Buying a home shouldn't feel like deciphering an ancient language, yet terms like "amortization," "debt-to-income ratio," and "loan-to-value" often leave potential buyers feeling overwhelmed and underprepared. That's exactly why Julie Birt from Mortgage Network Solutions is stepping in with a solution for the Fredericksburg community.

Julie joins us to announce her upcoming Mortgage 101 seminar at the Fredericksburg Library on August 9th at 10am. This free event promises to strip away the confusion surrounding the homebuying process. As Julie explains, the rising housing market makes informed preparation more crucial than ever for first-time buyers. Understanding who does what—from realtors to mortgage officers to title companies—can transform a stressful experience into an empowering one.

The seminar will tackle common pain points including credit requirements, budgeting strategies, and determining the right home size and price point for your unique situation. Julie's team from Mortgage Network Solutions (licensed across 14 states) will offer their professional expertise alongside special guidance on financial preparation. College students approaching graduation, individuals tired of renting, and even previous homeowners looking for a refresher are all welcome to attend. With complimentary donuts and coffee provided, this community event exemplifies Julie's commitment to making homeownership accessible through education.

Homebuying Seminar

AUGUST 9, 2025

10:00-11:00

Downtown Fredericksburg Library, Room 2

Coffee and Donuts will be provided.

Julie Birt

Mortgage Loan Originator and Veteran

MLO-73636VA (Virginia)

NMLS# 2635222

jbirt@mortgagens.com

826.246.9436