What separates a good real estate agent from a great one?

It's not just market knowledge or negotiation skills, it's the way you treat people.

In this episode of the Fine Answers Podcast, Benj Kemp sits down with Seb Pellegrino from Oslo Property to discuss his journey into real estate, the habits that drive long-term success, and why trust, communication, and consistency are the foundations of a great agent.

Key takeaways:
✔️Success in real estate is built on consistency. The daily habits, prospecting, and discipline you commit to today are what create results months down the track.
✔️ Great agents put people before the commission. Understanding your clients' circumstances and communicating every step of the way builds trust and creates lasting relationships.
✔️ Your reputation is one of your biggest assets. Acting with honesty, integrity, and empathy doesn't just benefit your clients, it strengthens the entire industry.
✔️ High performance starts outside the office. Looking after your health, building solid routines, and staying disciplined can have a huge impact on your results.
✔️ Market uncertainty is part of investing. Focus on what you can control, seek quality advice, and make decisions based on your long-term strategy, not short-term headlines.

Whether you're buying, selling, or building a career in real estate, this episode is packed with practical insights on creating lasting success through trust, hard work, and doing the fundamentals well.

If you'd like to get in touch with us:
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If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

Ever feel like you're not experienced enough to put yourself out there?

Whether it's posting on social media, starting a career in marketing, or speaking up in front of clients, self-doubt is something almost everyone faces. The difference is learning not to let it stop you.

In this episode of the Young Minds Podcast, Laura shares her journey from nursing to content creation, the lessons she's learnt working with businesses, and why confidence isn't something you're born with, it's something you build through action.

Key takeaways:

✔️ Personal branding isn't about oversharing your life—it's about building trust by showing people who you genuinely are.
✔️ A strong marketing strategy starts with understanding your goals and audience, not simply creating content for the sake of posting.
✔️ Hands-on experience is one of the fastest ways to grow. Say yes to opportunities, stay curious, and be willing to learn.
✔️ Imposter syndrome is normal, especially early in your career. Back your knowledge, keep showing up, and remember that experience comes with repetition.
✔️ Don't let fear of judgement stop you from creating. People will always have opinions, but the opportunities you miss by staying silent are far greater. If you've been waiting until you feel "ready", this conversation is the reminder that growth starts by taking the first step.

If you'd like to get in touch with us:
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Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

Thinking about investing in property? The property itself is only one piece of the puzzle.

In this special Fine Answers Podcast Episode, financial advisers, property strategists, mortgage brokers and property managers come together to unpack what actually drives long-term success as a property investor.

From choosing the right ownership structure and finance strategy to understanding rental risks and ongoing costs, the conversation is a reminder that building wealth starts with having a plan, not just buying a property.

Key takeaways:
• Strategy comes before property. The most successful investors start with clear goals and a long-term plan rather than asking, "What can I buy?"
• Finance isn't one-size-fits-all. Borrowing capacity, lender policies and loan structures vary significantly depending on your personal circumstances.
• The structure you buy in matters. The right ownership structure can improve tax outcomes and protect your wealth over the long term.
• Property ownership comes with more than just mortgage repayments. Vacancy periods, maintenance, insurance claims and legislative changes all need to be factored into your investment plan.
• A strong team can help you make better decisions and avoid emotional investing, especially when market noise starts to take over.

Whether you're buying your first investment property or growing a portfolio, this episode is packed with practical insights to help you make informed decisions with confidence.

If you'd like to get in touch with us:
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TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp
Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

With all the noise around proposed trust tax changes, it's understandable that plenty of Australians are wondering what it could mean for their estate planning and wealth structures.

In this episode of the podcast, Ben Kemp sits down with Tristan Burke to unpack the proposed changes to discretionary and testamentary trusts, why it's too early to panic, and the practical steps people should be considering while we wait for legislation.

The conversation also dives into common estate planning pitfalls, the importance of understanding who controls your trusts, how superannuation death benefits work, and why having an up-to-date will is still one of the most important things you can do.

Key takeaways:

• Proposed trust tax changes are not yet law — avoid making rushed decisions until the legislation is released.
• Testamentary trusts offer benefits beyond tax planning, including asset protection, flexibility, and intergenerational wealth transfer.
• Many business owners and investors don't fully understand who controls their trust structures or what happens if they lose capacity or pass away.
• Superannuation doesn't automatically form part of your estate — binding nominations and estate planning need to work together.
• Even a simple will is better than none, helping avoid unnecessary costs, delays, and uncertainty for your loved ones.
  
