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  • 003: MortgageWorks - Anthony Roddy - Hire for Character, Train the Rest

    003: MortgageWorks - Anthony Roddy - Hire for Character, Train the Rest
    2026/09/03
    The people you bring into a business can matter just as much as the numbers they write.In Episode 003 of Brokers in Progress, we sit down with Anthony Roddy, co-founder of MortgageWorks. Anthony built the business alongside two of his closest mates, George Fennel and Nick Jacobs. What started with three brokers running their own books has grown into a team of 16 brokers, now settling more than $1 billion a year.Anthony gets candid about what it takes to build a business with three very different founders, the people decisions they’ve learned to take seriously, and the personal growth required as the business grows and the challenges get bigger.In this episode:→ Why MortgageWorks hires for integrity, personality and attitude, with the belief that the rest can be trained→ How three founders with very different personalities make decisions without always agreeing→ Why hiring is the one major business decision Anthony, George and Nick insist must be unanimous→ What Anthony means by being “ruthlessly honest with yourself” as you take on bigger problems→ Why MortgageWorks is willing to sacrifice volume to protect a culture built around integrity, collaboration and support→ How difficult lending environments can force you to become a better, more capable broker→ Why Anthony believes relationships and the ability to handle complexity will become even more important as technology changes broking→ Why MortgageWorks wants to get its core business right before expanding into additional servicesWhether you’re building a team, going into business with others, or working through the next stage of your own growth, this episode is a practical look at why the people around you, and the work you do on yourself, can shape the business you ultimately build.Episode Highlights01:34 - Building a Business With Two Close Mates03:58 - Keeping the Partnership Fair From Day One06:07 - Growing MortgageWorks to 16 Brokers09:01 - Hiring for Character and the Right Fit11:38 - Finding the Right Market Position13:34 - Why Growth Requires Ruthless Self-Honesty16:12 - Becoming Better Through Tough Markets18:37 - Why Culture Matters More Than Volume20:31 - How AI Could Change the Broking Industry24:44 - Learning From People Who’ve Been There Before26:29 - Get the Core Business Right Before Expanding28:30 - Using Automation to Increase Capacity29:56 - Making a Three-Founder Partnership Work31:36 - Wrap Up and Next EpisodeAbout the GuestAnthony Roddy is the co-founder of MortgageWorks, a Sydney-based mortgage brokerage he built alongside George Fennel and Nick Jacobs.Anthony started his career in accounting before moving into mortgage broking in 2015. Together with George and Nick, he has grown MortgageWorks from three brokers running their own individual books into a team of 16 brokers, with the business now settling more than $1 billion in loans annually.A big part of Anthony’s approach to business is centred around people. At MortgageWorks, the team places a strong emphasis on integrity, collaboration, support and hiring people with the right attitude and personality, with the belief that many of the technical skills can be taught.Anthony is also a strong believer in continual personal growth and being honest about where you need to improve as the challenges of running a business get bigger.Connect with AnthonyWebsite | MortgageWorksLinkedIn | Anthony RoddyLinkedIn | MortgageWorksInstagram | MortgageWorksFacebook | MortgageWorksEnjoyed this episode? Subscribe to Brokers in Progress for more real conversations about growth, systems, leadership, and what it actually takes to build a successful brokerage.Produced by Chris Bates and the studio team at www.alcove.com.auThe information provided in this podcast is for general informational purposes only and should not be relied upon as financial, investment, or credit advice. It does not take into account your personal objectives, financial situation, or needs. You should consider the appropriateness of the information to your circumstances and seek advice from a licensed financial adviser, mortgage broker, or other qualified professional before making any decision. Canopy Private Pty Ltd holds Australian Credit Licence 558709.
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    32 分
  • 002: Inovayt - Nick Reilly - Building a Brokerage Where Top Performers Thrive

