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  • 2027 ACA Exchange & FFM Certification

    2027 ACA Exchange & FFM Certification
    2026/07/13
    Don’t miss the details on 2027 ACA Certification for the Federal Marketplace and State-Based Exchanges! We cover training deadlines, continuing education creds, and recertification requirements! Read the text version

    Get Connected:

    🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!

    📧 Connect with the Ritter Insurance Marketing Sales Team Near You!

    💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    Ritter Insurance Marketing Certification Center

    State Exchanges:

    CA “Covered California” https://www.coveredca.com/ Accessed 10 Jul 2026.

    CO “Connect for Colorado” https://connectforhealthco.com/ Accessed 10 Jul 2026.

    CT “Access Health CT” https://www.accesshealthct.com/ Accessed 10 Jul 2026.

    GA “Georgia Access” https://georgiaaccess.gov/ Accessed 10 Jul 2026.

    IL “Get Covered Illinois” https://getcovered.illinois.gov/ Accessed 10 Jul 2026.

    KY “kynect” https://kynect.ky.gov/healthcoverage/ Accessed 10 Jul 2026.

    MD “Maryland Health Connection” https://www.marylandhealthconnection.gov/ Accessed 10 Jul 2026.

    NJ “Get Covered NJ” https://www.nj.gov/getcoverednj/ Accessed 10 Jul 2026.

    NY “NY State of Health” https://nystateofhealth.ny.gov/agent/ Accessed 10 Jul 2026.

    PA “Pennie” https://agency.pennie.com/brokers/ Accessed 10 Jul 2026.

    VA “Virginia’s Insurance Marketplace” https://www.marketplace.virginia.gov/ Accessed 10 Jul 2026.

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social

    Not affiliated with or endorsed by Medicare or any government agency.
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    6 分
  • New Scam Targeting Insurance Agents

    New Scam Targeting Insurance Agents
    2026/07/10
    The Friday Five for July 10, 2026: Halfway Through 2026Ritter Insurance Marketing SummitsMusings on Artificial IntelligenceCDC High Heat & Medication GuidanceScam Targeting Insurance Agents 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📣 Shoutouts? 🤔 Questions? 💌 Feedback? Send them all to: ASGPodcast@Ritterim.com ⛰️ Ritter Summits Registration Now Open! Save Your Spot Today!! Musings on Artificial Intelligence: Abrams, Zara. “How AI is reshaping human skills and thinking.” Apa.org, American Psychological Association, 1 July 2026, https://www.apa.org/monitor/2026/07-08/ai-job-skills-thinking. Hoover, Amanda. “Is AI making us dumber?” businessinsider.com, Business Insider, 7 Jul 2026, https://www.businessinsider.com/ai-making-us-dumber-research-2026-7. CDC High Heat & Medication Guidance: “CDC Heat Risk Map.” Ephtracking.cdc.gov, Centers for Disease Control & Prevention, https://ephtracking.cdc.gov/Applications/HeatRisk/, Accessed 7 Jul 2026. Price, Jamiese. “Doctors warn GLP-1 users about dehydration risk amid severe heat.” Abc11.com, 11ABC, 1 Jul 2026, https://abc11.com/post/doctors-warn-glp-1-users-dehydration-risk-amid-severe-heat/19432623/. “Heat and Medications – Guidance for Clinicians.” Cdc.gov, Centers for Disease Control & Prevention, 18 Sep 2025, https://www.cdc.gov/heat-health/hcp/clinical-guidance/heat-and-medications-guidance-for-clinicians.html. French, Mandy et. al. “These 10 Medications May Raise Your Risk of Heat-Related Illness.” Healthline.com, Healthline, 5 Jul 2026, https://www.healthline.com/health-news/10-common-medications-heat-related-illness-risk. Scam Targeting Insurance Agents: “Should I Be Concerned | Insurance Forums.” Insurance-Forums.Com, Insurance Forums, www.insurance-forums.com/community/threads/should-i-be-concerned.117816/. Accessed 7 July 2026. Resources: 2027 Medicare Advantage & Part D Certification Info Certification 2027, America Turns 250, Medicare GLP-1 Bridge Demo Webinar Community-Based Marketing for Insurance Agents CMS Medicaid Work Requirements Federal Judge Vacates Several CMS ACA Provisions Q3 ACA Sales Calendar Q3 Medicare Sales Planner Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    15 分
  • Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

    Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents
    2026/07/08
    Have you ever had a client mistake Medicare and Medicaid (or have you mixed the two up)? In this episode of the Agent Survival Guide podcast, we’re comparing, contrasting, and clarifying how these two government-funded programs differ and how they work together! Read the text version Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agent Registration How to Check Medicare Extra Help Eligibility for Your Client Meet Your Sales Team Stay Busy Outside of AEP With Special Enrollment Periods The Beginner's Guide to D-SNPs References: “4 Types of Medicare Savings Programs and What They Cover.” UnitedHealthcare, www.uhc.com/news-articles/medicare-articles/4-types-of-medicare-savings-programs-and-what-they-cover. Accessed 8 June 2026. Burns, Alice, et al. “10 Things to Know about Medicaid.” KFF, 12 Aug. 2025, www.kff.org/medicaid/10-things-to-know-about-medicaid/. “Create an Account.” Healthcare.Gov, www.healthcare.gov/create-account. Accessed 8 June 2026. “Eligibility Policy.” Medicaid, www.medicaid.gov/medicaid/eligibility-policy. Accessed 8 June 2026. “How Medicaid Works with Medicare.” Medicare Interactive, 2 Apr. 2025, www.medicareinteractive.org/understanding-medicare/cost-saving-programs/medicare-and-medicaid/how-medicaid-works-with-medicare. “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, www.healthcare.gov/lower-costs/. Accessed 8 June 2026. “Medicaid & Chip Coverage.” HealthCare.Gov, www.healthcare.gov/medicaid-chip/getting-medicaid-chip/. Accessed 8 June 2026. Williams, Elizabeth, et al. “Medicaid Financing: The Basics.” KFF, 21 Apr. 2026, www.kff.org/medicaid/medicaid-financing-the-basics/. “Parts of Medicare.” Medicare, www.medicare.gov/basics/get-started-with-medicare/medicare-basics/parts-of-medicare. Accessed 8 June 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    11 分
  • How to Check Medicare Extra Help Eligibility For Your Clients

    How to Check Medicare Extra Help Eligibility For Your Clients
    2026/07/06
    Did you know that CMS estimates three million Medicare beneficiaries aren’t enrolled in the government’s Medicare Extra Help program but could benefit from it? In this episode of the Agent Survival Guide, we see what this program is and how it can help your clients. Read the text version Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 8 Powerful Practices for Selling Prescription Drug Plans How to Help Clients Avoid Medicare Late Enrollment Penalties How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy The Beginner's Guide to D-SNPs The Part D SEP Triggers That Can Help You Post-AEP What Agents Can't Say During Medicare Sales Appointments References: “Apply for Medicare Part D Extra Help Program.” Social Security, www.ssa.gov/medicare/part-d-extra-help. Accessed 23 Mar. 2026. “CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs#:~:text=The%20Medicare%20Prescription%20Payment%20Plan%2C%20which%20goes%20into%20effect%20in,-of-pocket%20cost%20upfront. Accessed 23 Mar. 2026. “Extra Help With Medicare Prescription Drug Plan Costs.” Social Security, secure.ssa.gov/i1020/Ee001View.action. Accessed 23 Mar. 2026. “Get Lower Prescription Costs with the Extra Help Program.” Kaiser Permanente, healthy.kaiserpermanente.org/georgia/shop-plans/ready-for-medicare/extra-help. Accessed 23 Mar. 2026. “Get Medicare Help from Your Local Ship Program: Ship Ta Center.” State Health Insurance Assistance Programs, 16 Mar. 2026, www.shiphelp.org/. “Guide to Consumer Mailings from CMS, Social Security, and Plans in 2025/2026.” Centers for Medicare & Medicaid Services, www.cms.gov/medicare/prescription-drug-coverage/limitedincomeandresources/downloads/consumer-mailings.pdf. Accessed 23 Mar. 2026. “Help with Drug Costs.” Medicare, www.medicare.gov/basics/costs/help/drug-costs. Accessed 23 Mar. 2026. “Low Income Subsidy for Medicare Prescription Drug Coverage.” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/part-d-plans/low-income-subsidy. Accessed 23 Mar. 2026. Medicare.Gov, www.medicare.gov/account/login. Accessed 23 Mar. 2026. “Medicare Savings Programs Eligibility and Coverage.” Medicare Savings Program Eligibility and Coverage, www.ncoa.org/article/medicare-savings-programs-eligibility-coverage/. Accessed 23 Mar. 2026. “Supplemental Security Income (SSI).” Social Security, www.ssa.gov/ssi. Accessed 23 Mar. 2026. Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Not affiliated with or endorsed by Medicare or any government agency.
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    8 分
  • Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits

    Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits
    2026/07/31
    The Friday Five for July 31, 2026: RegEd CE Courses Available on IntegrityCONNECTFresh Take on Social Platforms: ThingsBookMedicare GLP-1 Bridge ReminderCMS Files Appeal to Clover DecisionCMS & HHS File Expedited Appeal to Colombus I Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. RegEd CE Courses Available on IntegrityCONNECT: Learn More About IntegrityCONNECT MyBenefits in IntegrityCONNECT Fresh Take on Social Platforms: ThingsBook: ThingsBook for iPhone Medicare GLP-1 Bridge Reminder: “Medicare GLP-1 Bridge Expectations and FAQs.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 June 2026, www.cms.gov/files/document/medicare-glp-1-bridge-expectations-faqs.pdf. CMS Files Appeal to Clover Decision: Minemyer, Paige. “CMS appeals court decision behind 2026 MA star ratings recalculations.” Fiercehealthcare.com, Fierce Healthcare, 22 Jul 2026, https://www.fiercehealthcare.com/regulatory/cms-appeals-court-decision-behind-2026-ma-star-ratings-recalculations. Kerfoot, Jenn. “Part XI: Star Rating Lawsuits & The Battle in the Courtroom and The Battle Against the Clock.” LinkedIn, Jenn Kerfoot, 27 July 2026, www.linkedin.com/pulse/part-xi-star-rating-lawsuits-battle-courtroom-against-jenn-kerfoot-pmswc/. CMS & HHS File Expedited Appeal to Colombus I: City of Colombus vs. RFK, Jr. Consent Motion to Expedite Appeal, litigationtracker.law.georgetown.edu, Georgetown Law Litigation Tracker, https://litigationtracker.law.georgetown.edu/wp-content/uploads/2026/07/City-of-Columbus_2026.07.22_DEFENDANTS-MOTION-TO-EXPEDITE-3.pdf, Accessed 27 Jul 2026. Casolo, Elizabeth. “HHS Appeals Decision Vacating Provisions of 2025 ACA Marketplace Rule.” Beckerspayer.Com, Becker’s Payer Issues, 24 July 2026, www.beckerspayer.com/payer/aca/hhs-appeals-decision-vacating-provisions-of-2025-aca-marketplace-rule/. Minemyer, Paige. “HHS appeals vacatur of 2025 ACA program integrity rule.” Fiercehealthcare.com, Fierce Healthcare, 23 Jul 2026, https://www.fiercehealthcare.com/regulatory/judge-tosses-multiple-provisions-cms-2025-aca-program-integrity-rule. “Updated Statement Regarding the Failure to File and Reconcile Requirement for Plan Years 2026-2027.” Cms.Gov, Centers for Medicare & Medicaid Services, 27 July 2026, www.cms.gov/files/document/ftr-requirement-py26-27-statement.pdf. Resources: Federal Judge Vacates Several CMS ACA Provisions Finding Opportunity Despite Medicare & ACA Market Challenges Navigate Medicare Drug and Durable Medical Equipment Coverage for Diabetes Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    14 分
  • Selling Medicare Insurance: Why it’s Worth It

