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Today, most payments still flow through traditional banks. But these systems come with clear limitations: they require trust in third parties, operate on fractional reserves, and provide little transparency about what happens behind the scenes. As a result, they expose us to real risks such as fraud, negligence, and data breaches.

With the advent of blockchain, first popularized by Bitcoin, a new model emerged: a decentralized, secure, and immutable ledger that removes the need for intermediaries. However, public blockchains carry their own issue: they are too transparent. Transactions, balances, and entire histories are visible to anyone, creating serious privacy concerns and even personal security risks.

This is where Monero comes in. A cryptocurrency built to truly safeguard financial privacy, addressing the weaknesses of both traditional banking and public blockchains. With Monero, your transactions are not only secure but also private and fungible—just as money is meant to be.