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  • 5 Spooky Stories for Halloween 👻

    5 Spooky Stories for Halloween 👻
    2025/10/31
    No tricks, just a treat of an episode that miiiight leave you sleeping with the lights on tonight. Our staff volunteered to tell some spooky stories that line up with locations featured in our Content Library Top Spooky Spots series. We hope you enjoy it!

    Content Library: The Top Spooky Spots for Halloween

    Previous Content Library Interviews:

    Content Library: Cooking for Beginners ft. Jeff Snyder

    Content Library: Mastering Medicare Insurance Coverage ft. Jeff Snyder

    Introducing a Content Marketing Solution for Insurance Agents

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Get Connected:

    🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!

    💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Not affiliated with or endorsed by Medicare or any government agency.
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    46 分
  • What CMS Requires Agents to Discuss Prior to Medicare Enrollments

    What CMS Requires Agents to Discuss Prior to Medicare Enrollments
    2025/10/28
    In this episode we review key CMS regulations agents must follow to stay compliant during Medicare sales. Bonus? These steps also help educate and inform your clients! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Fact vs. Fiction: Examining the Medicare Part B Premium Giveback Formularies & Covered Drugs – Knight School Training How to Check Medicare Extra Help Eligibility for Your Client How to Help Clients Avoid Medicare Late Enrollment Penalties How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them MA & PDP Compliant Sales Checklist PDF Download SNPs: The Secret to Surviving Lock-in The 2026 Medicare Part D Redesign Updates Agents Should Know The Beginner’s Guide to C-SNPs The Beginner’s Guide to D-SNPs The Difference Between Medicare & Medicaid: What That Means for Insurance Agents What Agents Can’t Say During Medicare Sales Appointments What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales References: “Agent and Broker Training & Testing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/cy2025-agent-broker-training-testing-guidelines.pdf. Accessed 14 Oct 2025. “Agent and Broker Training & Testing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/cy2026agentbrokertrainingtestingguidelinespdf.pdf. Accessed 15 Oct. 2025. “Costs.” Medicare, www.medicare.gov/basics/costs/medicare-costs. Accessed 14 Oct. 2025. “Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f. Accessed 14 Oct. 2025. “Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 15 Oct. 2025. “Emergency Department Services.” Medicare.Gov, Medicare, www.medicare.gov/coverage/emergency-department-services. Accessed 14 Oct. 2025. “Medicare Communications and Marketing Guidelines (MCMG) Date: 02/09/2022.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/medicare-communications-marketing-guidelines-2-9-2022.pdf. Accessed 14 Oct. 2025. Seladi-Schulman, Jill. “Medicare IRMAA: What Is It and When Does It Apply?” Healthline, Healthline Media, 22 Apr. 2025, www.healthline.com/health/medicare/what-is-irmaa. “Medicare and Medicaid Programs; CY 2025 Payment Policies Under the Physician Fee Schedule and Other Changes to Part B Payment and Coverage Policies; Medicare Shared Savings Program Requirements; Medicare Prescription Drug Inflation Rebate Program; and Medicare Overpayments.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2024/07/31/2024-14828/medicare-and-medicaid-programs-cy-2025-payment-policies-under-the-physician-fee-schedule-and-other. Accessed 14 Oct. 2025. “Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” FederalRegister.Gov, Federal Register, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 15 Oct. 2025. “Out-of-Pocket Maximum/Limit.” HealthCare.Gov, www.healthcare.gov/glossary/out-of-pocket-maximum-limit/. Accessed 14 Oct. 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    14 分
  • The 2026 COLA Increase & How it Affects Your Clients

    The 2026 COLA Increase & How it Affects Your Clients
    2025/10/27
    This just in! Social Security announced the Cost of Living Adjustment for 2026. Listen on the ASG podcast for the official numbers and how the COLA increase impacts your clients.

    Read the text version

    🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    5 Medicare Myths Your Clients May Believe

    2026 Medicare Advantage and Medicare Part D Premiums

    Ask Integrity Plan Insights

    References:

    “Consumer Price Index - September 2025.” Bls.Gov, U.S. Bureau of Labor Statistics, 24 Oct. 2025, www.bls.gov/news.release/cpi.toc.htm.

    “Create Your Personal My Social Security Account Today.” SSA, Social Security Administration, www.ssa.gov/myaccount/. Accessed 24 Oct. 2025.

