Debunking the 20% Down Payment Myth: Affordable Home Buying Options You Didn't Know Existed
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Debunking the 20% Down Payment Myth: Affordable Home Buying Options You Didn't Know Existed
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In this enlightening episode of PennyWise, host Nat Cardona welcomes NerdWallet's senior writer, Holden Lewis, to debunk the common myth surrounding down payments for home buying. Many potential homeowners believe that a hefty 20% down payment is a necessity, but Holden clarifies that this isn't the case. The discussion addresses the financial pressures faced by first-time homebuyers, including interest rates and living costs, which can make homeownership seem unattainable.
Listeners will discover that conventional loans can require a lot less down, while FHA loans offer nearly unbeatable opportunities for first-time homebuyers.
This episode is packed with practical advice and reassurance for anyone feeling overwhelmed by the home buying process.
https://www.nerdwallet.com/article/mortgages/data-down-payment
Show notes created with assistance from https://headliner.app