Thinking about buying a home in Metro Detroit?Mortgage expert Vincent Newsome from National Mortgage Funding joins me to answer your most-asked home loan questions — including down payments, appraisals, VA loans, escrow, and home equity options.Whether you’re a first-time buyer or getting ready for your next home, this conversation breaks down what you really need to know about financing in today’s market — in plain English.📞 Contact Leslie E. Martin, Realtor® | Metro Detroit Real Estate Expert📧 leslie@leslieemartin.com📱 Phone: (734) 846-8358🌐 Website: https://www.leslieemartin.com📸 Instagram: https://www.instagram.com/leslieemartindtw📘 Facebook: https://facebook.com/LeslieEMartinRealtor💼 LinkedIn: https://www.linkedin.com/in/leslie-martin-68a9a922a/🏡 Zillow: https://www.zillow.com/profile/LeslieEMartin⏱️ Chapters:00:00 – Intro: Meet Vincent Newsome from National Mortgage Funding00:08 – What is a Home Equity Loan (and how does it work)?00:44 – Do you really need 20% down to buy a home?01:59 – How does the appraisal affect the purchase price?02:55 – VA Loans: Pest inspections & 0% down explained04:06 – What is escrow, and is it required?07:10 – Final thoughts & how to contact Vincent💡 Why Watch:Buying a home comes with a lot of questions — and getting the right answers can save you time, money, and stress. This video is perfect for buyers in Metro Detroit areas like Grosse Pointe, Northville, Bloomfield Hills, Birmingham, Troy, and Shelby Township who want clear mortgage guidance from a professional.🏡 If you’re thinking about buying or selling in these areas, I’d love to help you make your next move.