Are you feeling uncertain about your investments in today’s turbulent market? You’re not alone. In this episode of Metcalf Money Moment, hosts Jeb, Ethan, and Eric break down the psychology of investing and how to navigate the ups and downs of the stock market with confidence. From understanding the emotional rollercoaster of fear and greed, to exploring strategies like diversification, downside protection, and opportunistic rebalancing, this conversation will equip you with the tools to stay level-headed and make smarter financial decisions. Tune in to learn how to harness the power of long-term thinking and make the psychology of investing work for you!

IN THIS EPISODE:

• (00:00) Opening and introduction
• (00:48) Discussion of the turbulent markets and the psychology of investing
• (02:41) The peak-to-trough cycle and the emotional rollercoaster of fear, greed, recency bias and confirmation bias
• (07:29) Discussion of diversification and market predictions
• (12:45) Defining downside protection and
• (16:18) Defining opportunistic rebalancing
• (19:29) Jeb summarizes what the psychology of investing is and how to make it work for you

KEY TAKEAWAYS:

• Market fluctuations are a natural part of investing, following a cycle of emotions from euphoria to fear. Understanding this cycle helps investors avoid impulsive decisions driven by short-term emotions.
• Spreading investments across different asset classes (stocks, bonds, international markets, etc.) helps mitigate risk, ensuring that a downturn in one area doesn’t disproportionately impact the entire portfolio.
• While short-term volatility is inevitable, history shows that markets tend to recover and grow over longer horizons. Maintaining a long-term outlook helps investors stay resilient through market corrections and downturns.

RESOURCES:

Metcalf Partners - Website

Jeb Graham - LinkedIn

Ethan Hutchison - LinkedIn

Eric Wymore - LinkedIn

DISCLAIMER:

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

ABOUT THE HOSTS:

Jeb Graham:

Jeb is the CEO and Managing Partner at Metcalf Partners Wealth Management. Before founding Metcalf Partners, he was a financial advisor in Overland Park, Kansas. Active in the Kansas City community, Jeb serves on the Kansas City Chapter Board of the Entrepreneur Organization (EO). He holds a finance degree from Kansas State University and a CFP® designation, and he received additional executive education in retirement planning from Wharton.

Ethan Hutcheson:

Ethan is a Partner and Financial Planner at Metcalf Partners. He is passionate about helping people prepare, plan, and execute. With a career in Financial Services, his expertise spans Financial Planning, Tax, and Investment Management. Outside of work, Ethan enjoys hunting, cycling, and outdoor activities with his wife, Shanna, and their sons, Rhett and Levi.

Eric Wymore:

Eric is a Partner and Wealth Manager at Metcalf Partners Wealth...