In this episode of Living Wealthy, Nick breaks down the why and how behind Bank On Yourself-designed whole life insurance policies—and why they’re completely different from the life insurance products most people are sold. He dives deep into the specific design structure that makes these policies powerful financial tools, including early cash value growth, non-direct recognition loans, paid-up additions, and guaranteed performance.

Nick also explains why he only uses select insurance companies, those with long-standing financial strength and consistent dividend-paying histories, and why policies from big-name insurers or flashy products like indexed or variable universal life (IUL/VUL) don’t make the cut. From hidden fees to market volatility and unreliable projections, these other policies often promise more than they deliver.

If you’ve ever wondered what makes a true Bank On Yourself policy different—or why most agents aren’t offering them—this episode gives you a behind-the-scenes look at what’s under the hood, and why working with the right design and company makes all the difference.

Book a free 15-minute Intro call at https://www.fwstrategies.com/

Learn more about the Bank on Yourself strategy with the Bank on Yourself Special Report: https://www.bankonyourself.com/findoutmorenow?wp_src=NP43

Learn more about the power of guaranteed income for retirement and get your Lifetime Guaranteed Income Guide: https://www.bankonyourself.com/guaranteed-lifetime-income-consumer-guide?wp_src=NP43A&srcp