  If you'd like to get in touch with us:
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  Spotify: https://open.spotify.com/show/5k17gfi...
  
  If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

What's really driving markets right now?

In this episode of the Fine Answers Podcast, the Ben and Jonathan dives into the impact of US policy shifts, interest rates, AI investment, healthcare, energy, and long-term investing strategies. More importantly, they unpack how market cycles work, why emotions can derail decision-making, and what disciplined investing looks like during uncertain times.

Key Takeaways:

• How global events influence Australian markets

• The opportunities and risks surrounding AI investment

• Why "fundamentals over headlines" still matters

• The future role of healthcare, uranium, and data infrastructure

• Loss aversion and how emotions affect financial decisions

• Why staying invested through market volatility matters over the long term

If you'd like to get in touch with us:

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TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp

Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode of Fine Answers Podcast, the Burke Britton team breaks down the proposed Federal Budget changes, including the overhaul of Capital Gains Tax (CGT), negative gearing reforms, discretionary trust changes, and what it could mean for investors, business owners, and everyday Australians.

More importantly, they unpack the practical implications, what's changing, what's not, and why reacting too quickly may be the wrong move.

Key Takeaways:
• Proposed changes to Capital Gains Tax (CGT) explained
• What negative gearing restrictions could mean for investors
• How discretionary trust changes may impact wealth-building strategies
• Why younger Australians may be impacted the most
• What's not changing: superannuation, small business concessions & more
• Why strategic planning matters more than emotional reactions

If you'd like to get in touch with us:
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TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp
Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

In this episode, we sit down with Mark for another market update to unpack what's really driving the global economy, from US politics and interest rates to AI investing, healthcare, uranium, and navigating market volatility.

We discuss why headlines often distract investors from what actually matters: fundamentals, long-term thinking, and disciplined investing.

Key Takeaways:
• Why the US market still shapes global investing
• Trump, tariffs, and how uncertainty impacts markets
• Interest rates, inflation & what could happen next
• Is AI overhyped, or just getting started?
• Why healthcare and humanoid robotics could be major opportunities
• The "picks and shovels" approach to AI investing
• Uranium, energy demand & the future of nuclear
• Market cycles, loss aversion & avoiding emotional decisions
• Why consistency and compounding matter in long-term investing

If markets feel uncertain right now, this episode is a reminder to zoom out, focus on fundamentals, and stay disciplined.

If you'd like to get in touch with us:
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TikTok: https://www.gstatic.com/youtube/img/watch/social_media/tiktok_1x.png/burkebrittonfp
Spotify: https://open.spotify.com/show/5k17gfi...

If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.

Thinking about buying your first home but feeling overwhelmed by the market?

In this episode of the Young Minds Podcast, Cindy Higgins from Hayes Winkle joins us for an honest conversation about real estate, first-home buying, market trends, and the biggest mistakes young buyers make.

Cindy breaks down what's happening in the current market, how agents actually assess campaigns, and why clarity — not timing — is the key to making smart property decisions.

Key takeaways:
• The biggest misconceptions about working in real estate
• What first-home buyers should do before looking at properties
• Current property market trends and what they mean for buyers
• First-home buyer schemes and stamp duty concessions explained
• How agents price and market homes for sale
• What influences whether a property sells or sits on the market
• Strategies to strengthen your offer as a buyer A valuable listen for first-home buyers, young professionals, and anyone wanting a clearer picture of the property market.

If you'd like to get in touch with us:
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If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at https://www.bbfp.com.au or book a 15min call to see how we can help you via https://outlook.office365.com/book/BB... Burke Britton Financial Partners. You can find us on Twitter, Instagram & Facebook @BurkeBrittonFP PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners ABN 67 097 381 523. PB Financial Solutions Pty Ltd trading as Burke Britton Financial Partners are Authorised Representatives of AMP Financial Planning Pty Limited, ABN 89 051 208 327, AFS Licence No: 232706. Any advice contained in this podcast is of general nature only and does not constitute personal financial product advice. In preparing this podcast, no account was taken as to the objectives, financial situation or needs of any particular person. Therefore, before making any decision, listeners should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs.