Financial freedom is within your reach, but what's keeping you from pursuing it for you and your family? I want to talk to you about the three ways women hold themselves back as far as money is concerned.

Key points covered in this episode: 

✔️Women hold back when money is concerned because of these lies we tell ourselves. 

The first lie we tell ourselves is that "we're lazy", and that's why we're not doing what we need to. Second, "we're crazy" for even trying to go after a big goal. And third, that "we're greedy" for even wanting to have more in life. 

✔️ Identify mental triggers that spur money disasters. So you fight with your husband, or your boss yells at you. You get so upset and comfort yourself in the way you are so used to doing — shopping! Knowing that it can be against your best interest, you still do it to feel good at the moment. 

✔️Fix your money problems by first clearing your mental head trash. 

Is this how your thoughts go? "I'm just not good with money." 

"Getting out of debt is just so hard." "Investing is too technical and hard to understand." Unless you first clear your mind and get your fixed beliefs out in the open, you cannot resolve your money problems. 

_______________________________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Felicia Gopaul is a Money Confidence Catalyst and author of Amazon's best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

We cannot hold our future hostage to continuous inflation, crisis and economic instability. My friend, it's time to build the path towards financial freedom right now, regardless of where you are in your wealth-building journey.

Learn 3 Ways to Build Financial Freedom Income 

Key points covered in this episode: 

✔️#1 Create a business around your expertise. I'm a financial planner, so my expertise is financial planning. So I want you to think about what's your thing and figure out whether or not you can create a business around it. 

✔️ #2 The stock market. The easiest way to do that is through dividend-paying stocks. The place that I would have you go to is https://www.suredividend.com/. It's a great resource to get started.

 ✔️ #3 Real Estate. Now I'm going to give you an unusual idea to do it is by becoming a home inspector. It's not the typical thing that you would imagine, but it's a great way to learn the real estate industry and take advantage of that for yourself without putting a lot of your money into it. 

If you're interested in some of the other ideas we have inside our Financial Freedom Fundamentals course, find me on LinkedIn. You can reach out to me at Felicia Gopaul or reach out to me via text at 9495351011, and I will send you the other seven ideas that we've got to get you started with creating financial freedom income. 

_______________________________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Felicia Gopaul is a Money Confidence Catalyst and author of Amazon's best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

Today’s topic is something people often avoid: estate planning. 

I was recently meeting with a new client and her fiance. As I was reviewing their current planning, I discovered that they hadn’t started talking about their estate planning.

No one likes talking about what happens after they pass away. But the reality is that we all need to ensure our assets go to the right hands.

In this episode, Portia Wood gets into the nitty-gritty of the concerns and circumstances of creating wills, trust funds, and prenuptial agreements for engaged couples, Black and Latino families, the LGBTQIA community, and singles.

This is one episode you don't want to miss! Watch Her Money Story — THE SECRET SHAME OF MONEY MISTAKES with Katherine Lankford ▶️

Key points covered in this episode: 

✔️  Prenuptial agreements and trust funds are not evil. These words bring the images of a wealthy man and a gold-digging wife. Or spoiled rule-breaking brats. But these plans exist so that our wishes and loved ones are honored when the time comes.

✔️  Most African-Americans are passing on negative wealth. For Black families, generational wealth seems unattainable. Statistics have proven that each generation of African-Americans starts from zero. Portia Wood has created the Black Trust Fund Kids to normalize intergenerational wealth transfer.

✔️ No matter your background or family type, you should have these 3 things in your estate plan when you’re 18. Have a property power of attorney, healthcare directives, and a distribution plan.

✔️  There is a lack of financial literacy. Unrestricted inheritances are typically squandered in 3-5 years of receipt in Black communities. Other challenges like incarceration hinder the accumulation of wealth.

✔️  Good talent and ideas get stuck because of responsibilities and no safety net. Children with parents that utilize a trust fund are set up for success. Estate planning affords them their basic needs as they pursue their dreams.

✔️  Estate planning allows you to give your loved ones financial freedom. We would want our future children to have the ability to not have to trade their time for money.

