In this episode of Crunchy Stewardship, hosts and cousins Katie Fiola Jones and Chrissy Rombach explore alternatives to traditional health insurance, including Christian Healthcare Ministries (CHM) and Crowd Health. They discuss the financial benefits, differences in coverage, and their personal experiences with these health cost-sharing mechanisms. Katie shares her positive experiences with CHM and her considerations about switching to Crowd Health, while Chrissy weighs the pros and cons of leaving traditional health insurance. The episode provides a detailed comparison of costs, how each model handles expenses, and their alignment with Christian values. They also touch on topics like direct primary care, the implications of IVF, and the importance of making informed, prayerful decisions about health care. The hosts encourage listeners to subscribe, leave reviews, and join their Facebook group for continued discussion and support.

Episode Takeaway:

This Crunchy Stewardship episode highlights a significant shift in healthcare, moving beyond traditional insurance to health cost-sharing ministries and even crowdsourcing platforms like Crowd Health. These alternatives are presented as potentially more affordable and values-aligned options, particularly for those seeking faith-based principles in their healthcare decisions. The discussion emphasizes their focus on major medical events while encouraging members to take a more active and informed role in managing their routine and preventative health costs, fostering a greater sense of personal stewardship over one's well-being.

Chapters:
00:00 Welcome to Crunchy Stewardship
02:06 Introduction to Health Insurance Alternatives
03:38 Comparing Costs: Traditional vs. Non-Traditional Health Coverage
04:45 Christian Healthcare Ministries: An In-Depth Look
08:31 Exploring Crowd Health
24:21 Faith and Healthcare Choices
30:48 Direct Primary Care Explained
43:50 Final Thoughts and Encouragement

Links We Mentioned:

• CHM: https://agapeinvests.com/chm (Katie’s Referral link. Use number ‪(231) 475-0280‬ when asked who referred you)
• CrowdHealth: https://www.joincrowdhealth.com/
• Medishare: https://www.medishare.com/
• Check out Katie’s Christian Healthcare Ministries Review videos on YouTube. https://youtube.com/playlist?list=PLbGQ6XVmrx6m6RW3vn25WbC12GLHxneDW&si=r1jzqxOGDiS-8Rnj

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