In this quick and clear episode, Tammie D’Allura breaks down one of the most misunderstood topics in commercial insurance — the difference between occurrence and claims-made coverage in a Commercial General Liability (CGL) policy. Learn how timing determines coverage, what retroactive and extended reporting periods mean, and why choosing the right form matters for both agents and insureds.

🎧 In under 10 minutes, you’ll gain the confidence to explain CGL triggers like a pro.

In this short, insightful episode, Tammie D’Allura unpacks the Affordable Care Act (ACA) — what it is, why it was created, and how it continues to shape today’s health insurance marketplace. You’ll learn the key features of the ACA, including essential health benefits, subsidies, and enrollment periods, plus how the law impacts individuals, families, and agents alike.

Designed for busy professionals and learners, this under-10-minute episode cuts through the noise with clear, practical explanations that make complex rules simple.

In this short and powerful episode, Tammie D’Allura breaks down Medicare in plain language — how each part (A, B, C, and D) works together to provide healthcare coverage for millions of Americans. You’ll learn the key differences between Original Medicare and Medicare Advantage, what’s covered, and why there is a Medicare Supplement- MEDIGAP option.

Perfect for agents, new retirees, and anyone preparing to make smart healthcare decisions, this under-10-minute episode delivers clear insights without the jargon.