Portia Wood of Wood Legal Group, LLP is a founding partner of an African-American mother-daughter estate planning firm focused on using all the tools at their disposal to close the information gap that keeps families from leveraging and protecting their assets to create generational wealth. They serve all families, with special attention to the unique needs of Black, Brown, and LGBTQ families.

 _______________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

Today, we will talk about a rarely discussed topic: the intersection of money and shame. 

I first got interested in this when I read an article in 2016 by Neal Gabler in the Atlantic titled "The Secret Shame of the Middle-Class", as it resonated with me both professionally and personally. 

 I've had my share of making shameful mistakes in my own finances, and, similarly, my clients and prospects too beat themselves up for it.

In this episode, we get raw and real with Katherine Lankford to talk about experiencing a mortgage trifecta during the meltdown of 2008 when she had to close down her mortgage business, make a short sale, a deed in lieu of foreclosure all in a short time frame.

This is one episode you don't want to miss! Watch Her Money Story — THE SECRET SHAME OF MONEY MISTAKES with Katherine Lankford ▶️

Key points covered in this episode: 

✔️  We need to stop whispering & start talking about financial failures to help other people. When she was going through the mortgage trifecta in 2008, Katherine Lankford asked herself how a smart, educated woman like herself ever ended up in that situation. She shares her mindset to survive, how she turned around her situation, threw off the shame, and is now thriving.

✔️  So many of us were never taught financial literacy when we were younger. We've seen and experienced how money mistakes have made entire generations poor quality of life. Today, there is more focus on starting financial education programs for children. Teaching how to budget, save, eliminate debt and start investing has become essential life skills. Don't wait until you are 30, 40, 50 or 60 to learn hard lessons; instead, look at the experience and mistakes of others and take charge of your financial habits now.

✔️ Some people try to hang on for so long to their properties and end up relinquishing even more money than they had to lose. It would be best if you cut your losses to go out less hurt in dire situations.

✔️  It takes time, intention and being fierce about protecting your credit and rising back up. There is no quick fix to everything. Through study and implementing financial strategies, Katherine was able to pay off thousands of dollars of credit card and student loan debt, build up her savings, and increase her credit score.  

 ________________________________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

 She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

There is more than one way to become successful and to achieve the dream of becoming a millionaire! In this episode, I am excited to share my inspiring conversation with the accidental millionaire, Michael Dillard. Raised by a single parent and living a portion of his life in poverty, he now teaches the new generation the wisdom he earned about creating money and building generational wealth. 

Tune in to and learn more in this new episode of Her Money Story —The Accidental Millionaire with Michael Dillard.

Key points covered in this episode: 

✔️ From collecting food stamps in the mail to being able to enjoy a nice, comfortable retirement. Educator and professional coach Michael Dillard is living the life he then didn't see coming. He shares how he went from being unemployed on a Friday to becoming a Foreign Service Officer on a Monday. He tells the details of his story and the blueprint on how you too can overcome setbacks in your life, career, or personal finances and create a vision plan in the book ACCIDENTAL SUCCESS: Accidental Millionaire Retirement. 

✔️ On getting insurance and the YOLO generation.  We don't live in Disney World — real stuff happens, and you've got to be financially prepared. 

Remember, you got to have the money in the bank to take care of short-term emergencies. And it would be best if you had the insurance to take care of the catastrophic things. Having these things in place means that you have a safety net to go out and live the vision you're creating for yourself.

✔️ Financial freedom is not having a ball of debt tied to your ankle when you wake up. For many people, waking up and saying, "I like being alive today" is a luxury. Much of the headspace is taken up by bills, and debts need to be repaid. Making good money choices today determines your peace of mind and future happiness. 

Michael Dillard was born in Portsmouth, Virginia, and raised in Clarksville, Tennessee. Michael graduated from Northeast High School. From age 7, he was raised in a single-parent house when his parents divorced. The U.S. federal program called Upward Bound motivated him to develop a vision for his life. It provided tutoring and cultural exposure while in high school on the campus of Austin Peay State University.

His book, Accidental Success, is for someone stressed out with their life, career, or personal finances and needs the motivation to get up and get going. 

The book contains the inspiring real-life story of Michael Dillard and the secret formula that he used to go from unemployed on a Friday to traveling around the world as a Foreign Service Officer (what he calls an Accidental Diplomat) on a Monday.