    Bogle, Darlynda. “How the Hold Harmless Provision Protects Your Benefits.” Blog.SSA.Gov, Social Security Administration, 18 Apr. 2025, blog.ssa.gov/how-the-hold-harmless-provision-protects-your-benefits/.

    “Social Security Announces 2.8 Percent Benefit Increase for 2026 .” SSA.Gov, Social Security Administration, 24 Oct. 2025, blog.ssa.gov/social-security-announces-benefit-increase-for-2026/.

    “Social Security Cost of Living Adjustment.” SSA.Gov, Social Security Administration, 24 Oct. 2025, www.ssa.gov/cola/.

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.
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    5 分
  • 5 Tips to Make the Most of AEP

    5 Tips to Make the Most of AEP
    2025/10/27
    You’ve worked hard all year to prepare for AEP, but you’re not at the finish line yet! Listen to this installment of the Agent Survival Guide Podcast for tips on how to maximize your success this AEP.

    Read the text version

    Meet your personal AI assistant: Ask Integrity

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    4 Ways PlanEnroll Will Make This Your Best AEP Yet

    Announcing the Launch of IntegrityCONNECT

    Ask Integrity

    Content Library: Mastering Medicare Coverage ft. Jeff Snyder

    How Insurance Agents Can Use AI Tools

    How to Better Market Yourself

    How to Prepare for AEP Like a Pro

    Secure a Bigger, Better Business with Ancillary Products

    The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook

    The Survivor’s AEP Checklist

    What Agents Forget to Do When Preparing for Appointments

    References:

    “Medicare + Fraud, Waste, and Abuse (MFWA) Online Course.” AHIP Medicare Training, https://www.ahipmedicaretraining.com/page/login. Accessed 14 Oct. 2025.

    “Medicare Open Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources. Accessed 13 Oct. 2025.

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.
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    8 分
  • Can Insurance Agents Charge Medicare Consultation Fees?

    Can Insurance Agents Charge Medicare Consultation Fees?
    2025/10/25
    As select Medicare Advantage and Medicare Part D plans go non-commissionable, we’ve been hearing whispers about consulting fees. Rather than stay silent, we’ve got some words of caution and solutions for agents to consider.

    Read the text version

    Contact Us!

    Email ASGPodcast@Ritterim.com or reach out to Ritter’s Sales Team near you!

    Resources:

    7 Actions You Can Take If Your Medicare Plans Go Non-Commissionable

    8 Reasons Why Insurance Agents Should Sell ACA Plans

    ACA 101: Selling Under-65 Health Insurance

    A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

    Final Expense Insurance: How Much Can Clients Expect It to Cover?

    Register with Ritter Insurance Marketing

    Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

    References:

    Are Brokers Still in the Crosshairs? Policy and Market Updates for 2026

    Medicare Advantage Program Regulations

    Medicare Part D Communication Requirements

    AEP Media Toolkit from NABIP

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.
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    8 分
  • Ask Integrity Plan Insights

