Are you worried about outliving your retirement savings? Wondering if hiring a financial advisor is truly worth it—or just another expense? In this eye-opening premiere episode of Invested In Faith, Certified Financial Planner Michael Wallin dives deep into one of today’s biggest fears: running out of money in retirement as traditional pensions disappear.
🔍 In this episode:
➡️ The real reasons behind the decline of pension plans and what it means for your retirement security
➡️ Groundbreaking research from Vanguard and Russell Investment showing how working with a financial advisor can boost your investment returns by 2–3% annually—thanks to behavioral coaching and portfolio guidance
➡️ Strategies for building tax-smart, sustainable retirement income, even as Social Security faces uncertainty
➡️ A four-bucket approach to managing retirement savings, balancing growth, safety, and income over 20+ years
➡️ Insider tips on how to choose a fiduciary financial advisor who will put your interests first—not just sell you products
Whether you’re planning for retirement, already retired, or simply want to ensure financial certainty during uncertain times, this episode provides the blueprint to safeguard your future.
Key topics covered:
➡️ Outliving your money vs. traditional fears
➡️ Decline of defined benefit plans (pensions)
➡️ Impact of Social Security changes
➡️ How market volatility and rising costs affect retirees
➡️ Creating a comprehensive plan: retirement, taxes, estate, insurance
➡️ What makes a financial advisor actually worth the cost
👇 Do you think a financial advisor is worth it? Let us know in the comments!
If you found this episode helpful, don’t forget to like, subscribe, and share for more practical faith-based investing advice every week!
Links & Resources:
💡 Subscribe to Invested In Faith
📝 Request more info or resources: Comment below, and Michael will follow up with guidance on tackling your financial fears
📅 Tune in next week for more insights on creating certainty in uncertain times
For more faith-driven financial wisdom, make sure you’re part of our community—watch, comment, and stay invested in faith!
Timestamps:
00:00 "Advisor Value: Guiding Retirement Success"
05:27 "Is a Financial Advisor Worthwhile?"
09:00 Comprehensive Strategies for Financial Success
11:10 Creating Certainty in Uncertain Times
Optivise Advisory Services, LLC (“Optivise”) is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information, visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable, though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
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