『Efficiency & Property Investing』のカバーアート

Efficiency & Property Investing

Efficiency & Property Investing

著者: Nick Bower
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今ならプレミアムプランが3カ月 月額99円

2026年5月12日まで。4か月目以降は月額1,500円で自動更新します。

概要

Efficiency and Property Investing explores every facet of efficiency in the property investment journey. Hosted by Nick Bower, this podcast covers time management, resource allocation, and financial strategies to maximise returns. Discover how to optimise your properties with energy-efficient upgrades, smart use of materials, and effective void management. We also break down the pros and cons of various financing options, helping you make informed decisions. Whether you’re a seasoned investor or just starting out, this podcast provides actionable insights to save time, cut costs, and boost your investment portfolio. 個人ファイナンス 経済学
エピソード
  • The New Rules of Rent Increases: Navigating Section 13
    2026/04/17
    In this episode, Nick breaks down the significant changes to rent increases under the new Renters' Rights Act. With informal rent reviews and contract clauses now legally void, landlords have only one official path to raise rent: the updated Section 13 process. Nick explains the strict new timelines, including the mandatory 12-month waiting period and the extended two-month notice requirement. KEY TAKEAWAYS Hidden rent review clauses in contracts are now legally void, making the updated Section 13 notice (Form 4A) the only legal method for raising rent. Landlords cannot increase rent during the first year of a tenancy, and subsequent increases are limited to a maximum frequency of once every 12 months. The required notice period for a rent increase has been doubled from one month to at least two months. To prevent "economic evictions," rent increases cannot exceed the open market value for a similar property in the same area. Tenants can challenge perceived over-market increases at a First-Tier Tribunal. Failing to follow the correct procedures, using the wrong forms, or ignoring the rules can result in a fine of up to £7,000. BEST MOMENTS "The era of informal increases or hidden rent review clauses in contracts is over. As of the 1st of May this year, there is only one legal path to raising rent, and that's through Section 13." "You cannot increase the rent during the first year of tenancy... and you must give them at least two months' notice on the official form, which is form 4A." "The act prevents landlords from using arbitrary increases to force a tenant out. I think it's known as an economic eviction." "If a tenant appeals, the rent remains at the old rate until the tribunal makes a decision, and it is not backdated." "I always like to keep my rent slightly below the market rate cap. The reason being is, people will see that and they will go, 'hang on, he's not trying to rip us off for every single penny here.'’ HOST BIO Nick is an award winning property investor, voted Fastest Newcomer 2022 by Premier Property, and is an accredited Retrofit EPC Assessor. He sources and renovates properties for himself as well as other investors. While doing this he has developed his own systems for efficient investment, such as developing his own methods to save time when viewing properties and estimating market values and potential returns, costing out renovations. He spends three months of the year abroad and while there continues his business with use of modern technology and his proven systems. Location freedom has always been his "Why" for being a Property Investment and has now reached his ideal of the colder months spent in Thailand and the rest of the time in the UK, all while continuing to run his business This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    12 分
  • The Right to Request a Pet.
    2026/04/10
    In this episode, Nick dives into one of the most contentious updates in the Renters' Rights Act: the legal right for tenants to request a pet. Moving away from traditional "no-pet" policies, Nick explains the new default starting May 1, 2026, where landlords must provide a reasonable justification for refusal within a strict 28-day timeframe. KEY TAKEAWAYS The Legal Shift: As of May 1, 2026, the default policy on pets flips; tenants have a legal right to request a pet, and landlords can no longer maintain blanket "no-pet" policies. Strict Timelines: Once a written request is received, landlords have exactly 28 days to respond. Failure to respond can lead to intervention by the Private Rented Sector Ombudsman. Defining "Reasonable": Valid reasons for refusal include superior lease bans , inadequate property size, or documented medical allergies of other tenants in an HMO. No Trial Periods: Once a pet request is approved, it is permanent. Landlords cannot "trial" a pet and later revoke permission unless the pet becomes a formal nuisance under Section 8, Ground 14. Mitigating Risk: