In this episode of Horizon Advisers Unleashed, we sit down with Caroline Wenker, Vice President and Portfolio Manager at PGIM Fixed Income, to break down the municipal bond market.

We discuss how municipal bonds work, how they compare to other fixed-income investments, the Detroit bond story, recent muni performance, and what the Fed’s latest decisions could mean for bonds going forward.

Every week, clients ask us questions that millions of Americans are wondering about—but few people talk about openly.

Should I pay off my mortgage early? Am I saving enough for retirement? How much cash should I keep? When should I take Social Security? Can I actually retire?

In this episode, Ryan Kus and Alex Dinser answer the real financial questions they hear every week from clients. No complicated jargon, no market predictions—just practical guidance and the thought process behind making smart financial decisions.

Whether you're building wealth, preparing for retirement, or simply trying to make better money decisions, this episode will give you insight into the conversations financial planners are having every day.

Many people in their 40s and 50s feel like they're being pulled in two directions at once. They're helping their children pay for college, first homes, or everyday expenses while also stepping into the role of caregiver for aging parents.

Welcome to the Sandwich Generation.

In this episode, Ryan Kus and Andrew Hinrichs discuss the financial and emotional challenges of balancing multiple generations that depend on you. They cover how to protect your own retirement while helping loved ones, common planning mistakes families make, and practical strategies for navigating long-term care, estate planning, and family conversations.

If you've ever wondered, "How do I help everyone without sacrificing my own future?" this episode is for you.