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  • The Financial Advice You Wish You'd Taken Sooner with Credit Karma

    The Financial Advice You Wish You'd Taken Sooner with Credit Karma
    2025/10/23
    Ever wish you could go back and give your younger self some honest, no-nonsense financial advice? In this episode, we’re talking about the money lessons we all wish we’d learned sooner. Today I’m joined by Courtney Alev, Credit Karma’s Consumer Financial Advocate. Courtney helps shape Credit Karma’s products with real people in mind—empowering millions to know, grow, and protect their wealth. Her insights have been featured in everything from The New York Times to Marie Claire, and she’s basically your financial big sister: here to make money feel less overwhelming and help you build confidence with every dollar. Together, we’re diving into credit, debt, savings, and how to make smarter financial decisions that give you more freedom and less stress. Thanks to Credit Karma for sponsoring this episode! Get personalized, judgment-free insights on how to pay off debt and make your money work harder for you with Intuit Credit Karma! Visit: https://www.creditkarma.com/lp/financialfeminist Visit herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show! 00:00 – Intro: The Money Advice I Wish I Took Sooner — with Credit Karma’s Courtney Alev01:10 – Why Money = Freedom02:05 – How to Define What You Actually Want (Not What You “Should” Want)03:10 – Credit 101: Building Credit in Your 20s04:00 – Easy Credit Score Tips That Actually Work05:30 – Tori’s Favorite Credit Utilization Trick06:30 – Should You Keep Old Credit Cards Open? (Yes—Here’s Why)07:15 – Why Credit Cards Are Tools—Not Traps08:00 – How to Pay Off Debt and Improve Your Credit Score09:15 – The Great Debate: Save First or Pay Off Debt First?10:45 – Why Women Need an F-Off Fund12:00 – Money ≠ Math: Why It’s Really About Emotions13:20 – Letting Go of Shame Around Debt & Spending15:00 – Why Avoiding Your Money Makes It Scarier16:30 – Are High-Yield Savings Accounts Still Worth It?17:20 – High-Yield vs. Regular Savings: What’s the Difference?18:40 – Mindful Spending 101: Stop the Doom-Spending Cycle20:15 – How to Curb Impulse Shopping Habits22:00 – Ask Yourself: “Why Do I Want This?” Before You Buy23:10 – The “Would I Move This?” Trick for Spending Less on Stuff24:10 – Boundaries, FOMO, and Saying No to Overspending26:30 – How to Handle the Cost of Weddings and Friend Events29:30 – Budgeting with Irregular Income (Freelancers, Creators, etc.)31:20 – Understanding & Paying Off Student Loans34:00 – Credit Card Debt vs. Student Loans: What to Tackle First35:20 – Saving for Retirement While Paying Off Debt36:15 – The Power of Compound Interest (Explained Simply)37:30 – How to Start Investing — Even with $20 a Month38:00 – Final Thoughts + Where to Find Credit Karma’s Free Tools Learn more about your ad choices. Visit megaphone.fm/adchoices
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    41 分
  • 257. This Mistake Cost Me $500,000

    257. This Mistake Cost Me $500,000
    2025/10/14
    It took me three years — and more than half a million dollars — to learn this lesson. In today’s episode, I’m breaking down the biggest business mistake I’ve ever made: ignoring my gut, following “expert” advice, and paying the price. We’re diving into what happens when you give away your power for credibility, why trusting yourself is the best business strategy, and how to rebuild self-trust after a big mistake. If you’ve ever been told, “That’s just how it’s done,” this episode will remind you that sometimes the best thing you can do is trust your instincts — even when it goes against the norm. You’ll learn: Why “industry standard” doesn’t always mean right for you The true cost of outsourcing your power How to rebuild self-trust in your money and business decisions In this episode: 00:00 — The mistake that cost me $500,000 03:00 — What it means to sign with an agency or network (and why it’s risky) 05:00 — Losing transparency and control in my own business 07:00 — When credibility costs more than it’s worth 08:30 — The moment I realized I’d given away 40% of my revenue 10:00 — The danger of doing things just because “that’s how it’s done” 13:30 — What running everything in-house has taught me 14:00 — The deeper lesson: self-trust, transparency, and ownership 16:00 — How to support independent creators and shows like this one 17:00 — Learning from mistakes without shame 17:30 — The challenge: where can you trust yourself more? Want more resources from this episode, like our FREE money quiz, tools, or challenges? Head to https://www.herfirst100k.com/ffpod Check us out on YouTube: https://www.youtube.com/herfirst100k Learn more about your ad choices. Visit megaphone.fm/adchoices
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    22 分
  • I Really Need Your Help...

