In this episode, hosts Tait Duryea and Ryan Gibson welcome Ramez Fakhoury from IRA Club. This episode dives into how pilots can unlock old 401(k)s, TSPs, and HSAs for real estate and other alternative investments. Hear a detailed story of a Southwest pilot transitioning to American Airlines and learn what decisions made the biggest impact. Whether you're changing airlines or just seeking better returns, this episode is packed with actionable insights.

Ramez Fakhoury is the Vice President of IRA Club, a leading self-directed IRA custodian. With a background in hospitality and entrepreneurship, Ramez discovered a passion for alternative investing and now helps individuals unlock their retirement capital for real estate and other private assets. His practical approach and deep knowledge make complex financial strategies accessible for pilots and high-income earners.

Show notes:

(0:00) Intro

(01:07) Introduction to Ramez and IRA Club

(04:49) Three options when leaving an airline

(06:11) True vs. false self-direction explained

(10:27) Why you shouldn't rush rollover decisions

(14:39) What you can't invest in with IRAs

(20:48) Why IRA Club's structure stands out

(27:42) Contribution limits vs. rollover power

(38:56) Partnering personal and retirement funds

(46:59) Real estate in IRAs: tax pros and cons

(51:20) Outro

Connect with Ramez:

Website: https://www.iraclub.com/

LinkedIn: https://www.linkedin.com/company/the-ira-club/

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*Legal Disclaimer*

The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.