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あらすじ・解説
A normal day turns into a hazmat nightmare when a reptile enthusiast’s home setup goes terribly wrong—and suddenly a basement full of exotic pets needs professional cleanup.
In this episode of Is It Covered?, Bruce and Brian Chapman break down a real insurance claim where heat lamps, home businesses, and policy exclusions all collide in the worst way.
✓ Why exotic pets and home businesses need special insurance
✓ What typical homeowners policies exclude (and why)
✓ How one electrical malfunction led to a very expensive lesson
Whether you're an insurance agent or just wondering how far your policy really protects you, you’ll want to hear this one. (And maybe check your heat lamps.)
🎧 Listen now—and learn why "covered" isn't always guaranteed.
Interested in talking with Bruce or Brian about your insurance needs? Reach out!
📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
#InsuranceClaim #HomeInsurance #BusinessInsurance #PetInsurance #RealInsuranceQuestions
In this episode of Is It Covered?, Bruce and Brian Chapman break down a real insurance claim where heat lamps, home businesses, and policy exclusions all collide in the worst way.
✓ Why exotic pets and home businesses need special insurance
✓ What typical homeowners policies exclude (and why)
✓ How one electrical malfunction led to a very expensive lesson
Whether you're an insurance agent or just wondering how far your policy really protects you, you’ll want to hear this one. (And maybe check your heat lamps.)
🎧 Listen now—and learn why "covered" isn't always guaranteed.
Interested in talking with Bruce or Brian about your insurance needs? Reach out!
📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
#InsuranceClaim #HomeInsurance #BusinessInsurance #PetInsurance #RealInsuranceQuestions