Are you ready to stop worrying about money and start taking control? This episode is your practical guide to building a budget that works for you. We’ll walk through the essential steps of creating a spending plan, from tracking your expenses to reaching your savings goals. You’ll learn how to build a simple, effective budget template and discover the best budgeting tips to make it stick.

We explore how to move from financial anxiety to peace by embracing the biblical call to be a wise steward introducing Crown Financial Ministries “Your Money Map”. We break down the seven key destinations on the Money Map, from paying off debt and building an emergency fund to investing for the future and living a life of radical generosity. This episode gives you a clear, actionable guide to help you get control of your money and align your spending with your values.

Budgeting Basics: A Step-by-Step Guide

Step 1: Create a Spending Plan (Get Honest with Your Spending)

Step 2: Build Your Budget (Your Blueprint)

Step 3: The Art of Saving

Step 4: Putting Your Budget to Work (Practical Tips)

The Crown Financial Seven-Destination Map: We explore how a budget is your vehicle for moving through each of the seven stages of the Money Map, from paying off debt to living a life of radical generosity.

More to Explore

• Resources: Discover more from Crown Financial Ministries and their "Your Money Map" at crown.org.

• Learn More: Explore why budgeting is essential for your family and how to have productive money conversations.

Call to Action:

Ready to take control of your finances? Start your budgeting journey today by creating a spending plan and building your first budget template.

Ready to start your journey?

• Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Don't forget to subscribe, rate, and review the show! It helps us reach more people on their journey to financial freedom.

Just like a road trip, your financial journey is unique. You're not driving the same car as everyone else, and your destination is your own. In this episode, we talk about why a one-size-fits-all approach to money just doesn't work. We'll explore the importance of creating a personalized financial roadmap that aligns with your values, your family, and your goals.

We'll also dive into the Ramsey Baby Steps—a proven, step-by-step plan that can guide you from debt to financial freedom. Discover why this behavioral-based approach works and how a supportive community like Financial Peace University can provide the accountability and encouragement you need to succeed.

In This Episode, We Discuss:

• The metaphor of a financial journey and why every person’s roadmap is unique.

• The importance of open communication with your spouse or family about your shared financial destination.

• How a financial roadmap provides clarity and helps you make intentional decisions.

• The concept of biblical financial stewardship and how it can provide purpose to your financial goals.

The Ramsey Baby Steps: A Proven Financial Roadmap

• Baby Step 1: Save $1,000 for a starter emergency fund.

• Baby Step 2: Pay off all debt (except the house) using the debt snowball.

• Baby Step 3: Save 3-6 months of expenses in a fully funded emergency fund.

• Baby Step 4: Invest 15% of your household income into retirement.

• Baby Step 5: Save for your children's college fund.

• Baby Step 6: Pay off your home early.

• Baby Step 7: Build wealth and give.

Why This Roadmap Works:

• It’s based on biblical principles.

• It prioritizes giving throughout your journey.

• It focuses on behavior and your relationship with money (80% behavior, 20% knowledge).

• It provides clear, actionable steps that build momentum and confidence.

Join a Community with Financial Peace University

• Find Your Community: Navigating your financial journey on your own can be overwhelming. FPU provides a supportive, non-judgmental environment where you can learn alongside others.

• Get Accountability: The shared experience of an FPU group creates the powerful momentum and accountability that can make all the difference.

Ready to start your journey?

• Don’t just drift—take control! Schedule a free discovery call with a financial coach to start mapping out your personalized journey today. Your unique adventure awaits!

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Don't forget to subscribe, rate, and review the show! It helps us reach more people on their journey to financial freedom.

Is money a source of stress in your relationship? It's time to change that. This episode is all about the Money Date—a powerful, intentional time for you and your spouse to align your finances and your future.

We’ll show you how to transform this task from a dreaded chore into a positive, unifying experience. Learn how to gain clarity, reduce stress, and achieve your shared financial goals faster. Plus, we'll give you five practical and fun ways to make your money date an enjoyable habit. It’s time to stop the financial detective work and start building a powerful team.

In This Episode, We Discuss:

• What a money date is and why it's essential for your financial and relational health.

• The power of a budget to create clarity, reduce stress, and strengthen your relationship.

• How to use a money date to get on the same page and work toward common goals.

• The importance of inviting God into your financial conversations and decisions.

• Five fun and simple ways to make your money date enjoyable.

• How to use tools and technology to make budgeting a collaborative effort.

• The difference between a "spender" and a "saver" and how to use both views for good.

Key Resources Mentioned:

• EveryDollar: A popular zero-based budgeting app.

• Honeydue: A budgeting app designed specifically for couples.

• YNAB (You Need a Budget): A powerful zero-based budgeting tool.

• Focus on the Family: Marriage and Money: What Does God Expect?

• Ramsey Solutions: Is it better to be a Spender or a Saver?

Want to Make Your Money Date More Fun?

• Pinterest Search: Find inspiration for "Couples Budget Template Printable" and "Debt Payoff Tracker Printable."

• Canva: Use free templates to create a digital financial vision board.

