In this episode, I sit down with Nicolas Kipp, CEO and founder of Credibur.

Nicolas Kipp is a fintech entrepreneur, investor and financial services executive with extensive experience across lending, payments, risk management and embedded finance. He is currently Founder and CEO of Credibur, where he is building infrastructure to automate the management of structured credit transactions between alternative lenders and institutional capital providers.

Previously, Nicolas co founded Banxware, an embedded financial services provider enabling digital platforms to offer integrated financing products to merchants. Before that, he spent four years at Ratepay, ultimately serving as Chief Risk Officer, with responsibility for credit and fraud risk, KYC, compliance, data analytics and IT security.

He has also served on Bitkom’s board for Payments, FinTech and Digital Banking, advised the German Bundestag on artificial intelligence, and invests in and advises fintech, proptech and software companies across Europe and the US.

With him, we will be talking about the future of the fintech market in Europe, but also building trust in this market, and going from an executive to a founder role.

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ApplePodcast: https://podcasts.apple.com/it/podcast/builders/id1767562838?l=en-GB

Amazon:https://podcasters.amazon.com/podcasts/a1f92635-a50e-4a0c-ac96-7daa09c4e853

In this episode, I sit down with Gaston Irigoyen, CEO and founder of Pomelo.

Gaston Irigoyen is the CEO and Co Founder of Pomelo, a Latin American payments infrastructure company serving more than 150 customers across Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, and Puerto Rico. Since its launch in 2021, Pomelo has raised $160 million from investors including Kaszek, Monashees, Index, Insight, QED, and Endeavor Catalyst.

Before Pomelo, Gaston was CEO of Naranja X, where he helped build Argentina’s largest neobank to 9 million customers and cardholders. He also held leadership roles at Restorando, founded Guidecentral, and spent more than five years at Google, including as Manager of YouTube Partnerships. He is also a lecturer in entrepreneurship, fintech, and fundraising at Universidad de San Andrés.

With him, we will talk about the struggles of building a fintech company in Latam, but also the importance of payment rails and the complexity of managing payments globally.

Want to stay up to date with the market? Here my newsletter and my podcast:

Linkedin: https://tinyurl.com/fintech-weekly

Substack: https://michelemattei.substack.com/

Youtube: https://www.youtube.com/@buildersinfintech

Spotify: https://open.spotify.com/show/6L6L7uj3IIYEHbBStLXi8M?si=fa10d8cefe2741aa

ApplePodcast: https://podcasts.apple.com/it/podcast/builders/id1767562838?l=en-GB

Amazon:https://podcasters.amazon.com/podcasts/a1f92635-a50e-4a0c-ac96-7daa09c4e853

In this episode, I sit down with Kristy Kim, CEO and founder of Tomo Credit.

TomoCredit, a San Francisco fintech company focused on expanding access to financial services through technology. Since launching the business in 2019, she has led its development and the introduction of TomoIQ, an AI-powered financial advisor designed to support consumers in managing their financial lives.

Before founding TomoCredit, Kristy worked in business development at Credit Sesame and held investment roles at Kenetic, Oasis Labs and Vault12. She previously founded and led a venture-backed e-commerce company and served as Head of Global Business Development at Com2us Corporation, where she worked on international growth initiatives. Earlier in her career, she advised technology companies on mergers and acquisitions at J. Moore Partners, which later merged with B. Riley Financial.

Kristy is also a member of the Forbes Finance Council, where she contributes perspectives on fintech and personal finance. She holds an MBA from the University of California, Berkeley’s Haas School of Business and has served as a lecturer at Haas, teaching entrepreneurship and blockchain. Her background brings together financial expertise, startup leadership and a strong understanding of emerging technologies.

With her, we will talk about credit scoring in the US, fintech services and the importance of being in San Francisco to build your fintech startup.

Want to stay up to date with the market? Here my newsletter and my podcast:

Linkedin: https://tinyurl.com/fintech-weekly

Substack: https://michelemattei.substack.com/

Youtube: https://www.youtube.com/@buildersinfintech

Spotify: https://open.spotify.com/show/6L6L7uj3IIYEHbBStLXi8M?si=fa10d8cefe2741aa

ApplePodcast: https://podcasts.apple.com/it/podcast/builders/id1767562838?l=en-GB