    Ask Integrity Plan Insights
    2025/10/24
    The Friday Five for October 24, 2025: Field Notes & Countdown to OEPOpenAI Announces ChatGPT AtlasApple Beta Updates for Liquid GlassACA Premiums& Tax Credits Status CheckAsk Integrity Plan Insights Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. OpenAI Announces ChatGPT Atlas: Rogers, Reece. “OpenAI’s Atlas Browser Takes Direct Aim at Google Chrome.” Wired.Com, Wired, 21 Oct. 2025, www.wired.com/story/openai-atlas-browser-chrome-agents-web-browsing/. Babu, Juby, and Krystal Hu. “OpenAI Launches AI Browser Atlas in Latest Challenge to Google.” Reuters.Com, Reuters, www.reuters.com/technology/openai-unveils-ai-browser-atlas-2025-10-21/. Accessed 21 Oct. 2025. O’Brien, Matt, and Michael Liedtke. “OpenAI Launches Atlas Browser to Compete with Google Chrome.” Apnews.Com, AP News, 21 Oct. 2025, apnews.com/article/openai-atlas-web-browser-chatgpt-google-ai-f59edaa239aebe26fc5a4a27291d717a. Capoot, Ashley. “OpenAI Unveils CHATGPT Atlas Browser, Sending Alphabet Shares Lower.” CNBC.Com, CNBC, 21 Oct. 2025, www.cnbc.com/2025/10/21/openai-browser-alphabet-stock.html. Fried, Ina. “What to Know about Atlas, OpenAI’s New Web Browser.” Axios.Com, Axios, www.axios.com/2025/10/21/openai-atlas-what-to-know. Accessed 21 Oct. 2025. Apple Beta Updates for Liquid Glass: Clover, Juli. “iOS 26.1 Beta 4 Lets Users Control Liquid Glass Transparency with New Toggle.” Macrumors.Com, MacRumors, 20 Oct. 2025, www.macrumors.com/2025/10/20/ios-26-1-liquid-glass-toggle/. Peters, Jay. “Apple Adds a New Toggle to Make Liquid Glass Less Glassy.” Theverge.Com, The Verge, 20 Oct. 2025, www.theverge.com/news/802963/apple-liquid-glass-ios-26-1-beta-tint-option. Cunningham, Andrew. “Upcoming iOS and macOS 26.1 Update Will Let You Fog up Your Liquid Glass.” Arstechnica.Com, Ars Technica, 21 Oct. 2025, arstechnica.com/gadgets/2025/10/new-ios-and-macos-betas-add-tinted-toggle-to-tone-down-liquid-glass/. ACA Premiums & Tax Credits Status Check: Ortaliza, Jared, Matt McGough, Kaitlyn Vu, Imani Telesford, Shameek Rakshit, Emma Wager Twitter, et al. “How Much and Why ACA Marketplace Premiums Are Going up in 2026.” Healthsystemtracker.Org, KFF, 6 Aug. 2025, www.healthsystemtracker.org/brief/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2026/. “How Much More Would People Pay in Premiums If the ACA’s Enhanced Premium Tax Credits Expire?” KFF.Org, KFF, 17 Oct. 2025, www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/. “Is It Too Late for ACA Insurers to Change Their Premiums?” KFF.Org, KFF, 8 Oct. 2025, www.kff.org/quick-take/is-it-too-late-for-aca-insurers-to-change-their-premiums/. Ask Integrity Plan Insights: Get Started with IntegrityCONNECT Integrity Transformational AI-Powered Plan Insights Learn more about Ask Integrity Resources: How an ICHRA Partnership Can Support ACA Sales How Insurance Agents Can Use AI Tools How Storytelling Helps Agents Quickly Connect with Clients ft. Don Connelly Optimize Your Online Presence ft. Aaron Kassover The Medicare Telehealth 2025 Changes Insurance Agents Need to Know Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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    9 分
  • Content Library: Cooking for Beginners ft. Jeff Snyder

    Content Library: Cooking for Beginners ft. Jeff Snyder
    2025/10/22
    Jeff Snyder joins Sarah to chat about Ritter Insurance Marketing’s Content Library for insurance agents. Find out how to use non-insurance related content in your marketing efforts.

    📚Browse Ritter Insurance Marketing’s Content Library for Insurance Agents 🤝Register with Ritter Insurance Marketing

    Resources:

    5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd

    5 Types of Content to Share on Social Media

    Content Library: Master Medicare Insurance Coverage

    Field Notes on Partner Marketing Resources

    Field Notes on Digital Marketing Resources

    Field Notes on Traditional Marketing Resources

    Introducing a Content Marketing Solution for Insurance Agents

    Reach out to Ritter’s Compliance Team

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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    39 分
  • How Insurance Agents Can Turn Anxiety into Fuel

    How Insurance Agents Can Turn Anxiety into Fuel
    2025/10/20
    Don't let anxiety take away your potential. In this episode, we've got tips to help insurance agents overcome anxiety, turning it into fuel for your success.

    Get Connected:

    🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!

    💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    eBooks and Guides for Insurance Agents

    Events & Webinars available through Ritter Insurance Marketing

    Fact-Finder to use when meeting with clients

    Knight School Online Training for Insurance Agents

    MA & PDP Compliant Sales Checklist

    More Episodes of the ASG Podcast:

    Adding Spokes to Your Wheel ft. Robert Rothschild

    Building the Foundation for Success ft. Roy Snarr

    How to Create a Healthy Balance Between Work and Life

    Making Your Own Luck ft. Michael Krantz

    Operating From a People-First Mentality ft. Scott Zimmerman

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Not affiliated with or endorsed by Medicare or any government agency.

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    10 分