    Selling Medicare Insurance: Why it’s Worth It
    2026/07/29
    After becoming an insurance agent, there might be some difficulty deciding what types of insurance to sell. In this episode, we break down the positives of selling Medicare insurance and what makes the market so fulfilling! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Reasons Why Ritter Should Be Your FMO Insurance Agency 5 Steps to Selling Cancer Insurance 8 Powerful Practices for Selling Prescription Drug Plans 2027 Medicare Advantage & Part D Certification Info Boost Business Selling Hospital Indemnity Insurance Dental, Vision, and Hearing Insurance Sales: How, Who, and Why Do's and Don'ts of Medicare Compliance Getting Started Selling Medicare Supplements How Much Money Can Agents Make Selling Ancillary Health Insurance? How to Approach Selling Final Expense Insurance IntegrityCONNECT Leads Ritter Insurance Marketing Carriers Save Time. Sell More. Selling Ancillary Products Selling Long-Term Care Insurance SNPs: The Secret to Surviving Lock-in There's More to Life Insurance Than Just a Policy Understanding Medicare Advantage References: Freed, M., Fuglesten Biniek, J., Damico, A., Ochieng, N., & Neuman, T. (2026, June 5). Medicare advantage in 2026: Enrollment update and key trends. KFF. https://www.kff.org/medicare/medicare-advantage-in-2026-enrollment-update-and-key-trends/ Integrity. (2026, May 29). 2026 Medicare Age-In Study. Deft Research. https://deftresearch.com/2026-medicare-age-in-study/ Kaplan, S. (2024, July). America is unprepared to support its growing older adult population. Syracuse University. https://www.maxwell.syr.edu/research/lerner-center/population-health-research-brief-series/article/america-is-unprepared-to-meet-the-needs-of-its-growing-older-adult-population Kroll, M. M. (2024, November 1). Generation X... “The forgotten generation.” University of New Hampshire. https://extension.unh.edu/blog/2024/11/generation-x-forgotten-generation Medicare Marketing Guidelines. CMS.gov. (2024, September 10). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    7 分
  • Insurance Agents Can Generate More Leads with a Referral Marketing Strategy

    Insurance Agents Can Generate More Leads with a Referral Marketing Strategy
    2026/07/29
    Referrals are a powerful lead generating tool, especially for insurance agents! Find out more in this explainer on referral marketing how to implement this strategy into your insurance business. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: How Insurance Agents Can Learn About Their Social Media Audiences INtegrityCONNECT Ritter Blog ShopRitterIM The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships Where It All Begins: Obtaining Permission to Contact for Medicare Sales Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource References: Canva Medicare Marketing Guidelines | CMS. Centers for Medicare & Medicaid Services. (2024, October 9). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines Microsoft Word Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    12 分
  • Here Are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries the Most

    Here Are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries the Most
    2026/07/27
    Out-of-pocket exposure is an important component in Medicare coverage conversations. In this episode, learn which costs factor into the OOP equation and help your clients make more educated decisions. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 8 Powerful Practices for Selling Prescription Drug Plans 2026 Medicare Part A & B Premiums & Deductibles Are You Offering Multiple LTC Insurance Options? Dental, Vision, and Hearing Insurance Sales: How, Who, and Why Getting Started Selling Medicare Supplements How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy Take Your Business to the Next Level What’s Inside The Complete Guide on How to Sell Prescription Drug Plans? References: Durable Medical Equipment (DME) coverage. Medicare.gov. (n.d.). https://www.medicare.gov/coverage/durable-medical-equipment-dme-coverage Ochieng, N., Cubanski, J., Neuman, T., & Damico, A. (n.d.). Health costs consume a large portion of income for millions of people with Medicare | KFF. https://www.kff.org/medicare/health-costs-consume-a-large-portion-of-income-for-millions-of-people-with-medicare/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
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    9 分