Episode #51: Hard Market Pressure: Disruption of Captive & Direct Writers
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Episode #51: Hard Market Pressure: Disruption of Captive & Direct Writers
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Captive and direct writers are feeling the pressure.
In this episode of Build Your Legacy: Insurance Edition, we break down the growing disruption in the captive space—and why so many agents are making the move to independence. From commission cuts to lack of ownership, we cover the factors driving this shift and what it means for long-term success.
✅ How compensation cuts are affecting captive agents
✅ The demand for product flexibility and client options
✅ The true cost of building someone else’s book
✅ Why independent agencies offer equity and long-term value
✅ How to start preparing your exit strategy today
If you’re questioning your future in the captive model, this episode is a must-listen. Learn why the independent channel is gaining ground—and what it takes to make the switch.
🎙️ Available on YouTube, Apple Podcasts, Amazon Music, Spotify & more
📩 Send us your episode ideas: podcast@siaofnc.com
🌐 Learn more: www.siaofnc.com
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