Join host Laura Johnson and guest Laura Beall for a lively and inspiring discussion on the art of balancing saving and spending! They'll share funny stories about how many of us get so caught up in saving for the future that we forget to enjoy the here and now. It's a reminder to live boldly, celebrate your own journey, and aim for your dreams—because life's a adventure, not just a bank account! Let's laugh, learn, and get motivated to make the most of every moment.

Join host Laura Johnson of Hummingbird Wealth Management for an energizing dive into the power of planning!

Laura shares that she kick-started her planning journey at the incredible age of 3, helping her family, proving that starting young can set you up for greatness. She emphasizes that planning is not just a task—it's a superpower, a way to take control of your destiny. Remember, no one’s perfect, so cut yourself some slack when things go awry; every “mess-up” is just a step closer to your masterpiece.

Think of planning as your safety net—covering emergency funds, insurance, estate planning, and debt management—allowing you to live boldly and confidently.

On a personal note, Laura reminds us all that life is a precious gift, and we should celebrate it every day—chasing dreams and creating unforgettable memories.

So, get inspired, stay motivated, and let’s make every moment count. Grab some popcorn, soak in the passion, and get ready to plan your way to an extraordinary life!

Join your host, Laura Johnson, as she inspires you to review your taxes in August—not waiting until April! Discover how checking your financial path early can help you make smart money moves instead of giving it all to the IRS. Laura shares powerful tools, including some from the IRS, to empower your planning. She takes you on the journey to retirement, reminding you that the first couple of years can be tough, but with the right mindset and planning, you can conquer them! Plus, she dives into the exciting world of tax-efficient investing—think capital gains, losses, and strategic retirement plans—that can boost your financial freedom. Most importantly, Laura encourages you to schedule time with yourself, stay on track, and avoid surprises in April. Remember, your financial future is in your hands—start now and turn your dreams into reality!

Join host Laura Johnson of Hummingbird Wealth Management as she teams up with guest speaker William Warren from ETC Maryland for an exciting and eye-opening discussion!

They're diving into the often intimidating world of cybersecurity, scams, and how to stay ahead of the bad guys. Laura shares some heartfelt stories about her own family, especially her elderly loved ones, and how easily bright, shiny things can lure us into trouble.

However, don't worry—she also reveals simple and effective ways to protect yourself. Sure, technology like two-factor authentication and strong passwords helps, but scammers are becoming increasingly sophisticated every day. Remember, the biggest shield is staying alert and not getting emotional when someone tries to sell you something or manipulate you.

William adds some jaw-dropping stories about scammers targeting social media, obituaries, and more—real stories about real people caught off guard. The key takeaway? Be cautious before clicking links or responding to messages. Pausing before acting can save you lots of trouble, and trusting your gut is always a good move. For families, especially elders, staying connected and monitoring activity can be lifesavers. Consider using apps to keep an eye on devices, simplifying technology, and putting legal safeguards in place. Stay vigilant, stay safe, and keep those cyber scammers at bay—because knowledge is power, and together we can outsmart the bad guys!

Join host Laura Johnson, the owner of Hummingbird Wealth Management, as she shares tips on safeguarding your hard-earned wealth! She defines wealth as what you have now and what you're dreaming of for the future. Remember, just one unexpected event—like a health scare, scam, or market rollercoaster—can shake everything up.

But don’t worry! Laura urges you to build a solid emergency fund of 3-6 months, and to craft an insurance strategy that's as dynamic as your life—covering everything from life and disability to long-term care and liability.

She highlights the power of legal docs like wills, powers of attorney, and healthcare directives, ensuring your wishes are crystal clear.

Plus, your digital footprint is a treasure trove—so secure your accounts with two-factor authentication, strong passwords, and check your credit yearly.

Planning for taxes isn’t just for April—spread it out and stay ahead!

And here’s the best part: communication is your secret weapon! Share your plans and wishes with family; it’s like passing on a life-saving treasure map.

Remember, a little laughter and a lot of planning can turn worries into wins—so go ahead, protect, prepare, and thrive!

Get ready to join Laura Johnson from Hummingbird Wealth Management as she takes us on an exhilarating journey through the vibrant month of June—a time teeming with weddings, graduations, and family vacations!

Are you excited to celebrate love? Laura is thrilled to share her expert insights on navigating the wedding scene! Whether you're a plus-one searching for that perfect gift or a couple planning the day of your dreams, she reminds us that thoughtful gifts can be both meaningful and budget-friendly. After all, a wedding may last a day, but a marriage is a beautiful journey for a lifetime. Laura strongly advocates for open conversations about finances and future aspirations before saying “I do.” You want your love story to thrive without the worry of financial burdens!

And let's not forget about graduation season—a wonderful opportunity to show your love and support! Laura inspires us to think creatively when it comes to gifts, whether you're honoring a preschool milestone or celebrating a college graduate. Unique gifts often carry the most heartfelt sentiments! For all the graduates, she encourages you to empower yourselves with knowledge—consider adopting the 50/30/20 budgeting rule and setting up an emergency fund. It's time to celebrate your accomplishments and embrace the bright future that awaits you!

Finally, Laura takes us on a nostalgic stroll down memory lane, reminiscing about the magical family vacations of her childhood. She cherishes those unforgettable moments and shares how her mom instilled essential budgeting skills before each adventure. With a sprinkle of creativity and determination, she learned how to earn extra funds for those exciting trips. Let Laura’s inspiring stories motivate you to create amazing memories with your loved ones this summer! Embrace the joy, plan wisely, and get ready for all the fun adventures ahead!

Join the fabulous host, Laura Johnson, on an exciting journey to revitalize your financial plan! Mid-year is the perfect time to check in and refresh your goals, so let’s dust off those shiny New Year's resolutions and embrace a fun “reset” for the next 90 days and beyond!

Laura dives into the fascinating world of taxes, showing you how they can actually help you reach your goals. Your CPA will be thrilled, and trust us, your future self will thank you for taking action now! Get ready to uncover some creative ways to enhance your tax situation. Why not make it a game?

And let’s talk investments! It’s time for a lively review to ensure your portfolio has just the right mix of spice and stability.

With her fun 'START, STOP, and CONTINUE' framework, Laura gamifies your financial planning: What exciting new actions will you start that you haven’t tried yet? What habits should you leave behind to soar toward your goals? And of course, let’s celebrate those amazing things you’re already doing well—keep that momentum going!

So gather your financial flair, and let’s jump into this adventure together! 🚀💰