Struggling to make sense of equity, taxes, and wealth building? This episode reveals how smart tools and bold thinking are helping women confidently break into the finance world—and thrive.

Summary

In this conversation, AJ Ayers shares her journey from a creative background to becoming a leading voice in financial planning and equity compensation. She discusses the importance of financial education, the challenges of navigating complex tax situations, and the evolution of her companies, Brooklyn FI and Gemifi. AJ emphasizes the need for community, networking, and embracing change in the financial industry. She also offers valuable advice for aspiring women entrepreneurs, highlighting the significance of revenue generation and the importance of partnerships in business.

Guest Information
Name: AJ Ayers

Email: aj@brooklynfi.com

Website: www.brooklynfi.com
https://www.gemifi.co/

LinkedIn: https://www.linkedin.com/in/ajayers/

Other: https://moneychangeseverything.substack.com/

Takeaways

• AJ Ayers emphasizes that you own your limiting beliefs.
• Financial education is crucial for navigating personal finance.
• Brooklyn FI was founded to provide financial advice to young professionals.
• Gemifi was created to simplify equity compensation planning.
• Many people face rude awakenings regarding taxes and financial planning.
• Networking and surrounding yourself with smart people is essential.
• Revenue generation should be prioritized over perfection in business.
• Partnerships can help actualize business visions.
• Avoid going into debt to start a business.
• Authenticity is key in building relationships and trust.

Chapters
00:00 The Journey to Financial Planning
07:07 Building Brooklyn FI: A New Approach to Financial Advice
12:38 Introducing Gemifi: Revolutionizing Equity Compensation Management
18:31 Navigating Complex Financial Situations
24:25 The Future of Financial Advisory and Technology
26:27 Launching Gemifi: A New Tool for Advisors
28:54 Education and Guidance in Equity Compensation
30:42 Making Informed Equity Decisions
34:28 Staying Updated in a Rapidly Changing Industry
39:08 Networking and Community Building
43:33 Advice for Aspiring Women Entrepreneurs
48:26 Navigating Complex Equity Events
49:24 The Importance of Action Over Perfection
49:34 Podcast Design Youtube Channel Art-3.mp4

What if one of real estate’s most powerful tax strategies—1031 exchanges—could be accessed with zero fees and maximum efficiency? Join Heidi Henderson and Judd Schoenholtz as they reveal how Deferred is using technology and transparency to revolutionize the investment landscape.

Visit the website:
Deferred.com

Summary

In this conversation, Heidi Henderson and Judd Schoenholtz discuss the transformative potential of 1031 exchanges in real estate investment, focusing on the innovative no-fee exchange model offered by Deferred. They explore the historical context of 1031 exchanges, the importance of compliance and transparency, and the role of technology and AI in streamlining the process. Judd shares insights on the challenges faced by investors and the need for better tools and resources, while also providing advice for entrepreneurs looking to innovate in the financial space.

Guest Information
Name: Judd Schoenholtz

Email: judd@deferred.com

Phone Number: (917) 783-6576

Website: www.deferred.com

LinkedIn: https://www.linkedin.com/in/juddschoenholtz/

Takeaways

• Deferred is revolutionizing the 1031 exchange process.
• The no-fee exchange model eliminates unnecessary costs for clients.
• 1031 exchanges have been part of the tax code since 1921.
• Less than 10% of eligible properties utilize 1031 exchanges.
• Transparency and compliance are crucial in the exchange process.
• Technology can significantly improve the efficiency of exchanges.
• AI tools are being developed to assist in the exchange process.
• Entrepreneurs should focus on starting and iterating based on customer feedback.
• The partnership between cost segregation and 1031 exchanges maximizes tax benefits.
• Innovative tools can help real estate brokers explain tax implications effectively.

Chapters

00:00 Introduction to 1031 Exchanges and Deferred
05:30 The Evolution of 1031 Exchanges
08:21 The Impact of Tax Reform on 1031 Exchanges
11:31 Innovations in Technology for 1031 Exchanges
14:23 Understanding the No Fee Exchange Model
17:23 IRS Compliance and Audit Trails
20:24 Advantages for First-Time Investors
24:24 Self-Service Revolution in 1031 Exchanges
27:56 Enhancing CPA Collaboration and Efficiency
32:09 The Role of Technology in Real Estate Transactions
35:32 Innovations on the Horizon for 1031 Exchanges
42:26 Advice for Aspiring Entrepreneurs
49:03 Introduction to Deferred and Its Impact
50:06 lifestyle-intro-high-long.wav

If you think rising premiums guarantee better protection, think again. Mick Hunt and Andrew Ryan join Heidi Henderson to expose the hidden risks of commoditized insurance and reveal how top-tier service makes all the difference.

Website: www.engineeredinsuranceservices.com

Summary
In this episode, Heidi Henderson hosts Mick Hunt and Andrew Ryan to discuss the launch of Engineered Insurance Services. They explore the need for a fresh perspective in the insurance industry, emphasizing a client-centric approach and the importance of risk management. The conversation delves into common mistakes business owners make regarding insurance coverage, the rising threat of cyber insurance, and the role of technology in enhancing insurance solutions. They also discuss the collaboration with CPAs to provide added value to clients and the current trends affecting the insurance market, including the impact of natural disasters on rates. The episode concludes with insights on work-life balance and the positive shifts in the insurance industry.

Guest Information

Name: Mick Hunt

Email: Mickh@mickunplugged.com

Phone Number (864) 979-4780
Website: www.mickhuntofficial.com

LinkedIn: MickHunt

Instagram: @mickunplugged

Name: Andrew Ryan

Email: Andrew@engineeredinsuranceservices.com

Phone Number: (302) 650-2899

Website: www.engineeredinsuranceservices.com

Facebook: https://www.facebook.com/andrew.k.ryan

Linkedin: https://www.linkedin.com/in/andrewryanins/

Instagram: https://www.instagram.com/andrewkryan

Takeaways

• Insurance should be viewed as a strategic asset.
• Understanding the 'why' behind insurance is crucial.
• Cyber insurance is a growing necessity for businesses.
• A client-centric approach is essential in insurance.
• Proactive risk management can save businesses money.
• Collaboration with CPAs can enhance client value.
• Technology is transforming the insurance landscape.
• Emotional intelligence is becoming important in leadership.
• Starting the insurance process early is key to success.
• The insurance industry is evolving with new challenges and opportunities.

Chapters
00:00 Introduction to Engineered Insurance Services
06:24 The Consultative Approach in Insurance
09:12 Understanding the Importance of Company Culture
12:08 Common Oversights in Insurance Coverage
15:14 The Role of Education in Risk Management
18:13 Differentiating from Traditional Insurance Brokers
21:08 Collaborating with CPAs for Enhanced Client Value
25:50 Maximizing Client Information for Better Insurance Rates
27:42 Proactive Insurance Management: Key Questions for Clients
32:07 Current Trends in the Insurance Industry
33:31 Navigating Rate Changes and Market Fluctuations
37:26 The Impact of Policy Cancellations on Property Owners
40:44 Insights from the Podcast: Self-Improvement and Resilience
42:27 Positive Shifts in the Insurance Industry
44:07 The Role of AI in Transforming Insurance Practices
46:07 Balancing Work and Family Life
47:35 The Importance of Insurance in Business Strategy
48:37 Optimizing Insurance for Risk Management
48:45 Podcast End