In this episode, I sit down with Kristy Kim, CEO and founder of Tomo Credit.

TomoCredit, a San Francisco fintech company focused on expanding access to financial services through technology. Since launching the business in 2019, she has led its development and the introduction of TomoIQ, an AI-powered financial advisor designed to support consumers in managing their financial lives.

Before founding TomoCredit, Kristy worked in business development at Credit Sesame and held investment roles at Kenetic, Oasis Labs and Vault12. She previously founded and led a venture-backed e-commerce company and served as Head of Global Business Development at Com2us Corporation, where she worked on international growth initiatives. Earlier in her career, she advised technology companies on mergers and acquisitions at J. Moore Partners, which later merged with B. Riley Financial.

Kristy is also a member of the Forbes Finance Council, where she contributes perspectives on fintech and personal finance. She holds an MBA from the University of California, Berkeley’s Haas School of Business and has served as a lecturer at Haas, teaching entrepreneurship and blockchain. Her background brings together financial expertise, startup leadership and a strong understanding of emerging technologies.

With her, we will talk about credit scoring in the US, fintech services and the importance of being in San Francisco to build your fintech startup.

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