While much of the world’s attention is on surface-level headlines, China is executing a quiet but sweeping overhaul of its insurance sector. In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring how China’s restructuring efforts may signal a global shift in capital adequacy, reinsurance access, and regulatory direction.

🔍 Inside this episode:

What China’s solvency tightening and reinsurance audits really mean

How these moves could impact global reinsurers, foreign JVs, and digital MGAs

Whether this signals the start of a new global trend

What risk leaders and underwriters must re-evaluate right now

📘 Based on the article:

“When Giants Adjust: What China’s Insurance Restructuring Tells Us About the Future of Risk Capital”

by Sean Djalilvand

🎧 Listen now and rethink your assumptions about capital, treaties, and the pace of regulatory change.

#RiskMadeSimple #SeanDjalilvand #Insurance #Reinsurance #China #Solvency #RiskCapital #GlobalRisk #Episode7

On June 22, 2025, India and Dubai launched a groundbreaking Insurtech Corridor—a cross-border initiative fusing India’s digital scale with Dubai’s regulatory speed. But what does this mean for insurers, reinsurers, and risk managers worldwide?

In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring:

Why this corridor marks a turning point for global underwriting models

How it could reshape embedded insurance, parametric products, and digital MGAs

What this partnership signals for the future of regional reinsurers and sandbox regulation

From India’s booming data ecosystem to Dubai’s innovation-first licensing, we analyze what this means for you—whether you're a carrier, underwriter, or startup founder.

📘 Based on the article:

“Bridging Borders: How India and Dubai Are Redefining the Future of Insurance”

by Sean Djalilvand

🎧 Listen now and rethink where the future of insurance is truly being written.

#RiskMadeSimple #SeanDjalilvand #Insurtech #Reinsurance #InsuranceInnovation #India #Dubai #GlobalRisk

This strategic analysis examines the immediate and far-reaching insurance impacts of the U.S. airstrike on Iran announced on June 21, 2025. Marine war-risk premiums are projected to surge, especially for ships navigating the Persian Gulf and Strait of Hormuz, with insurers likely introducing stricter exclusions and enhanced security requirements. Aviation insurers face increased exposure, as airlines reroute flights and reassess regional risk, triggering operational cost spikes and route-specific surcharges. Reinsurers are expected to tighten treaty terms, revise exclusions, and reprice exposures across energy, property, and casualty portfolios. The energy insurance sector will react to volatility in oil prices and growing infrastructure threats, while U.S. domestic markets may brace for ripple effects, including possible terrorism-related claims across workers' comp, life, and travel lines.

In this deep-dive podcast episode, we unpack key insights from a recent interview between freelance insurance reporter John Baker and global risk strategist Sean Djalilvand. The discussion explores how the escalating tensions in the Persian Gulf and Strait of Hormuz are impacting marine war risk premiums, reinsurer responses, and global trade resilience.

From premium spikes and shipping route exposures to the implications for Lloyd’s market and treaty renewals, this episode offers a rich perspective for insurance professionals facing unprecedented geopolitical volatility.

In this episode, we unpack one of the most catastrophic aviation losses in recent history: the Air India Flight AI171 crash. With estimated insurance claims approaching $475 million, the event has sent shockwaves through global insurance and reinsurance markets.

Join Sean Djalilvand as he explores:

✈️ The breakdown of coverage: hull, liability, ground loss

🌍 How global reinsurers (Lloyd’s, Bermuda) are absorbing the shock

📉 What this means for pricing, treaties, and aviation underwriting

🧩 Broader implications for route-based risk, aggregation, and ILS

📊 The underwriting blind spots this tragedy has exposed

This isn’t just about one airline—it’s about how we insure rare, high-impact events in an increasingly complex world.

🎧 Listen now and explore the strategic, financial, and ethical layers behind the headlines.

Full article: https://www.linkedin.com/pulse/air-india-crash-475m-claim-sparks-global-insurance-sean-djalilvand-zqeic

In this powerful episode, Sean Djalilvand explores the mounting tensions between Iran and Israel and their far-reaching implications for global insurance and reinsurance markets. As geopolitical threats rise, how do insurers prepare for black swan scenarios that can't be priced by history alone?

From aviation exposure and marine war exclusions to the future of political risk insurance, Sean offers an insider’s view into how underwriters, brokers, and corporate risk managers are adjusting portfolios—and mindsets.

📌 Topics discussed:

Geopolitical risk modeling in volatile regions

The limits of war exclusions and reinsurer appetite

Supply chain fragility and marine insurance implications

The role of reinsurance in absorbing state-sponsored volatility

What to expect if a full-scale conflict erupts

Whether you're in insurance, risk, or global trade, this episode offers critical perspective on how today’s conflicts could shape tomorrow’s policies.

In this first episode of Risk Made Simple, listeners are introduced to the vision behind the podcast and its creator, Sean Djalilvand. The show explores insurance, reinsurance, and strategic risk in a clear and practical way—drawing from Sean’s books and 30+ years of industry experience. Topics include treaty structuring, renewable energy underwriting, and corporate risk.

Narrated by AI voices using Sean’s original script and insights.