Mike continues the 'Nancy Chronicles' with Nancy Levine from Mortgage Equity Partners. Together, they dive deep into the mortgage process, explaining the critical distinctions between prequalification and pre-approval, and discussing the steps involved after an offer is accepted. Nancy shares insights on the role of underwriters, appraisers, and the importance of detailed documentation in securing a mortgage. They also discuss the value of pre-underwriting for prospective buyers and the stringent regulations that now govern the mortgage industry. The episode is filled with practical tips for first-time homebuyers, as well as personal anecdotes and a fun discussion about their 'walk-up' songs. Tune in for a comprehensive guide on making the mortgage process smooth and successful.

Nancy Levine

Lic #40494

(781) 608-7220 email

nLevine@MEPLoans.com

Mike Freeman

(617) 759-1513

mike.freeman@nemoves.com

mikefreemanhomes.com

Topics

00:43 Meet Nancy Levine from Mortgage Equity Partners

01:43 Understanding Prequalification vs. Pre-Approval

02:22 The Importance of Pre-Approval Letters

04:36 Navigating the Mortgage Application Process

05:53 The Role of Appraisers and Underwriters

10:28 Strict Banking Regulations and Documentation

13:28 Understanding Mortgage Requirements

13:48 Changes in Mortgage Processes Over the Years

14:54 Pre-Approval and Underwriting Benefits

15:36 The Importance of Education in Real Estate

17:09 Licensing and Market Insights

17:58 Fun and Personal Insights

22:34 Contact Information and Final Thoughts

Mike welcomes leadership coach Mel Cidado from Breakthrough Coaching for the second part of their discussion. They delve into specific strategies Mel employs to assist her clients in real estate, focusing on managing pressures, maintaining a positive mindset, and adapting to industry changes. The conversation includes insights on balancing personal and professional life, the impact of AI in real estate practices, and the challenges associated with compliance and regulatory issues. Mike and Mel also share personal anecdotes, including their first concert experiences, adding a personal touch to the engaging and informative session.

Visit https://www.getbreakthroughcoaching.com/

 Email Mel at mel@getbreakthroughcoaching.com

Contact Mike at (617) 759-1513

mikefreeman@nemoves.com

www.mikefreemanhomes.com

Topics

01:21 Guest Introduction: Mel Cidado from Breakthrough Coaching

01:49 Challenges in Real Estate Leadership

07:14 Navigating Real Estate Compliance and AI

07:45 Changes in Real Estate Laws and Their Impact

11:06 The Emotional Side of Real Estate Transactions

12:17 The Importance of Listening and Validation

12:35 Real Estate Market Slowdown

13:07 Mindset and Self-Care in Tough Times

14:03 Personal Routines and Work-Life Balance

15:13 Unique Approach to Coaching

16:04 Navigating Change and Leadership

17:39 First Concert Experiences

21:17 Contact Information and Closing Remarks

Mike welcomes Mel Cidado from Breakthrough Coaching. Mel shares her journey from a 25-year corporate career to becoming an executive coach, highlighting the importance of networking and personal development. They discuss the value of Chambers of Commerce, the transition to self-employment, and methods to find and work with clients. The episode also touches on Mel's coaching program details and her approach to guiding clients through professional growth. The show concludes with light-hearted discussions on favorite guilty pleasure TV shows and contact information for both Mel and Mike.

Visit https://www.getbreakthroughcoaching.com/

 Email Mel at mel@getbreakthroughcoaching.com

Contact Mike at (617) 759-1513

mikefreeman@nemoves.com

www.mikefreemanhomes.com

Topics

01:03 Meet Mel Cidado: Executive Coach

01:33 Mel's Journey to Coaching

03:27 Challenges and Successes in Coaching

04:45 Networking and Client Acquisition

11:02 Coaching Certification and Methods

17:32 Guilty Pleasure TV Shows

21:30 Conclusion and Contact Information