Buying a home? Don’t let interest rates hold you back. This episode of The Purchase Path breaks down how interest rate buy downs — both temporary and permanent — can help you lower your mortgage payment, buy with $0 down, and build equity faster than renting.

We’ll simplify:

• What a buy down is (in plain language)

• The real impact on monthly payments

• Who should consider a temporary vs. permanent buy down

• How Azcension structures these incentives into our homes

• Why now might be the right time to buy, even if rates seem high

If you’re a first-time buyer, veteran, or working-class family, this episode will give you the confidence and tools to move forward on your purchase path.

🛠️ Topics Covered:

• [00:00] Welcome + What’s in This Episode

• [01:10] What Is a Buy Down?

• [03:00] Temporary Buy Downs (1-0, 2-1, 3-2-1 Explained)

• [06:15] Who Should Consider a Temporary Buy Down

• [08:40] Real Payment Breakdown: $250K Purchase at 7%

• [10:20] Permanent Buy Downs: How They Work

• [12:00] Points, Concessions, and Who Pays

• [14:15] How Azcension Structures Incentives for Buyers

• [16:00] Which Buy Down Option Is Right for You

• [17:30] Final Thoughts + How to Get Started

📧 Email: Team@AzcensionHomes.com
📲 Follow us on Instagram, Facebook, and LinkedIn: @AzcensionHomes and @ThePurchasePathAZ
Visit our website: AzcensionHomes.com