In this episode of Flourish Financial Education, we explore the most common mistakes investors make — from chasing returns and timing the market, to ignoring diversification, fees, and emotions.

A must-listen for anyone looking to invest smarter and with more confidence.

General information only — not financial advice.

In this episode of Flourish Financial Education, we explore the idea that everyone has a 'money personality' — fromsavers and spenders to planners, avoiders, and risk-takers.

We look at the strengths and risks of each, the consequences they create in everyday life and relationships, and how to balance them for better outcomes.

General information only — not personal advice.

In this episode of Flourish Financial Education, we explore what you should consider when reviewing your super fund.

From fees and long-term investment performance to insurance, consolidation, and fund features, we cover the essentials that can make a big difference to your retirement balance.

General information only — not personal advice.

In this episode of Flourish Financial Education, we tackle one of the most common questions: “How much do I need forretirement?”

We’ll explore how to understand your living costs, estimate how much in assets you may need, and the important role the Age Pension plays.

We also walk through a real-life case study to show how super, savings, and the pension can work together to support your lifestyle.

Education only — not personal advice.

In this episode of Flourish Financial Education, we uncover the hidden budget killers draining your wallet — from unused subscriptions and impulse spending to food waste, which costs Australian households up to $2,500 a year.

We share simple, practical tips to cut back, save money, and get your budget under control, plus a case study showing how one family freed up thousands of dollars annually.
This episode is full of easy wins to help you stay on top of your money.

General information only — not personal advice.

In this episode of Flourish Financial Education, we explore why your 40s and 50s are a make-or-break stage for building lasting wealth.

We’ll unpack practical strategies to reduce debt, maximise superannuation, invest outside super, and protect your income.

We also discuss common challenges like lifestyle inflation and supporting both kids and ageing parents.

To make it real, we share a case study of a couple balancingmortgage repayments, super contributions, investments, and family protection.

General information only — not personal advice.

Life insurance often gets pushed into the 'too hard' basket — but it’s one of the most important tools for protecting your family and your financial future.

In this episode of the Flourish Financial Education podcast, we unpack why life insurance matters, the different types of cover available, and how they can be structured both insideand outside superannuation.

Thinking about taking control of your super with a self-managed super fund (SMSF)? In this episode, we break down what you need to know before diving in — from costs and compliance to investment flexibility and risk.

We’ll also explore three common financial challenges many people face in their 30s — and share practical tips for juggling competing goals, managing life’s “what ifs,” and getting on top of super early.

Whether you’re planning for the future or just trying to keep up with day-to-day life, this episode is full of insights to help you make confident, informed choices.

What you’ll learn:
✔ What an SMSF is and the responsibilities involved
✔ Key factors to consider before starting your own fund
✔ How to avoid three money traps that can hold you back in your 30s
✔ Why time is your greatest asset — and how to make the most of it

This podcast is for general education only and does not constitute personal financial advice.