💸 What if one phone call cost you $4,000… and you didn’t even know it was a scam? In this eye-opening episode of the Smarter Online Safety Podcast, host Jocelyn King sits down with the brilliant Dr. Frances Rahaim, aka The Money Doctor, to reveal how emotions, fear, and inaction can leave your finances wide open to scammers—and what you can do to stay safe, smart, and in control.

🎙️ Special Guest: Frances Rahaim, Ph.D.

Host of the radio show “Financial Fitness with The Money Doctor”

Author of “Debt or Alive” and “Retire Debt & Retire Well”

Founder of HUG Your Money™ and PowerDownDebt, Inc.

Registered Investment Advisor since age 23

Creator of patented, credit-savvy financial coaching software

Known as “The Solutionizer” for her talent in solving financial puzzles with empathy and expertise

For over 35 years, Dr. Rahaim has helped thousands of individuals and families become debt-free, budget wisely, build savings, and protect their financial future. Her mission? Empower people to ditch the shame and stress around money and take action with confidence.

🔐 In this episode, you'll learn:

The emotional traps scammers exploit—and how to outsmart them

Why debt is a bigger threat to retirement than most people realize

The truth about online safety, identity theft, and AI voice scams

Smart ways to freeze your credit, monitor your reports, and protect your kids' identities

How couples can work together to create financial peace, not tension

💻 Visit Dr. Rahaim’s website at www.hugyourmoney.com