You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:
👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"The only way your spouse keeps FEHB after you die is by electing the survivor benefit—don’t make this avoidable mistake."

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🔗 LINKS MENTIONED
▶️ How Survivor Benefits Work: https://cdfinancial.org/survivor-benefit-guide
📘 Retirement Toolkit: https://cdfinancial.org/tools

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👋 WHO AM I?
At CD Financial, we help federal employees and retirees align their benefits with a life of financial peace and purpose. This channel covers everything from FERS pensions and TSP optimization to real-life retirement strategies and FEHB planning—because financial security shouldn’t be a mystery.

⌚️Timestamps

0:00 – Intro: Why survivor benefits matter
0:25 – Don’t make this FEHB mistake
0:48 – What 25% or 50% Survivor Benefit actually means
1:20 – Real-life pension examples: $4,000 pension breakdown
1:33 – How FEHB eligibility is tied to Survivor Benefit election
2:00 – If you choose “no survivor benefit,” what happens?

📞 Get More from CD Financial:
Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation:
https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company. Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

#SurvivorBenefit #FEHBPlanning #FederalRetirement #FERSPension #CDFinancial #RetirementPlanning #HealthInsuranceForSurvivors #FederalEmployeeBenefits #LiveWithPurpose

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