While mandatory pet insurance was removed from the Act, landlords can set conditions for approval, such as requiring a professional deep clean at the end of the tenancy. BEST MOMENTS "The default has flipped and tenants have a legal right to ask and you must have a reasonable reason to say no." "The clock starts once you receive the request; you then have 28 days to respond in writing... if you're silent, it's trouble." "You are not expected to break your own lease... if your headlease from the freeholder explicitly bans pets, you can refuse." "In the past, it would have been considered a favor by allowing a pet to the tenant, but now it is a statutory right that you are fulfilling." "Everyone knows the smell of wet dog... a professional deep clean is a reasonable condition for approval." HOST BIO Nick is an award winning property investor, voted Fastest Newcomer 2022 by Premier Property, and is an accredited Retrofit EPC Assessor. He sources and renovates properties for himself as well as other investors. While doing this he has developed his own systems for efficient investment, such as developing his own methods to save time when viewing properties and estimating market values and potential returns, costing out renovations. He spends three months of the year abroad and while there continues his business with use of modern technology and his proven systems. Location freedom has always been his "Why" for being a Property Investment and has now reached his ideal of the colder months spent in Thailand and the rest of the time in the UK, all while continuing to run his business This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    9 分
  • Mandatory and Discretionary Grounds for Possession
    2026/04/03
    In this episode, Nick takes a look at the significant changes coming to the UK rental market with the abolition of Section 21, effective May 1st. Nick breaks down the transition from fixed-term to rolling tenancies and the increased reliance on Section 8 for property repossession. He details the specific mandatory and discretionary grounds landlords can now use, including moving back into a property, selling, or addressing serious rent arrears and anti-social behavior. Nick also highlights the new ‘anti-churn’ safeguards and the potential challenges posed by a more formal, court-heavy eviction process. https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026 KEY TAKEAWAYS From May 1st, landlords can no longer ask tenants to leave simply because a fixed term has ended; all tenancies will transition to rolling tenancies. Possession of a property now requires proving specific grounds in court under Section 8, categorised as either mandatory (where a judge must grant possession) or discretionary (where a judge decides if it’s reasonable). Landlords have specific mandatory grounds for taking back a property for personal use, selling, or redevelopment, each typically requiring a four-month notice period. The threshold for serious rent arrears has increased to three months (up from two), and a new ground (8A) has been added to prevent ‘tactical payments’ by tenants to stay below the eviction threshold. The ‘accelerated procedure’ is gone; all eviction cases now require a court hearing, which may lead to significant backlogs in the court system. BEST MOMENTS "You can no longer ask a tenant to leave simply because their fixed term has ended because they’re not on a fixed-term tenancy; they’re on a rolling tenancy." "If you evict a tenant using ground one or 1A [moving in or selling], you are prohibited from re-letting or marketing the property for 12 months. You can get a fine of up to £7,000 from your local council." "Ground 14 is discretionary. This is easier to claim but harder to win, as a judge decides if eviction is a proportionate response." "The accelerated procedure used for Section 21 is gone. All cases now require a hearing." "I have a feeling the court system will be backlogged. I hope I’m wrong, but you need to be aware of it." HOST BIO Nick is an award winning property investor, voted Fastest Newcomer 2022 by Premier Property, and is an accredited Retrofit EPC Assessor. He sources and renovates properties for himself as well as other investors. While doing this he has developed his own systems for efficient investment, such as developing his own methods to save time when viewing properties and estimating market values and potential returns, costing out renovations. He spends three months of the year abroad and while there continues his business with use of modern technology and his proven systems. Location freedom has always been his "Why" for being a Property Investment and has now reached his ideal of the colder months spent in Thailand and the rest of the time in the UK, all while continuing to run his business This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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