    I Really Need Your Help...
    2025/10/07
    Subscribe on Youtube: https://www.youtube.com/c/HerFirst100K Visit herfirst100k.com/ffpod to find any resources mentioned on our show! We’re taking a quick break this week, but don’t worry, we’ll be back in your feeds next week. And next week’s episode is a BIG one. I’m going to be sharing about something that has cost our business hundreds of thousands of dollars over the last few years. But that’s not all––for the last three and a half years, we’ve been building this show together—and now, the Financial Feminist podcast is about to look and feel a little different. I can’t say too much just yet, but trust me, you don’t want to miss what’s coming! Tune in to hear how you can help. Read transcripts, learn more about our guests, sponsors and more at https://herfirst100k.com/financial-feminist-show-notes/i-need-your-help-bonus/ Learn more about your ad choices. Visit megaphone.fm/adchoices
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    4 分
  • 256. The #1 Money Mistake Couples Make (and How to Avoid It!) Tori's Episode of Here Comes the Drama with Christa Innis

    256. The #1 Money Mistake Couples Make (and How to Avoid It!) Tori's Episode of Here Comes the Drama with Christa Innis
    2025/09/30
    When it comes to love, weddings, and money — things can get messy. In this special episode, we’re re-releasing a conversation I had on the Here Comes the Drama podcast with Christa Innis, to talk about one of the most common (and costly) mistakes couples make: avoiding real conversations about money. From wedding budgets and bachelorette party expectations to navigating debt, boundaries, and financial transparency, we’re unpacking all the drama around love and money. Whether you’re planning your big day, standing beside a friend, or just love a juicy “Am I the A**hole?” wedding story, this episode is full of hot takes, practical scripts, and no-shame advice to help you protect your wallet and your relationships. Plus, we’ll talk about how to plan a wedding you can actually afford. Resources & Links: Grab your free bridal party script guide: herfirst100k.com/bride Here Comes the Drama podcast: https://www.christainnis.com/podcast Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/couples-money-mistakes/ Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Masterclass Our listeners always get great discounts on MasterClass, of at least 15% off any annual membership at Masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    55 分
  • 255. I Bought a House! What It’s Really Like to Buy Your First Home Solo

    255. I Bought a House! What It’s Really Like to Buy Your First Home Solo
    2025/09/25
    I’ve been that multi-millionaire who rents, proudly defending why homeownership wasn’t the right choice for me—until now. At 31, I bought my first house, and in this episode, I’m sharing everything I learned along the way: the emotional rollercoaster of finding “the one,” the financial surprises (like hidden $50,000 repairs), why I chose a mortgage over paying cash, and what finally made me change my mind after years of renting. Whether you’re saving for your first home, debating if renting still makes sense, or just curious about how a self-proclaimed renter became a homeowner, this is the honest truth about what it really takes to buy a house. Resources mentioned: Gentle Giant moving company: https://www.gentlegiant.com/, 1-800-442-6863 Chelsea Moon - Keller Williams: https://www.sweetlivingrealty.com/agent-profile/chelsea-moon-12338728 Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/home-buying-lessons/ Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠⁠herfirst100k.com/business-bootcamp⁠ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    51 分
  • 254. The TRUTH Behind Reality Show "Millionaires" with Survivor All-Star Parvati Shallow

    254. The TRUTH Behind Reality Show "Millionaires" with Survivor All-Star Parvati Shallow
    2025/09/23
    Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp What does it really cost to survive — on reality TV and in real life? In this episode of Financial Feminist, I sit down with Parvati Shallow — Survivor legend, and author of “Nice Girls Don’t Win: How I Burned It All Down to Claim My Power.” We talk about her journey from growing up in a high-control spiritual community (yes, basically a cult) to winning multiple seasons of Survivor and becoming one of the most iconic players in reality TV history, and how the scarcity mindset shaped her money, relationships, and self-worth for decades. Parvati opens up about what it means to rewire survival into abundance, motherhood’s lessons in surrender, queerness, and why playing “villain” on TV mirrors the punishment women face for stepping into their power. If you’ve ever been told you’re “too much” or felt you had to play small to belong, this conversation is for you. Parvati’s links: Website: https://www.parvatishallow.com/ Instagram: https://www.instagram.com/pshallow/?hl=en Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/the-price-of-power/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. NetsuiteIf your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 時間 13 分
  • 253. Stop Making These 5 Side Hustle Mistakes with Mal Rowan

    253. Stop Making These 5 Side Hustle Mistakes with Mal Rowan
    2025/09/16
    Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp Building a business on the side isn’t easy—I’ve been there, hustling before and after my 9–5, wondering if I’d ever make enough to quit. In this episode, I’m joined once again by my friend and fellow entrepreneur, Mallory Rowan, to break down the five biggest mistakes side hustlers make that keep them stuck, burnt out, and broke. From struggling to define your audience to falling into the “do it all” trap, we’ll share the exact shifts you need to make if you want your side hustle to actually become a sustainable business. It’s time to stop spinning your wheels, lowering your prices, and wondering how to grow beyond those first few “friends and family” sales. We’re going to give you the clarity you need to finally move forward. Mallory’s links: Website: https://malloryrowan.com/ Instagram: https://www.instagram.com/malloryrowan/?hl=en Business Bootcamp: herfirst100k.com/business-bootcamp Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/side-hustle-mistakes/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 分
  • Stop Doing It All: Building Equity in Relationships with Eve Rodsky (Best Of)

    Stop Doing It All: Building Equity in Relationships with Eve Rodsky (Best Of)
    2025/09/11
    Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠herfirst100k.com/business-bootcamp If you’re exhausted from carrying the invisible labor at home, this episode will feel like a deep breath. Today’s special best of episode features Eve Rodsky, who helps partners build more equitable relationships by helping bridge communication gaps and develop better systems in the home. In this conversation, she talks through her Fair Play Doctrine, offering exercises and conversation starters for couples to help get started in eradicating the labor disparity in their homes. Eve’s links: Website: https://www.fairplaylife.com/ Instagram: https://www.instagram.com/everodsky/?hl=en Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/building-equitable-relationships/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    1 時間 11 分