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  • Episode 14: Birds & Brews; conversation with Danny & Steph Ingram
    2025/04/04

    🎙️ In this episode of First Time Keys, we’re chatting with Danny & Steph Ingram—two awesome clients who made the leap from Maryland to Pennsylvania and lived to tell the tale (with beers in hand). 🍻

    We dive into what made them decide to relocate, the highs and hiccups of buying their first home, and what they’ve come to love about life in PA. From cost-of-living perks to community vibes, they’re sharing the real real.

    And then there’s Larry. 🐦 You’ll meet him too. Let’s just say... he wasn’t on the mortgage, but he definitely made himself at home.

    Whether you’re thinking about moving, buying your first place, or just in it for the craft beer and bird banter—this one’s for you.

    🎧 Tap play and let’s get into it!

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    41 分
  • Resale vs. New Construction: Which One is Right for You?
    2025/03/21

    Thinking about buying a home but torn between a charming resale or a shiny new build? In this episode of First Time Keys, we’re breaking down the pros and cons of buying an older home versus new construction.

    ✅ Which one gives you more bang for your buck?
    ✅ The real hidden costs they don’t tell you about
    ✅ What’s better for first-time buyers?
    ✅ HOA rules, upgrade costs, and unexpected surprises

    Whether you want character, convenience, or just the best deal, this episode has the insights (and snark) you need to make the right choice.

    🔔 Don’t forget to follow for more first-time homebuyer tips and real estate advice!

    🎙️ Hosted by Adam McCallister

    🔍 Keywords: first-time homebuyer, resale vs new construction, buying a home, real estate tips, home buying podcast, mortgage tips, real estate investing, first home, real estate market trends

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    44 分
  • Episode 12: First-Time Home Buyer Programs – Mortgage Options Explained with Wendy Landis
    2025/03/12

    Buying your first home? Confused about mortgage options? In this episode of First Time Keys, I sit down with Wendy Landis from CMG Financial to break down the best first-time home buyer programs available today. From low down payment loans to down payment assistance grants, we cover everything you need to know to make homeownership more affordable.

    We discuss:
    FHA, VA, and USDA loans – Are they right for you?
    State and local assistance programs – Free money for first-time buyers?
    Conventional 3% down loan options – How they compare
    Myths about first-time buyer programs – What’s true and what’s not?

    Whether you’re just starting your home search or prepping for pre-approval, this episode is packed with actionable advice to help you buy smart.

    🔑 Don’t miss this deep dive into first-time home buyer mortgage options—hit play now!

    📌 Subscribe & Follow: If you found this helpful, be sure to subscribe for more expert tips on buying your first home!

    #FirstTimeHomeBuyer #MortgagePrograms #HomeBuyingTips #RealEstate #FHA #VAloans #USDAloans #FirstHome #DownPaymentAssistance #BuyingAHome

    4o

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    53 分
  • Episode 11: Buying a 100-Year-Old Home – Amber & Brandon’s Story
    2025/03/05

    In this episode of First Time Keys, I sit down with my past clients (and now friends!) Amber & Brandon Overmiller to reflect on their home-buying journey from two years ago. We dive into the joys and pitfalls of buying a 100-year-old home, from unexpected surprises to the charm and character that made it all worth it.

    We also share some laughs about our unique bond throughout the process—proving that having the right real estate agent makes all the difference. If you’re a first-time homebuyer, looking at older homes, or just want to hear a fun and insightful real estate story, this episode is for you!

    🎧 Tune in to hear:
    ✔️ The biggest challenges (and wins!) of buying an older home
    ✔️ Why working with a knowledgeable realtor is a game-changer
    ✔️ Home-buying tips from real clients who’ve been through it
    ✔️ The unexpected (and hilarious) moments that made this journey unforgettable

    🔑 Whether you're house-hunting or just love a good real estate story, this episode is packed with real talk, home-buying wisdom, and a little bit of fun. Don't forget to like, subscribe, and share if you enjoy the episode!

