When facing separation, the fear and overwhelm of finances can feel like the last insurmountable obstacle to freedom. Many people, paralyzed by the unknown, stay in unhappy marriages for the money.

This week on A Year and a Day, Jaime Davis sits down with Lori Atwood, CFP®, founder of Fearless Finance, to demystify money management during and after divorce. Lori's firm provides objective, hourly, and affordable financial planning, driven by the mission that finances should never dictate a life-altering decision.

They discuss the emotional roots of financial fear, the practical steps to gain control, and the critical elements of building a secure, sustainable life post-divorce.

Tune in for:

• Why the question "Can I survive?" is often the last piece of the puzzle people need answered before deciding to leave a marriage.
• Lori's top two immediate steps for the "non-moneyed spouse" upon separation: establishing individual credit and gathering data on all accounts.
• Why the marital house is often "the elephant in the room" and why, from a financial standpoint, selling it is typically the cleaner and less stressful option.
• The financial pitfalls of nesting and why this arrangement is generally detrimental to long-term financial stability.
• Lori's simple spending tracker model that focuses only on two main areas—groceries and discretionary spending—to help people consistently spend less than they earn.
• The advantage of the hourly, no-commission financial planning model for divorcing individuals who need objective advice without the pressure of being sold products.
• The building blocks of a post-divorce financial roadmap, including cash reserves, emergency funds, and retirement savings.
• Lori's single most important piece of advice: The most critical thing to your finances is your happiness.
  
  

About Lori Atwood:

Lori Atwood is the founder of Fearless Finance, a firm dedicated to providing objective, hourly, and affordable financial planning. Her goal is to demystify personal finance and help people achieve financial wellbeing, especially during major life transitions like divorce.

Resources & Links:

• Fearless Finance: https://fearlessfinance.com
• Gailor Hunt Law Firm: https://divorcestough.com

A Year and a Day is hosted by Jaime Davis, board-certified family law attorney at Gailor Hunt.

Welcome to A Year and a Day. In this episode, board-certified family law attorney Jaime Davis is joined by her law partner, Melissa Essick, to discuss how parents can successfully navigate the holidays after separation and divorce, focusing on reducing stress and building new family traditions.

Melissa stresses the importance of adjusting expectations: the holidays won't feel "normal" right away, but they will eventually find a "new normalcy" that can be positive for the children. They discuss why peace over presents is the guiding principle, and how a parent's calmness sets the tone for the entire season.

Melissa introduces her key strategy for surviving the holidays: Plan, Prepare, Pivot. She shares practical advice on when to start coordinating holiday schedules (at least two months out), how to handle logistical roadblocks, and the critical need for flexibility. The attorneys also review best practices for communication, including the use of tools like Our Family Wizard to maintain a calm, fact-based tone, and offer guidance on sensitive topics like introducing a new partner and setting boundaries with extended family. Ultimately, they emphasize putting the children first to ensure a stress-free and joyful holiday season.

If you are in need of legal assistance in North Carolina, contact us at Gailor Hunt by visiting www.divorceistough.com.

Like this show? Rate it here!

While the information presented is intended to provide you with general information to navigate divorce without destruction, this podcast is not legal advice. This information is specific to the law in North Carolina. If you have any questions before taking action, consult an attorney who is licensed in your state.

Welcome to A Year and a Day. In this episode, board-certified family law attorney Jaime Davis talks with Thad Hollis, an expert in conflict resolution, divorce coaching, and mediation, and the founder of Better Outcomes.

Thad introduces his powerful philosophy: "Conflict is inevitable. Combat is optional." He explains how someone in the middle of a painful divorce can begin to view conflict as a "gift"—an opportunity for positive change rather than a source of destruction. Thad shares his mediation and coaching techniques, emphasizing the need for clients to "find their voice" and shift their mindset from a win-lose battleground to constructive negotiation.

Jaime and Thad discuss common emotional roadblocks in divorce, such as the need "to be heard," feelings of unfairness, and the prevalence of power imbalances in relationships. They conclude by focusing on the ultimate goal: being kind and future-focused to ensure the best possible outcome for the children and the co-parenting relationship.

Need help from Thad? Contact him by visiting betteroutcomes.au.

If you are in need of legal assistance in North Carolina, contact us at Gailor Hunt by visiting www.divorceistough.com.

Like this show? Rate it here!

While the information presented is intended to provide you with general information to navigate divorce without destruction, this podcast is not legal advice. This information is specific to the law in North Carolina. If you have any questions before taking action, consult an attorney who is licensed in your state.