
Hidden Costs of Buying Property in Australia (2025): Stamp Duty, LMI, Strata, Rates & More
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Buying an investment property? Don’t get blindsided. We break down every hidden cost — from stamp duty and LMI to settlement adjustments, strata levies, property management fees, landlord insurance, maintenance, loan package fees, and selling costs. Use our simple rules of thumb and budgeting formulas to keep your deal cash-flow safe.
Includes:
- Upfront purchase costs (duty, conveyancing, B&P/strata, titles, LMI)
- Settlement & first-month surprises (adjustments, insurance, connections)
- Ongoing ownership costs (PM fees, rates/water, strata, maintenance, land tax)
- Finance traps (package fees, rate-locks, IO expiry, discharge/break fees)
- Exit costs (commission, marketing, sale conveyancing, CGT heads-up)
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⚠️ DISCLAIMER: The content provided on this podcast is intended for general informational purposes. Please be aware that this information is not personalised to your specific investment objectives or financial circumstances. Consequently, it should not be considered financial, investment, legal, or any other form of professional advice, either expressed or implied.