    🎙️ Listen now on Spotify, YouTube, or wherever you get your podcasts!

    #FirstTimeKeys #HomeBuying #RealEstate #BuyingAHome #FirstTimeHomeBuyer #HistoricHomes #RealtorLife #HomeBuyingJourney

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    59 分
  • Episode 10: House Hunting Beware
    2025/02/25

    Buying your first home? Excited for showings but worried about hidden issues? In this episode of First Time Keys, we break down what to look for during home showings—especially when touring investor-flipped properties. From fresh paint cover-ups to sketchy plumbing and suspiciously cheap renovations, we’ll help you avoid a money pit. 💸🚩

    🔎 What You’ll Learn:
    ✅ How to inspect a home like a pro (even if it looks perfect)
    ✅ Investor flip red flags (because not all renos are created equal)
    ✅ Must-ask questions before making an offer
    ✅ Why that new paint job might be hiding a horror story

    🎧 Listen on Spotify & Apple Podcasts
    📺 Watch on YouTube for more home-buying tips!

    💬 Comment below: What’s the weirdest thing you’ve seen at a home showing?

    🔔 Don’t forget to subscribe! More snarky, real estate wisdom coming your way. 😎

    #FirstTimeHomeBuyer #HomeBuyingTips #HouseHunting #FlippedHomes #RealEstate #HomeShowings #BuyingAHome #HouseShopping #Investors #RealEstateTips

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    44 分
  • Episode 9: The Home Buying Process, step by step guide
    2025/02/17

    Buying a home for the first time? Feeling overwhelmed by the process? Don’t worry—I’ve got you! In this episode of First Time Keys, we’re breaking down the entire home-buying process step by step, from finding the right realtor to finally getting those keys in your hand.

    Here’s what we’re covering:
    🏡 How to choose a great real estate agent
    💰 Why getting pre-approved before house hunting is a game-changer
    📑 What goes into making a strong offer & negotiating like a pro
    🔍 The importance of inspections and what happens if a home doesn’t appraise
    📝 What to expect on closing day (and how to prepare)

    If you’re ready to buy your first home (or just want to know what to expect), this episode is for you! Hit play, take notes, and let’s get you on the path to homeownership.

    🔑 Subscribe for more first-time homebuyer tips!
    📲 Follow me on [Instagram/TikTok/etc.] for daily real estate insights!
    💬 Got questions? Drop them in the comments—I’d love to help!

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    34 分
  • Episode 8: Understanding Mortgage Rates
    2025/02/12

    Okay future first time homebuyers your fearless Realtor and podcast host Adam McCallister is back with a new episode. In todays pod he talks with Carl Delmont, CEO of Freedmont Mortgage. They discuss what actually makes mortgage interest rates move, what advice Carl has for homebuyers in 2025 and will we ever see 3% mortgage rates!

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    43 分
  • Episode 7: VA mortgage warning, interview with Lauren Grzymala
    2025/02/01

    In this episode, we sit down with Lauren Grzymala, a military wife, mom, and first-time homebuyer, to talk about the ups and downs of purchasing a home while raising a young family. Lauren shares her experience navigating the home-buying process with her husband, John, and how a national mortgage lender failed to follow through on their promises—causing unexpected delays and stress leading up to closing day.

    🏡 Topics We Cover:
    ✅ The challenges of buying a home as a military family
    ✅ Why choosing the right lender makes all the difference
    ✅ What to do when a mortgage company drops the ball
    ✅ Tips for first-time homebuyers to avoid closing day disasters
    ✅ Balancing homeownership and parenting young kids

    If you're thinking about buying your first home, dealing with frustrating mortgage lenders, or just love a good real estate story—you won’t want to miss this episode!

    💬 Have you had a stressful home-buying experience? Drop a comment below and let us know!

    🔔 Don't forget to like, subscribe, and hit the notification bell so you never miss an episode!

    📌 Follow us for more real estate insights:

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    50 分