting.
[00:45:33] Financial myths and facts: markets, housing, and economic uncertainty.
[00:52:22] The role of hope and optimism in facing financial challenges.
[00:56:03] What defines a rich life for Brandt Kuhn—emphasis on time over wealth.
[00:57:27] Final insights on building real wealth and overcoming early investing fears.
Links:
Beacon Pointe Youtube channel - https://www.youtube.com/channel/UC1sYqRME1BlueSBz9BlG3eQ
Most recent Macro & Markets – May 2025 - https://youtu.be/GIGdwQc_EJk?si=ZoFT-FwEJkkcqdHW
Beacon Pointe Palm Desert Website - https://beaconpointe.com/contact-us/california-palm-desert/