What happens when you mix crushing student loan debt with relentless drive and a passion for personal finance? You get Jason Butler — founder of My Money Chronicles — who paid off over $72,000 in debt and built a brand that changed his life.In this powerful conversation, Jason opens up about his real-life journey from being buried in debt to running his blog full-time. No fluff, no overnight success story — just pure hustle, hard lessons, and smart strategy. Starting as a creative outlet to document his financial journey, Jason’s blog slowly grew into a business that eventually replaced his full-time income.

In this interview, Jason breaks down:

• How he tackled over $72,000 in student loans and consumer debt
• Why documenting his financial journey helped him stay accountable
• The moment he realized his blog could become a business
• His mindset shift from “just a side hustle” to long-term brand
• The power of consistency, niche focus, and staying true to your voice
  

If your grocery bill is creeping higher every month and you're ready to take control of your food budget without giving up flavor or satisfaction, this episode is for you!

In this episode of Everyday Money Heroes, host Nik Johnson—who reached early retirement through smart money habits—dives into one of the most powerful areas to save money fast: FOOD COSTS. This is part two of the “Big Three” (Food, Transportation, and Shelter), and today’s focus is all about helping you master food spending at home.

Inside, you’ll discover 12 practical and powerful strategies to reduce your grocery bill without feeling deprived. You’ll learn:

• Why weekly meal planning saves you hundreds over time

• The impulse-buy traps to avoid at the store

• How portion control and leftovers can double the value of every meal

• The genius of “refrigerator gardening” (grow food from scraps!)

• How to cook satisfying, protein-packed meals without expensive meat

• The smart way to freeze fresh produce before it goes bad

• Why calculating cost-per-meal is a game-changer for budgeting

• Secret tips like “shopping from the back,” using clearance bins, digital coupons, loyalty programs, and more

Whether you’re feeding a family or just yourself, these tips will help you cut your food costs in half while still eating well. It's time to shop smarter, waste less, and stretch your dollars further.

Comment below if you’ve tried any of these tips—or if you have one to add!

Like, Follow, and Share to join the #MoneyHeroes movement. Together, we’ll turn smart money habits into financial freedom.

In this empowering episode of Everyday Money Heroes, host Nik Johnson sits down with Becca Andrews, a former music teacher turned money coach and founder of Money Beyond Math, who’s helped over 400+ people take control of their finances. From graduating college buried in $50,000 of student loans to launching a thriving financial education business, Becca shares practical, real-world money strategies that anyone can use—no spreadsheet obsession required!Becca opens up about the most common financial mistake people make—lack of intentionality—and how you can fix it starting today. Learn how she transformed her mindset around debt, turned anxiety into action, and now empowers others to overcome limiting beliefs like “I’m bad with money” with small, repeatable habits.This episode dives into budgeting alternatives, sustainable money tracking methods, and how to break free from financial shame by using your values as your money compass. Plus, hear Becca’s insight on good debt vs. bad debt, how to shift your mindset gradually, and simple negotiation tactics—even for beginners!Becca also shares the inspiration behind her 100-Day Financial Challenge, proving that small steps lead to big changes. Whether you're struggling with debt, unsure how to start budgeting, or just looking to take your financial knowledge to the next level

Connect with Becca moneybeyondmath.com