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Episode 10: Money Questions? Answered!

Episode 10: Money Questions? Answered!

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 Got money questions? You’re not alone! If you're unsure where your money is actually going, how much you should be saving, or whether you're working with the right financial expert, this episode is for you. Certified Financial Planner Sara McCullough answers the most common (and trickiest) questions about financial planning—so you can take control with confidence. Key Points Your salary isn’t your cash flow - Know what actually lands in your bank account and what’s already spent before your next paycheck arrives. Saving ‘enough’ depends on you - There’s no magic percentage—your savings target should match your situation and goals. Cash flow is king - It’s not just about how much you make, but when and how money moves in and out of your life. Stop chasing a credit score - Focus on building smart financial habits—your credit score will follow. Overwhelmed? Write it down - Acknowledging financial stress is the first step toward fixing it. Resources Sara McCullough on Web | LinkedIn | Email | Instagram Organize Your Financials - with 45 days free trial period Monarch Money- an app to sort out your money ins & outs List of Advice-only planners in Canada Books by Shannon Lee Simmons on handling your money Rational Reminder podcast I've Heard Worse Episode 6

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