In this episode, David and Mason tackle one of the biggest barriers to financial and personal growth: the belief that you “don’t know how.”

From fixing plumbing leaks and cars to managing money and investing, we explore how learned helplessness keeps people stuck. But we also talk about how the antidote is simple initiative. You don’t need permission to improve your situation. Whether it’s finances, skills, or confidence, you can just do things.

Most people think of wealth as money, power, or fame, but its roots mean something deeper: well-being and flourishing. In this episode, David and Mason explore how our culture shapes the way we chase wealth, whether through jobs we don’t love, lifestyles funded by debt, or endless hustle that never feels like enough. Along the way, we break down why being busy isn’t the same as being diligent and how our money mindsets can either drain us or set us free.

We also share personal stories (from moving to Cozumel to lessons learned from family) that highlight what real wealth looks like: clarity, freedom, and relationships that last. Whether you’re just starting your financial journey or rethinking what success means, this conversation is a reminder that true wealth isn’t a number in your bank account...it’s how you choose to live today.

In this episode, we dive into the world of student loans and how a decision made at 18 can shape your finances for decades. From community college strategies to loan forgiveness programs, paycheck garnishments, and repayment hacks, we break down what you need to know about minimizing student debt and staying in control.

We also talk about how you shouldn't rely on the government for loan forgiveness. Instead, we talk about how to plan wisely and take charge of your future.