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📽️ About This Video
If you're a federal employee nearing retirement, don't cancel your FEGLI benefits too soon. In this video, Charles explains the real cost of giving up Basic Group Life Insurance and walks you through smarter reduction strategies.
Quote: "Financial security doesn't always mean adding more—sometimes it means preserving what you've already earned."

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Binge the full retirement strategy playlist here:
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🔗 Links Mentioned
[Add links to FEGLI calculators, government resources, or client story references used in the video.]

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👋 About Me
I’m Charles Dzama, founder of CD Financial. We help federal employees create calm, confident retirements by maximizing their benefits and protecting their long-term security. With years of experience navigating the complexities of FERS, TSP, and FEGLI, I bring strategy, clarity, and care to every conversation.

⌚ Timestamps
0:00 – Introduction
0:30 – Why You Should Not Cancel Basic FEGLI
2:15 – Real Client Case: Stroke, Limited Life Expectancy
3:13 – Choosing 50% vs. 75% Reduction for FEGLI
6:45 – Understanding the Cost of Option B
8:44 – What Happens to Option B at Age 60 and 65
11:00 – Monthly Premium Breakdown
12:10 – Insurance Coverage Through Age 69
13:23 – Final Advice
18:35 – Book a Call

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