In addition to being an author, Michael Dillard is an Executive Coach. He completed his ICF executive coach training from the Center for Executive Coaches. One can book or schedule a coaching session with Michael at www.madillard.com.

 ________________________________________________________________

Felicia Gopaul, CFP, is the Women's Wealth Builder 

dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

 She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

Many of my clients and the listeners of this podcast aspire to be financially free. But my guest Deana Denton says that what we should dream and work for is SOVEREIGNTY. So today, we will dive deep into this concept and what it means for you today, and what is possible if you expand your vision of what TRUE FREEDOM could mean in your life.

Key points covered in this episode: 

✔️ We are looking at a future where the power lever will be moved from governments to individuals. This is the insightful and interesting point that Supply Chain Thought Leader, Entrepreneur, and Real Estate Investor Deana Denton tells us to anticipate. "Governments are truly going to have to compete and market themselves, and legislation and lobbying will be more democratized because you're going to have to meet the demands of the majority and not a minority, which is how our current system is set up."

✔️ Start opening your eyes and realize that the world is your stage. Take a closer look at opportunities you overlook and fail to translate into the digital way of selling. Remember, your market is so much bigger, open 24/7 hours a day for 365 a year worldwide, and you have to get used to that. Think about making money while you sleep in your own domestic country and potentially everywhere else that the Internet can reach.

✔️  So many young people dream of becoming world citizens, and ultimately, they become better individuals. They have changed perspectives. They don't have these biases because they've seen what it's like to live in other places, and they've seen the value that diversity brings -- a different way of thinking and a different way of living. And it just makes them better global citizens, more empathetic, more insightful, and innovative.

Deanna Denton is a Next-generation Supply Chain process, and digital technology thought leader. Her expertise in supply chain innovation within dynamically evolving best-of-breed ecosystems. She has 30 years of deep knowledge within human capital, consumer product, process industry, life sciences, and public sector technology domains. She is also a Supply Chain futurist and collaborator within 'creator economy' supply chains. Connect with Deanna on LinkedIn https://www.linkedin.com/in/deanaldenton/

 ________________________________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

 She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session

It's time to discover your true purpose for money by transforming your investing experience. This is the passion that Sophal Pettit lives for. She is a wife, mother, coach, and co-founder of CSP Financial Group. A survivor of the Cambodian Killing Fields, Sophal is very passionate about helping people get what it means to be free and purposeful around money. She is living her American Dream and is taking a stand for others to do the same. 

Join us in an insightful and powerful conversation in this new episode of Her Money Story — The American Dream with Sophal Pettit ▶️

Key points covered in this episode: 

✔️ For the past 27 years, I have personally made and helped my clients correct some of the most common investor mistakes. You may be surprised to find these happen with investors across all platforms, whether it's with traditional investing, robo advisors, crypto trading, and even some of the "savings" apps that encourage people to make these trading mistakes. Every day (maybe every hour), the ads we see by the various financial institutions play into these common mistakes. So much so, people don't recognize they are making the mistakes while they are making them. 

✔️ Our grandmothers and mothers told us not to have all of our eggs in one basket.  We've heard all these stories of people who made costly money mistakes that have put their retirement and savings to zilch. In turn, they work longer than they want and lose time and peace of mind due to making rash financial decisions. What makes someone a good investor? Or a bad investor?

✔️ One of those common mistakes that we see people make is the fear of missing out. FOMO: the behavior that a lot of us fall into. It affects many aspects of life, but investing with the fear of missing out can be dangerous especially involving financial decisions. We need the right tools to help us stay in line and find a good place or company where we can get peace of mind. 

✔️ The past doesn't guarantee future results. So why would you look in the past for your investment vehicle? And the best way to do this is to stay present and connect with the right type of investor and adviser who can lead you to the right place. 

✔️ Wealth is founded around education. We are passionate about helping you create the life you love by holding educational events that will change how you look at money and how you handle it.

The American Dream Experience is happening on October 7th, 8th, and 11th. We would love to have you join us. Reach out to me, comment, or send us a PM if you're ready to take charge and change your investing game for 2022.

