Most people are stuck in a 9 to 5 grind earning active income, but only a few ever break out and build real wealth. In this episode, Lloyd James Ross dives deep into the question, can you actually get rich with a job? From his early days commuting in Dubai and driving a rented Toyota Yaris to becoming a seven figure investor, Lloyd breaks down the exact three step formula that changed his life, cutting costs, investing wisely, and finding ways to amplify income. He shares how side hustles, mindset shifts, and smart money habits can turn financial stress into financial freedom, even if you’re still clocking in every morning. If you’re tired of just working for money and ready to make your money work for you, this episode is your playbook.

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Timestamps

[00:00:00] Introduction

[00:02:14] The mindset trap of the 9 to 5

[00:05:32] Why most people never build wealth

[00:08:47] Lloyd’s story from Dubai to financial freedom

[00:12:15] The three step formula to getting rich

[00:17:03] Cutting costs and controlling your cash flow

[00:21:28] Investing wisely and letting money work for you

[00:26:10] Building side hustles that actually scale

[00:30:45] Final thoughts and next steps for financial freedom