Augie Credit Card for Credit Building

Paul discussed the Augie credit card, a secured credit card designed to help people build credit. He emphasized that it's not a debit card but a secured credit card that allows users to pay their recurring monthly bills, which are then reported to credit agencies. Paul highlighted that the card doesn't require interest or fees and doesn't need a large security deposit, unlike traditional secured credit cards. He also noted that the card is part of a broader plan to educate consumers on budgeting and income-to-bill ratios, as these factors impact credit profiles.

Addressing Damaged Credit With Empowerment

Gordon and Paul discussed the importance of understanding and addressing damaged credit. They emphasized that with the right advice and products, individuals can work towards improving their credit. Paul highlighted the need for a step-by-step approach to credit building, rather than expecting immediate results. He also noted the shame factor associated with damaged credit and the importance of organizations like theirs in empowering consumers. The conversation concluded with Randy humorously referencing Paul's earlier analogy of a lifestyle change.

Host and guest contact information:

Gordon Oliver: website: Gordon Oliver | Cambridge Phone: (888) 544-3457 email: goliver@cambridgecredit.org

https://www.facebook.com/GordonOCares/

https://www.linkedin.com/in/gordonocares/

https://www.instagram.com/gordonocares/

Randy Nemeroff: website: https://www.perkplans.com/ Phone: (609) 471-0365 email: sales@perkplans.com

https://www.linkedin.com/in/perkplans/

https://www.facebook.com/PerkPlans

https://www.instagram.com/perkplans_/

Paul Harkins - Augie: https://www.augie.app/ Combining the best of personal finance and AI-leveraged technology, Augie (augie.app) has created a payment platform for democratizing access to financial services by making it possible for millions of people to create a credit history using a track record of bills they already pay. For more information, contact Augie at: paul@getaugie.com