In this episode, we break down the psychology and real-world risks behind Buy Now, Pay Later (BNPL) services like Klarna, Affirm, and Afterpay.

From financing DoorDash burritos to Coachella tickets, we explore how these programs prey on consumer psychology. We also share personal stories, like an $800 pillow debt, and unpack the predatory tactics of companies like Klarna.

With stats showing 63% of borrowers juggling multiple loans, we offer practical tips to stay proactive and avoid financial pitfalls.

Tune in to learn how to protect your wallet in a consumer-driven world!

In this episode of Break Up Money Guys, we dive into the market volatility sparked by new tariffs and the so-called trade war as of April 8, 2025. From the S&P 500’s resilience to the potential revival of U.S. manufacturing, we talk about what’s driving the chaos and why long-term investors shouldn’t panic. Plus, we explore falling oil prices, consumer impacts, and how to stay grounded despite being bombarded by constant high-stress news.

Link to the companies discussed in the episode: Portfolio

In this episode, David and Mason dive into the Bitcoin craze and discuss whether the famous cryptocurrency is the savior of the economy that so many say it is or whether it's really just a risky gamble. From its cult-like following to comparisons with gold, we unpack the hype, the volatility, and the real risks. Is it a smart investment, a recipe for disaster, or something in between? Tune in for our thoughts on Bitcoin.

David and Mason dive into the S&P 500’s 6% dip in 2025, unpacking why long-term investing beats panic-selling and how market crashes can be buying opportunities. From recession fears to a wild theory about erasing post-2008 gains, they explore how money ties to mindset. PLUS, why intentional living (and backyard eggs) might outshine city chaos. Bitcoin’s up next time!

David and Mason are back after a break, riffing on intentionality in finance and tech. From the S&P 500’s dip (possible buying opportunity?) to Apple’s AI lag, they explore how to navigate today’s market.

Plus, why AI’s a game-changer you can’t ignore and how online content could be your next income stream. Timeless advice: invest regularly, tune out the noise, and start now whether you’re 18 or 50.

An emergency fund isn’t just a safety net—it’s a key part of financial security. In this episode, we cover how to build one from zero, where to keep it, and how to balance saving with investing.

We also dive into overlooked insurance needs, planning for big expenses, and even DIY skills that can save you money. Whether you're starting fresh or wondering if you're saving too much, we’ll help you prepare for life’s surprises.

(Disclaimer: We are not financial advisors. This podcast is for informational purposes only. Please consult a financial professional before making investment decisions.)

No matter your age, it’s never too early (or too late) to plan for retirement. We break down smart money moves for every stage of life: early career (18–29), mid-career (30–40), late starters (50+), and those nearing retirement (60+). Whether you're just starting, catching up, or planning your next steps, we’ve got practical advice to help you build a secure future.

(Disclaimer: We are not financial advisors. This podcast is for informational purposes only. Please consult a financial professional before making investment decisions.)

Welcome to the first episode of Break Out Money Guys! In this episode, we introduce ourselves and share our vision for the podcast—helping everyday people make smarter financial decisions without the grifter hype or gambler mentality.

We break down common investing mindsets, the difference between trading and long-term investing, and why financial planning is really about more than just money—it's about your future, your goals, and your legacy. Whether you're just starting out, thinking about retirement, or planning for the next generation, we want to help you build wealth the right way.

Let’s get started.

(Disclaimer: We are not financial advisors. This podcast is for informational purposes only. Please consult a financial professional before making investment decisions.)