As it becomes more expensive to run a captive we discuss is it time to look again, and if captives still make sense. After all there is no single model or solution that applies to all companies.

Emily and John discuss the regulatory environment around e-invoicing and why despite the uncertainty in regulation business leaders must understand the potential benefits this can bring.

In this episode Richard interviews Richard Huston, MD of VAMOS, on AI in asset finance. VAMOS focuses on applied AI, helping businesses integrate AI for efficiency and decision-making.

Richard Huston addresses AI hype vs. reality, emphasising that AI is a tool, not a replacement for human expertise. Key applications include automating customer communications and reducing administrative workload but while still ensuring human oversight, so reducing time rather than replacing the human element.

Concerns around AI hallucinations are discussed including retrieval-augmented generation (RAG), and AI’s job impact is framed as augmentation, not elimination. He also discusses AI’s environmental footprint, arguing its benefits outweigh costs.

The episode highlights AI’s increasing accessibility, with open-source models like DeepSeek lowering costs. Richard Huston encourages experimenting with AI tools like Claude and ChatGPT.