『Fintech Takes』のカバーアート

Fintech Takes

Fintech Takes

著者： Alex Johnson
無料で聴く

このコンテンツについて

 Fintech moves fast. But here at Fintech Takes, Alex Johnson and his rotating panel of guests move faster so that you can stay on top of the latest and greatest news in the industry without breaking a sweat. Welcome to Fintech Takes—the place where fintech’s biggest nerds come to sit back, relax, and completely geek out. Join Alex and a lineup of fintech’s brightest minds as they dissect what’s happening in fintech and banking. Each week, Alex and his guests recap the most interesting developments in fintech and explore the industry’s most pressing questions, diving headfirst into the intricate workings of some of the industry’s most ground-breaking business models and unpacking the emerging players that promise to shape fintech’s future. From riveting conversations with fintech’s most relevant operators to comprehensive recaps of the month's most compelling news stories and in-depth analyses of the latest regulatory developments, Fintech Takes is your one-stop-shop for navigating the fintech universe. Subscribe now to join fintech’s nerdiest podcast around!Copyright 2025 Alex Johnson 個人ファイナンス 政治・政府 経済学
エピソード
  • Not Fintech Investment Advice: Welcome Tech, Bumper, Scalar Field, & Structify

    Not Fintech Investment Advice: Welcome Tech, Bumper, Scalar Field, & Structify
    2025/09/17
    Welcome back to Not Fintech Investment Advice, where Simon Taylor and I riff about fintech companies we’re absolutely not giving investment advice on. (Speaking of Simon, he’s got a new day job: he’s joining Tempo, a payments-first blockchain incubated by Stripe and Paradigm. Will this lead to spicier payment takes? We shall see!) We kick things off with Welcome Tech, an operating system for immigrants. It’s US-based, all-in-one: education, job placement, embedded healthcare (telemed, dental, vision, Rx), plus financial services (wallet, debit). After big 2020–21 rounds, a recent $7.5M caught Alex’s eye. As for the real wedge? It may be “Help me not only survive but thrive” (that is, paperwork precision, employer integrations, and AI agents as the lawyer you can’t afford. In this category, trust and timing decide outcomes… Next up is Bumper, a UK startup bringing BNPL to car repairs. With 5,000 dealerships already on board, they let customers split repair costs interest-free. Niche BNPL providers like this can thrive by embedding in industries big players overlook, giving businesses a way to keep their customer relationships while solving a very real pain point (not to mention, BNPL has rewired Gen Y and Z’s expectations). Then there’s Scalar Field (which Simon wrote about recently); an AI-powered trading tool that helps traders run strategies on live data and breaking new. By “living in the stream,” its models continuously adapt as it gives traders the ability to backtest in real time (instead of the traditional loop of training, validating, and hoping a model still works once deployed). The real unlock is backtesting against messy, real-world conditions, long an Achilles’ heel in model development…that is, until now or soon?! Finally, Structify tackles the messy prep work before decisions get made. Think PDFs, screenshots, and scattered APIs, all cleaned and structured by an AI data assistant. If the last few decades were about faster decision making, the next decade is about fixing the data pipelines that feed… aforementioned decision making. Plus, some closing manifestations: banks and fintechs need to start treating gambling and speculative investing apps as a genuine competitive threat to deposits! U.S. banks should copy the UK’s strategy of opt-in gambling blocks with cool-off periods to protect customers (and keep deposits from drifting). We’ll be fans of whoever ships it first. Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Simon: LinkedIn: https://www.linkedin.com/in/sytaylor/ Substack: https://sytaylor.substack.com Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Companies featured: https://www.welcome.tech/ https://www.bumper.co/ https://www.scalarfield.io/ https://www.structify.ai/
    続きを読む 一部表示
    58 分
  • Fintech Takes x SOLO Presents Source of Truth Episode 4: Wave a Magic Wand

    Fintech Takes x SOLO Presents Source of Truth Episode 4: Wave a Magic Wand
    2025/09/12
    We’re at the finish line of Source of Truth, the new podcast miniseries from Fintech Takes, sponsored by our friends at SOLO. And much like in a relay race, Eric Woodward (CEO at FinatIQ, who shaped one of the most successful digital payment platforms in the U.S. as the former Group President at Early Warning, the parent of Zelle) is the anchor that’s going to bring us home. In this final episode on information asymmetry in financial services, we zoom out to the system level: who controls financial data, who pays for access, and what a healthier network could look like. If we could wave a magic wand and start with a blank sheet of paper, how would we design data infrastructure (drawing from the lessons learned by credit bureaus, open banking data aggregators, and industry consortiums) to actually work best for the ecosystem? Highlights include: The tradeoffs of three models: credit bureaus, consortiums, and open banking BNPL’s reluctance to furnish data (and what that means for consumers) Why a better framework needs consumer control, broader furnishers, value-based pricing, full-file expectations, and clear network rules Anchor leg, final lap: consumers in control. Furnishers compensated. Shared rules. Game on. Enjoy the finale of Source of Truth! This miniseries is brought to you by SOLO. SOLO resolves and connects customer data across silos — so teams stop rekeying the same customer info for the hundredth time and finally move forward. Break the cycle at SOLO.one - That’s SOLO dot o-n-e. Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson   Follow Eric: https://www.linkedin.com/in/ericwoodward Learn more about SOLO here.
    続きを読む 一部表示
    45 分
  • Fintech Takes x SOLO Presents Source of Truth Episode 3: Hard Lessons Learned from the Trenches

    Fintech Takes x SOLO Presents Source of Truth Episode 3: Hard Lessons Learned from the Trenches
    2025/09/11
    Hello, and welcome back to Source of Truth, a new miniseries sponsored by our friends at SOLO. This series is about information asymmetry; the enemy of financial services. Until now, we’ve focused on theory: the broken data infrastructure we’ve inherited. In Episode 3, we move from theory to reality. I ask four veteran founders and operators: What are the most difficult challenges you face when building and scaling up a consumer or small business lending business? What hard lessons can be learned from overcoming or in some cases failing to overcome those challenges? And what do those hard lessons tell us about the future of lending and data infrastructure in the U.S.? These conversations are short but illuminating: expect war stories from the early days of well-known fintechs, insights and creative ideas for scaling up in our heavily regulated industry, and candid admissions about the problems they still haven’t cracked (and why). Guests (in order of appearance):  Luke Voiles: CEO of Pipe; longtime SMB lending operator & executive Rob Frohwein: Co-founder and former CEO of Kabbage Jill Sheckman: former Global Chief Credit Risk Officer at PayPal; longtime credit risk executive at AmEx Brian Hamilton: Co-founder and former CEO of ONE; President at Coastal Episode 3 is your field guide to the real constraints operators face — and the data standards and product choices that actually moved loss curves, conversion, and access. Don’t forget to subscribe and catch more insights in upcoming episodes of Source of Truth! This miniseries is brought to you by SOLO. SOLO resolves and connects customer data across silos — so teams stop rekeying the same customer info for the hundredth time and finally move forward. Break the cycle at SOLO.one - That’s SOLO dot o-n-e. Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson   Follow Luke: https://www.linkedin.com/in/luke-voiles/ Follow Rob: https://www.linkedin.com/in/frohwein/ Follow Jill: https://www.linkedin.com/in/jillzuckersheckman Follow Brian: https://www.linkedin.com/in/bthamilton/ Learn more about SOLO here.
    続きを読む 一部表示
    1 時間 8 分
まだレビューはありません