    002: Inovayt - Nick Reilly - Building a Brokerage Where Top Performers Thrive
    2026/08/27
    The next stage of brokerage growth isn’t always about adding more brokers. It’s about giving the right people the systems, resources, and opportunities to keep progressing.In this episode of Brokers in Progress, we sit down with Nick Reilly, founder of Inovayt. Since starting the business in 2007, Nick has grown Inovayt into a broader financial services business settling around $1.2 billion a year, with 16 brokers and 65 staff across Melbourne, Brisbane, and Adelaide.Nick shares how his approach to growth has evolved, from learning to step back and give good people autonomy to building an environment where top performers can keep reaching new levels.In this episode:→ Why investing in proven performers can be more valuable than continually adding new brokers→ How the right systems can help a $60–70M broker progress to $100M and beyond→ Why giving people autonomy became a turning point in Inovayt’s growth→ How top performers can create a blueprint that lifts the rest of the team→ Why Nick believes technology and AI will give the best brokers more time to win and retain clients→ How Inovayt is creating a pathway for talented people to grow within the business→ Why the future of broking could see fewer businesses writing a greater share of the volume→ How Inovayt is thinking about client retention and building relationships beyond a single transaction→ What Nick is learning as the business moves into partnerships, acquisitions, governance, and its next stage of growthWhether you’re building your first team or working out how to take an established brokerage to its next level, this episode is a practical look at what it takes to create an environment where good people can grow with the business.Episode Highlights01:54 - From Broking to Building a Business05:08 - How Inovayt Evolved Beyond Broking07:00 - Expanding Inovayt Across Australia08:21 - Learning to Step Back as a Founder11:22 - What Nick Learned From Hiring Mistakes13:24 - Building Systems Around Top Performers15:37 - What Sets Top Brokers Apart18:14 - Giving Your Best People Room to Grow20:00 - Why Fewer Brokers Could Write More Volume24:03 - Your Brokers Are Your Brand27:33 - Partnerships, Acquisitions and the Next Stage32:44 - Building a Culture Where Everyone Wins36:38 - Wrap Up and Next EpisodeAbout the GuestNick Reilly is the founder of Inovayt, a financial services business that has grown from a mortgage brokerage into a team of 16 brokers and 65 staff across Melbourne, Brisbane and Adelaide, settling around $1.2 billion a year.Nick started Inovayt in 2007 after beginning his career in mortgage broking, but from early on he saw himself as a business builder rather than simply a broker. The business evolved in stages: first building lead generation and back-end support that other brokers could plug into, then expanding into financial planning, and more recently growing into new markets and bringing smaller businesses into the group.A big part of that growth has been learning to build around good people. Nick talks openly about stepping back as a founder, giving capable leaders autonomy and creating the systems that allow top performers to keep progressing. Rather than focusing solely on adding more brokers, Inovayt is increasingly focused on giving proven performers the resources, support and client-facing time they need to reach new levels, while creating a blueprint others in the business can follow.Nick is now leading Inovayt into another stage of growth, with nine shareholders, a partnership model and a goal of reaching $30 million in turnover by 2030. His own focus is shifting again, this time towards acquisitions, governance, managing shareholders and learning what it takes to lead a significantly larger organisation. For brokers and business owners thinking about how to create a business where talented people can grow and stay for the long term, Nick’s journey offers plenty to learn from.Connect with NickLinkedInWebsiteEnjoyed this episode? Subscribe to Brokers in Progress for more real conversations about growth, systems, leadership, and what it actually takes to build a successful brokerage.The information provided in this podcast is for general informational purposes only and should not be relied upon as financial, investment, or credit advice. It does not take into account your personal objectives, financial situation, or needs. You should consider the appropriateness of the information to your circumstances and seek advice from a licensed financial adviser, mortgage broker, or other qualified professional before making any decision. Canopy Private Pty Ltd holds Australian Credit Licence 558709.
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    37 分
  • 001: Shore Financial - Theo Chambers - Inside One Of Australia's Largest Brokerages