#personalfinance #financialadvice #money #financialservices 

#financialcoach #financialcoaching #invest #investing #investinyourself #investingforbeginners #investmentstrategies #americandreamexperience #AmericanDream #financialeducation #financialpeace #femalefinance #financialfreedom #hermoneystory #feliciagopaul 

Sophal Pettit is the Co-Founder and COO of CSP Financial Group, a

 premier investor coaching company. CSP revolutionizes investing with breakthrough training and education, empowering families to achieve: Peace of Mind, Abundance, and Greatness.

Sophia wrote her inspiring account when the Pol Pot revolution came to Cambodia: From Hell to Heaven: From Surviving the Killing Fields of Cambodia to the Beatitudes of Living in Gratitude. 

Connect with Sophal and visit her website www.sophalpettit.com

 ________________________________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

 She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session.

Cryptocurrencies have been promoted as a way to democratize the finance world and include more diversity.  

In this episode, crypto investor Nicky Shah shares her 20 years of experience as an investor and shares the ins and outs of crypto before deciding if you will add it to your investing mix.

Cryptocurrency For Beginners: Should You Invest Or Not? ▶️

Key points covered in this episode: 

✔️ A recent CNBC/Acorn survey found that twice as many men and women invest in crypto as women, and the current gap exceeds the gap between men and women investors in stocks, ETFs, mutual funds, and real estate.

✔️  Make sure that your foundation and the other pieces of your financial planning are in place before you start crypto. The path to financial freedom requires discipline and planning. It is not the where and how you invest your money but committing to learning and becoming financially wise.

✔️ Crypto is very, very volatile and not for the faint-hearted. If you're not a person that's comfortable with risk-taking or not with volatility, don't trade in a way that will make those conditions present in your life day after day. 

✔️ Nicky posits that the crucial thing that's NOT talked about is the importance of understanding yourself as an investor. "Crypto can be very volatile. And if you're not a person that's comfortable with risk-taking or if you're not comfortable with volatility, then don't trade in a way that's going to make those conditions present in your life day after day. That's not to say that you can't get into it if you've got a different personality from a typical level-headed trader, perhaps. But there are ways around understanding your personality to fit your trading style."

✔️ Learn the fundamental trading skills of using a platform. You don't want to end up shorting or placing a trade in the wrong direction. 

✔️ Get a demo account for whatever trading platform you use and play with that for at least a week minimum. Probably a month is better. 

✔️ Get your timing right. Many people start getting interested when crypto is taking off and get in fear of missing out. They end up buying at the top of the market, and then they see it crash 50 percent potentially within a week. If you're serious about getting into crypto, be patient because there will always be good times to get in.

Nicky Shah is an investor and business professional with 20 years of experience investing in crypto, stocks, properties, and startups. She developed a coaching course where newbies can learn the lessons and avoid making huge mistakes. Nicky first learned the hard way. She also teaches how to individually understand your trading personality in any financial investing in your life. Find Nicky on LinkedIn: https://www.linkedin.com/in/nickyshah/

 ______________________________________________

Felicia Gopaul, CFP, is the Premier Women's Wealth Builder 

dedicated to your financial success!

Ms. Gopaul is a Money Confidence Catalyst and author of an Amazon best-selling books "Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death" and "Local Business Mavericks - Volume 20: Insights & Innovation From Top Local Business Owners, Professionals & Community Leaders."

She is also a speaker and Certified Financial Planner Ambassador (only one of 50 people in the United States). She teaches accomplished, successful and educated women to heal their money mistakes, rebuild their wealth, and ultimately reclaim their power. 

If you want to master your money and go from feeling even a little bit of self-doubt ➔ safe➔ secure & ultimately in control of your financial destiny, apply for a Financial Breakthrough Session at sign up for a Financial Breakthrough Session - https://feliciagopaul.pages.ontraport.net/financial-breakthrough-session.

Other Resources:

Download the Financial Abundance Toolkit - https://feliciagopaul.pages.ontraport.net/FAT

Join the waiting list/sign up for the Financial Freedom Fundamentals course (doors open in the next week) - https://www.financialcontrolmastery.com/fffl2/