What happens when financial advice is given without accountability—or regulation?
In this solo episode of the Expansive CEO Podcast, host Hannah Chapman, CFP®, APMA®, CRPC® does a powerful, heartfelt (and much-needed) breakdown about what's happening inside the financial industry right now—and why it matters deeply for consumers, business owners, and ethical professionals alike.

With over 17 years in financial services, Hannah breaks down the dangerous gaps between licensed financial advice, insurance sales, money coaching, and unregulated financial influencers. She reveals the systemic flaws, the false promises, and the future she sees for a truly integrative, transparent, heart-centered approach to wealth creation.

• What's the difference between a regulated financial advisor and a money coach—and why does it matter?
  
  

• How can well-meaning money coaches unintentionally cross legal lines and put clients at risk?
  
  

• Why is the term “financial advisor” so often misused, and how does that create confusion for consumers?
  
  

• What does it really mean to be a fiduciary, and how do you know if your advisor is acting in your best interest?
  
  

• How does the lack of transparency in fee structures harm clients—and what should you be looking for?
  
  

• What would a return to financial apprenticeships look like, and why is real-world experience so essential in this industry?
  
  

• How can we integrate emotional and spiritual money healing with professional financial strategy in a way that's ethical, powerful, and client-centered?
  
  

• What might the future of holistic financial services look like—and who's leading the way?

Connect with Hannah here:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/