In this eye-opening episode of Horizon Advisers Unleashed, Andrew and Ryan explore a surprising new trend: being smart with money is becoming one of the most attractive qualities you can have. 💡 Gen Z is rewriting the dating and lifestyle playbook—skipping expensive nights out, favoring meaningful (and budget-friendly) experiences, and putting savings and debt payoff ahead of flash and excess.

We’ll dig into what’s driving this cultural shift, how financial habits influence relationships, and what this means for your own financial journey—whether you’re dating, married, or somewhere in between. You’ll hear real stats, personal stories, and practical tips for keeping both your wallet and your relationship healthy.

Source: https://www.reuters.com/markets/wealth/is-it-sexy-be-financially-responsible-2025-08-08/

In this episode of Horizon Advisers Unleashed, Ryan and Andrew explore a growing trend in the financial world: retirement coaching. It’s no longer just about the dollars and cents. More firms are helping clients answer deeper questions like: “What’s next for me?” and “How do I live a meaningful life after work?”

We dive into how retirement coaching addresses the emotional and psychological aspects of leaving a career, how it can help clients avoid “post-retirement blues,” and why this human-first approach is becoming a competitive edge for forward-thinking advisory firms.

Whether you're planning your own next chapter or advising others through theirs, this episode will open your eyes to the power of planning for purpose—not just paychecks.

Artificial Intelligence is everywhere—helping you write emails, plan trips, even build budgets. But can it answer life's biggest financial questions?

In this episode of Horizon Advisers Unleashed, Ryan and Andrew explore the promise—and limitations—of using AI for personal finance. From investing your life savings to figuring out if you can retire at 65, we break down where AI tools shine and where human guidance still matters most.

If you've ever asked ChatGPT about retirement or plugged your future into a robo-advisor, this episode is for you. Let’s separate the hype from the helpful and uncover when it’s smart to get help from a real (human) financial pro.

When a loved one passes away, most people assume everything must go through probate—but that’s not always the case.

In this episode, Ryan and Andrew break down what actually happens to financial accounts in a small probate case. They cover:

• Which accounts typically do go through small probate
• How to avoid probate altogether with simple planning
• What to know about jointly owned accounts, PODs, and TODs
• Real-world examples of how families can save time, money, and stress
• Why the size of the estate doesn’t always match the complexity

Whether you're helping a family member settle an estate or planning ahead for your own legacy, this episode offers clarity on an often confusing process.

🔍 Spoiler alert: Proper beneficiary designations and titling can make all the difference.

In this episode, Alex and Andrew open up about one of the most under-discussed financial challenges—the real cost of being a working parent.

From daycare to summer camps, after-school care to sick day backups, the expenses add up fast. And it’s not just about dollars — it’s also about time, energy, and career decisions that affect long-term financial outcomes.

👶 They unpack key questions like:

• How much does childcare really cost?
• What hidden expenses often catch families off guard?
• How do two-career households juggle finances, time, and mental load?
• Is one parent stepping back worth it financially — or not?
• What tax breaks, dependent care accounts, and workplace benefits can help?

Whether you're a new parent navigating costs for the first time or a seasoned pro looking to optimize your family finances, this episode is packed with practical advice, honest reflections, and planning tips.

👉 Tune in and learn how to manage the chaos, plan with purpose, and keep your financial goals on track — while raising a family.

Whether it’s a corporate layoff, restructuring, or an unexpected termination, the financial shock can feel overwhelming. But the steps you take in the first few days and weeks can make a big difference in your long-term stability.

They walk through the key questions and decisions:

• What immediate actions should you take to stabilize your finances?
• How do you handle health insurance, severance, and unemployment benefits?
• Should you pause retirement contributions or pull from savings?
• How do you rebalance your budget to protect your emergency fund?
• And how can you turn this into an opportunity to reassess your career and financial goals?

Andrew and Alex are joined by guest Andrew Maurer, who is a licensed attorney in Grosse Pointe Woods, Michigan. Maurer has also trained in comedy writing with the Second City and a SNL television writer. Maurer served for four years as a creator/writer/producer for “Master Comics LLC.” an independent comic book label which he helped bring onto the national and international market, before leaving to pursue his J.D. from Wayne State University Law School. They discuss his career path and how he ended up where he is now!

In this special lifestyle episode of the Horizon Advisers Unleashed podcast, Andrew sits down with Ryan to hear all about his recent family getaway to one of the most breathtaking places on earth—Bora Bora. 🌴🌊

They talk about:

• What it’s really like to wake up in an overwater bungalow
• The unexpected moments that made the trip unforgettable
• Balancing adventure and relaxation with kid in tow
• Why taking time away (even as a planner) is essential for perspective
• Tips for anyone considering a trip to French Polynesia

This episode is a refreshing reminder that while we plan for the future, it’s just as important to enjoy the present. Tune in for travel stories, laughs, and a glimpse into the kind of intentional living that financial planning helps make possible.