🎙️ Welcome to the Age of the MGA—Where the Future of Insurance Is Being Written.

In this episode, the crew sits down with Kirsten Bay, Co-Founder and CEO of Cysurance—a bold force rewriting the rules of cyber insurance with a model that fuses prevention, warranty, and embedded risk protection.

This isn't your typical "cyber MGA" story.

It’s a masterclass in category creation, regulatory innovation, and designing insurance products that actually work for the customer, the underwriter, and the balance sheet.

Whether you’re building an MGA, a cyber product, or trying to understand the future of specialty distribution—this episode is essential.

🔥 This isn't just a podcast—it’s a blueprint for building high-impact, claims-conscious, regulation-savvy MGAs that scale.

What You’ll Learn from This Episode:

✅ How Cysurance layered warranties, captives, and traditional insurance to create an entirely new product category.
✅ Why most cyber MGAs fail before they bind their second policy—and how to avoid it.
✅ The real reason policyholders delay reporting claims (and how Kirsten fixed it with design thinking).
✅ What Kirsten learned from Wall Street, cyber intelligence, and financial markets that prepared her to build this MGA.
✅ Why distribution partnerships—not just capacity—will define the next generation of MGA success stories.
✅ What regulators are doing right… and where they’re killing innovation.

💬 COMMENT BELOW: What's the one thing holding cyber insurance back right now—and what needs to change?

🔗 Stay Connected & Follow the Movement:
🎧 Subscribe on Spotify, Apple Podcasts & YouTube
📲 Follow the Age of the MGA on LinkedIn → https://www.linkedin.com/company/age-of-the-mga/

🧠 Connect with the Hosts:
Doug Ver Mulm: https://www.linkedin.com/in/douglasvermulm/
Dylan Brand: https://www.linkedin.com/in/dylanbrand/
Peter Tilbrook: https://www.linkedin.com/in/peter-tilbrook-50832336/

🧠 Connect with the Guests:
Kirsten Bay: https://www.linkedin.com/in/jkirstenbay/
Website: https://www.cysurance.com/about#team

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Let’s build the future of MGAs—together.