    001: Shore Financial - Theo Chambers - Inside One Of Australia's Largest Brokerages
    2026/08/20
    Brokers don't just need more clients. They need the systems, leadership, and strategy to build a business that actually scales.In the debut episode of Brokers in Progress, we sit down with Theo Chambers—co-founder of Shore Financial—one of Australia's largest independently owned mortgage brokerages. Since launching in 2013, Shore Financial has settled over $16.5 billion in loans, grown to 37 brokers and 120 staff, and expanded into financial planning, asset finance, and funds management. This year alone: $2.5 billion.Theo gets candid about the strategic decisions—and costly mistakes—that shaped Shore Financial's growth from a boutique brokerage to a full-scale financial services operation.In this episode:→ Why most brokers hit a ceiling at $80–100M in annual volume — and how to break through it→ The operational shift that separates brokerages that scale from ones that stall→ Why "more volume doesn't always mean more profit" — and what matters more→ How Shore Financial is building for the AI era (and why Theo believes AI will empower brokers, not replace them)→ The "2.6 products" rule that turns one-off clients into raving fans for life→ Industry consolidation: what it means for your brokerage right now→ The loan book trap — why some acquisitions will deteriorate in value faster than you thinkWhether you're a solo broker building your first team or a principal pushing past $500M, this episode delivers the kind of strategic clarity that's hard to find anywhere else.Episode Highlights01:26 – What Drove Theo to Build Bigger02:25 – The Secret Ingredient: Why Continuity Wins03:16 – How Shore Financial Scaled to $2B+05:34 – How Shore Grew Without Paid Marketing07:59 – Breaking Through the $80M Broker Ceiling10:37 – Why Systems Need to Come Before Scale12:39 – How Leadership Changes as You Scale14:03 – Building a Brokerage Beyond the Founder17:45 – ESOP: Turning Senior Leaders Into Owners20:22 – Which Services Add the Most Value?25:57 – The Future of Broking: AI and Tech28:38 – Why Brokerage Consolidation Is Accelerating32:56 – 650 Data Points: Shore’s Competitive Advantage35:46 – Building a True Client-for-Life Model39:59 – Theo’s Advice for Growing BrokersAbout the GuestTheo Chambers is the co-founder of Shore Financial, one of Australia's largest independently owned mortgage brokerages. Founded in 2013 alongside co-founder Alex Nochar, Shore Financial has settled over $16.5 billion in loans, scaled to 37 brokers and 120 staff, and is on track to settle $2.5 billion this financial year alone.Shore Financial was built on an insight Theo developed during his time at McGrath—that the relationship between real estate agents and mortgage brokers was one of the most underutilised distribution advantages in the industry. Rather than anchor that model to a single real estate group, he and Alex built something non-exclusive and nationally scalable. Growth came fast—and Theo is the first to admit that early success created its own problems. Volume outpaced infrastructure, producing a large business with fragile systems. The reset was deliberate: centralise processing, invest in leadership, slow down to build properly. Those decisions shape how Shore Financial operates today.Theo now leads Shore Financial as a diversified financial services business—spanning financial planning, asset finance, and a funds management arm with approximately $160 million in assets under management. His focus has moved from writing loans to building an institution: corporatising the business, reducing key-person dependency, embedding ESOP structures to give senior leaders skin in the game, and building a data platform that captures up to 650 data points per client application. For brokers thinking about what their business looks like at the next level—and the level after that—Theo's journey is one of the most instructive in the industry.Connect with TheoLinkedIn | Theo ChambersWebsite | Shore FinancialInstagram | Theo ChambersEnjoyed this episode? Subscribe to Brokers in Progress for more real conversations about growth, systems, leadership, and what it actually takes to build a successful brokerage.The information provided in this podcast is for general informational purposes only and should not be relied upon as financial, investment, or credit advice. It does not take into account your personal objectives, financial situation, or needs. You should consider the appropriateness of the information to your circumstances and seek advice from a licensed financial adviser, mortgage broker, or other qualified professional before making any decision. Canopy Private Pty Ltd holds Australian Credit Licence 558709.
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    41 分
  • Brokers in Progress: The Lessons Behind Australia’s Top Brokerages (Trailer Episode)

    Brokers in Progress: The Lessons Behind Australia’s Top Brokerages (Trailer Episode)
    2026/08/19

    What can you learn from the people who’ve already built and scaled some of Australia’s leading mortgage brokerages?

    Brokers in Progress brings together brokerage leaders who’ve collectively settled tens of billions in home loans to share the lessons behind the businesses they’ve built — including the decisions that drove their growth, the mistakes they’d avoid, and the challenges they’re still working through.

    Across the series, they get into the realities of scaling: building teams and systems, attracting and retaining great brokers, stepping away from the tools, breaking through growth ceilings, and preparing for where the broking industry is heading next.

    These aren’t polished success stories. Every guest is an open book about what worked, what didn’t, and what they wish they’d known earlier.

    No courses. No product pitches. No highlight reels. Just brokers sharing what they’ve learned so other brokers can get better.

    New episodes every Friday.

    Enjoyed this episode? Subscribe to Brokers in Progress for more real conversations about growth, systems, leadership, and what it actually takes to build a successful brokerage.

    🎥Produced by Chris Bates and the studio team at https://www.alcove.com.au/

    The information provided in this podcast is for general informational purposes only and should not be relied upon as financial, investment, or credit advice. It does not take into account your personal objectives, financial situation, or needs. You should consider the appropriateness of the information to your circumstances and seek advice from a licensed financial adviser, mortgage broker, or other qualified professional before making any decision. Canopy Private Pty Ltd holds Australian Credit Licence 558709.
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    5 分