• Bingo Baker: Create a custom "Budget Bingo" card to gamify your goals.

Ready to start your journey to financial peace as a couple?

• Schedule a consultation with a financial coach today.

• Visit our website: www.financialcoachjonllc.com

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Don't forget to subscribe, rate, and review the show! Your support helps us reach more couples and families with these powerful financial lessons.

Are you teaching your kids the right lessons about money? In a world that encourages instant gratification, it's more important than ever to be intentional about the financial wisdom we pass on.

This episode explores the powerful idea that "more is caught than taught." We’ll share personal stories and practical advice on how to raise children who are financially wise. Learn about the simple Give, Save, Spend method, how to make money a positive topic of conversation, and how to protect your kids from modern financial traps like student debt and the pressure to buy a home too soon.

It's time to move from passing on habits to building a lasting legacy of wisdom for the next generation.

In This Episode, We Discuss:

• The idea that our financial habits—both good and bad—are "caught" by our children.

• The importance of shifting from simply toiling to building a lasting financial legacy.

• The timeless wisdom of Proverbs 22:6 and Ecclesiastes 2:18-19 in the context of raising financially wise children.

• How to use the simple Give, Save, Spend method to teach your kids about money.

• Practical tips for making money a positive, open topic of conversation in your family.

• How to help your children avoid the common pitfalls of student loan debt and the "homeownership trap."

• Great resources for teaching your kids about money from trusted financial experts.

Key Resources For this Episode:

• Ramsey Solutions: How to Teach Your Kids about Money

• Crown Financial Ministries: God's Way of Handling Money

• MyMoney.gov: Youth Section

• Rachel Cruze: Should You Rent or Buy a House?

• Anthony O’Neal: Debt-Free Degree

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Show Notes:
Don't forget to subscribe, rate, and review the show! Your support helps us reach more families with these important lessons.

Do you ever worry about falling for a scam? From a suspicious text to a frightening pop-up on a loved one's computer, fraud attempts are everywhere. In this episode, we're sharing personal close calls with scams to show you how real the threat is.

Most importantly, we'll teach you about your most powerful tool for defense: your credit report. We’ll explain why checking it is your best protection against identity theft and then walk you through the only official way to get your free annual credit reports. Don’t wait for a scam to happen—learn how to protect your peace of mind today.

In This Episode, We Discuss:

• Personal stories about credit card fraud and a terrifying tech support scam.

• Why understanding the tactics of scammers is our best defense.

• The importance of using credit and debit card protections for online purchases.

• The one powerful tool you should be using to protect yourself from identity theft.

• How regularly checking your credit report is like a "financial health check-up."

• The crucial reasons to check your report, including detecting fraud and correcting errors.

• The only official website to get your free annual credit reports.

• A step-by-step guide on how to safely access and review your reports from Equifax, Experian, and TransUnion.

Key Resources Mentioned:

• AnnualCreditReport.com: The one and only official website to get your free credit reports from all three major bureaus.

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Don't forget to subscribe, rate, and review the show! It's the best way to help us reach more people and spread the message of financial freedom.

Tired of feeling controlled by your money? This episode is for you. We're reframing budgeting not as a restriction, but as your most powerful tool for achieving financial freedom and peace of mind.

Join us as we dive into why budgeting is so challenging and uncover the timeless wisdom behind intentional financial stewardship. We'll show you how a budget can help you conquer debt, achieve your biggest goals, and even strengthen your family's bond through shared purpose.

Ready to move from financial anxiety to empowerment? Listen now and start building your roadmap to a secure future.

In This Episode, We Discuss:

• Why the word "budgeting" often feels like a burden and how to change your mindset.

• The biblical principle of wise stewardship and its relevance to modern financial planning.

• The top hurdles that make budgeting difficult, from a lack of discipline to a fear of limitation.

• The undeniable benefits of having a budget, including reduced stress and reaching your financial goals faster.

• How a budget can transform a family's communication, turning financial conflict into a team effort.

• Practical tips for getting started with a budget, even if your income is inconsistent.

• The power of a budget to identify wasteful spending and reallocate funds to what truly matters.

Key Resources Mentioned in This Episode:

• EveryDollar: A free budgeting app to help you get started.

• Ramsey Solutions: Guidance on How to Budget with Irregular Income

• Consumer Financial Protection Bureau: An essential guide to building an emergency fund.

• Crown Financial Ministries: Provides resources, courses, and studies on the biblical principles of money management.

Connect with Us:

• Private 1-on 1 Coaching - Create a plan for your money and get some help and direction. Schedule at time today.⁠Strategy Session⁠

• Check out: ⁠Financial Coaching for Kingdom Men Blog⁠.

• Join the Newsletter

• Email: jon@finacialcoachjonllc.com

• Visit the website: ⁠www.financialcoachjonllc.com⁠

Music by ⁠Sergio Prosvirini⁠ from ⁠Pixabay⁠

⁠Ambient Uplifting Presentation Motivational⁠

Don't forget to subscribe, rate, and review the show! It's the best way to help us reach more people and spread the message of financial freedom.