In this episode, I sit down with Bob and Linda Lotich, authors of Simple Money, Rich Life, to talk about something so many of us struggle with: money. But we don’t just talk dollars and cents. We talk about faith. About trusting God when your bank account is empty. About surrendering control when things feel impossible. And about what happens when we invite God into every area of our finances.

Bob shares his powerful testimony of hitting financial rock bottom and how that desperation led him to cry out to God, and hear Him clearly. Linda opens up about her own financial challenges and how God brought the two of them together not only in marriage, but in mission.

Together, Bob and Linda walk us through the heart behind Simple Money, Rich Life and how God's plan for our money is far less complicated, and far more freeing than we often realize. We talk about practical financial tools grounded in biblical truth, and they share what it’s like to be 7-figure givers who don’t chase wealth but chase God’s will.

This conversation dives into:

• What it means to be a good steward without falling into legalism or guilt
• How surrendering our finances brings peace and clarity
• The difference between the poverty gospel, prosperity gospel, and biblical balance
• Why generosity isn’t just about tithing, it’s about trusting

We also talk about the lies many of us believe when it comes to money, worthiness, and God’s involvement in our everyday lives. Bob reminds us that we’re not too far gone, not too messy, and not too late to bring God into our money story. And to close the episode, he offers a heartfelt prayer over everyone walking through financial uncertainty.

If you’ve ever felt overwhelmed by your financial situation or unsure of how to honor God with your money, this episode will speak to your heart.

Want a copy of Bob’s book? Visit seedtime.com/free to grab Simple Money, Rich Life. The book is Free for a limited time, all you have to do is cover the cost of shipping. Find Bob and Linda on Instagram and check out their Podcast Seedtime Money, anywhere you listen to podcasts.