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The Federal Reserve's meeting this week is expected to cut interest rates - Check in next week for the latest announcement!

The recently passed Homebuyer Protection Act eliminates predatory trigger leads that previously bombarded consumers with hundreds of calls after a mortgage credit check. Listen now for the details!

Also, more critical info to know as an agent and a consumer!

• Options for credit protection include Pre-screen Opt-Out, credit freezes, and careful timing of hard vs soft pulls
• Mortgage shopping allows multiple credit pulls within 45 days with only one impact to your score
• Avoid opening new credit, using Buy Now Pay Later services, or changing jobs during the mortgage process
• Employment verification now happens the day before or day of closing
• LQI (Limited Query Info) checks for new credit inquiries up to three days before closing

Find Nikki on TikTok and Instagram @mortgagesfromMNtoAZ or on Facebook under Nikki Erickson or The Kevnik Mortgage.

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Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

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AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

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